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Generated 08-08-2026
Active BE 0795.469.680Private limited company

TOITURES NICOLAS MONCOMBLE

Rue des Wayères(CH) 34 ·6460 Chimay, Belgium· 3 yrs active
Sector: Specialised construction (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of TOITURES NICOLAS MONCOMBLE is 3.0% (moderate). The 2024 annual accounts show equity of €49k and a net result of €29k. Its solvency ranks better than 56% of 11081 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €49k
Net result €29k
Better than sector 56%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health94Profitability100Solvency91Growth78Stability94
91 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 100
Solvency 91
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.0% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
94 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 10-09-2025 with the NBB · fiscal year 2024 · micro
€0€100k€200kRevenue 2023: €200k€200kOperating result 2023: €15k€15kNet result 2023: €12k€12kOperating result 2024: €37k€37kNet result 2024: €29k€29k20232024
RevenueOperating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 45.9% 40.9%
better than 56% of 11081 sector peers
Net result €29k €11k
better than 74% of 11063 sector peers
Equity €49k €34k
better than 62% of 11084 sector peers
Gross operating margin €49k €35k
better than 61% of 11054 sector peers
Total assets €108k €93k
better than 56% of 11081 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€200k
- far above sector median
EBITDA
€48k
+102.9% far above sector median
Net profit
€29k
+150.4% far above sector median
Cash flow
€41k
+103.7% far above sector median
Total assets
€108k
+180.9% +22% vs sector
Equity
€49k
+140.7% +82% vs sector
Working capital
€35k
+55.1% +96% vs sector
Income taxes
€7k
+73.0% far above sector median
Debt
€58k
+227.3% +14% vs sector
Debt ≤ 1y
€23k
+201.1% -55% vs sector
Debt > 1y
€35k
+247.0% +177% vs sector
Current ratio
2.54
-36.3% +88% vs sector
Quick ratio
2.37
+69.5% +114% vs sector
Solvency
45.9%
-14.3% +59% vs sector
Debt / equity
1.18
+36.0% -38% vs sector
ROE
58.5%
+4.0% far above sector median
ROA
26.9%
-10.8% far above sector median
Net margin
5.8%
- far above sector median
EBITDA margin
11.9%
- far above sector median
Interest coverage
27.96
-3.3% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€48k
Net profit€29k
Cash flow€41k
Staff costs-
Income taxes€7k
Dividends-
Total assets€108k
Equity€49k
Debt€58k
of which ≤ 1y€23k
of which > 1y€35k
Working capital€35k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.54
Quick ratio2.37
Working capital ratio32.9%
Solvency45.9%
Debt / equity1.18
Long-term debt ratio0.71
Interest coverage27.96
Gross margin-
Net margin-
ROA26.9%
ROE58.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€108k
Fixed assets 21/28€49k
Tangible fixed assets 22/27€49k
Financial fixed assets 28€54
Current assets 29/58€58k
Stocks & contracts in progress 3€4k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€49k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€108k
Equity 10/15€49k
Contributions / capital 10/11€9k
Reserves 13€10k
Accumulated profits (losses) 14€30k
Amounts payable 17/49€58k
Amounts payable after one year 17€35k
Amounts payable within one year 42/48€23k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€49k
Operating result 9901€37k
Financial income 75€1k
Financial charges 65€2k
Result before taxes 9903€36k
Income taxes 67/77€7k
Net result for the period 9904€29k
Result to be appropriated 9905€29k
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Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43410)
Legal form Private limited company(610)
Incorporation28-12-2022
StatusActive
Postal code6460
Establishment units 1 location
Toitures Nicolas Moncomble
Rue des Wayères(CH) 34, 6460 ChimayRuimen van bouwterreinen
since 20222.342.103.305
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56016C0063/00P000 Wallonia 146 m² 1 · 64 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-09-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
25-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
16-02-2023
State Gazette act Director changes
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
16-02-2023 Servais Mathilde appointed as statutory auditor Director changes
  • Servais Mathilde, Commissaris
Technical details 
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  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Servais Mathilde",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": "2023-01-18",
      "evidence_quote": "tous les actionnaires pr\u00E9sents acceptent la nomination de Madame Servais Mathilde en tant qu\u0027adminstratrice \u00E0 partir du 18 janvier 2023.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-02-16",
    "filing_date": "2023-01-18",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2023-01-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0795.469.680",
    "name_full": "TOITURES NICOLAS MONCOMBLE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Moncomble Nicolas",
    "org_rep_person_name": null,
    "person_role_at_subject": "ADMINISTRATEUR"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410Dakwerkzaamheden43910Installatie van isolatie43230Isolatiewerkzaamheden43291Waterdichtingswerken van muren43421Waterdichtingswerken van muren43991
Primary activity highlighted.
Names & trade names
Legal nameFR TOITURES NICOLAS MONCOMBLE
Registered office
Rue des Wayères(CH) 34
6460 Chimay, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative