TOITURES MARC THELEN
ActiveTOITURES MARC THELEN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €605k and a net result of €50k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 13.07 against 22.7 in 2024; short-term debt: 7.2% and cash: 92.7% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
7.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
58 d early
2023
28 d late
2022
29 d late
2021
26 d late
2020
37 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€605k▲ 9.0%
2024 · €556k
2018: €267k
2019: €303k
2020: €317k
2021: €358k
2022: €439k
2023: €492k
2024: €556k
2018 → 2025
Total assets
€653k▲ 12.6%
2024 · €580k
2018: €367k
2019: €308k
2020: €323k
2021: €367k
2022: €461k
2023: €539k
2024: €580k
2018 → 2025
Net result
€50k▼ 21.1%
2024 · €63k
2018: €81k
2019: €36k
2020: €14k
2021: €41k
2022: €89k
2023: €53k
2024: €63k
2018 → 2025
Working capital
€571k▲ 9.6%
2024 · €521k
2018: €186k
2019: €237k
2020: €261k
2021: €310k
2022: €399k
2023: €454k
2024: €521k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€439k▲ 22.7%€492k▲ 12.1%€556k▲ 12.8%€605k▲ 9.0%
Operating result€57k-€125k▲ 119%€74k▼ 40.5%€88k▲ 18.1%€69k▼ 21.2%
Net result€41k-€89k▲ 117%€53k▼ 40.1%€63k▲ 18.5%€50k▼ 21.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €653k
Fixed assets
€34k▼ 0.2%
Current assets
€619k▲ 13.4%
Equity and liabilities €653k
Equity
€605k▲ 9.0%
Debt
€47k▲ 96.9%
The debt ratio rises from 4.1% to 7.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €92k
Cash flow
€54k▼
2024 · €67k
Solvency
92.8%▼
2024 · 95.9%
Current ratio
13.07▼
2024 · 22.70
Quick ratio
13.07▼
2024 · 22.36
Debt / equity
0.08▲
2024 · 0.04
ROE
8.2%▼
2024 · 11.4%
ROA
7.6%▼
2024 · 10.9%
Interest coverage
988.22▲
2024 · 346.76
Debt
€47k▲
2024 · €24k
Debt ≤ 1 year
€47k▲
2024 · €24k
Income taxes
€19k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€580k€653k▲
Fixed assets21/28€34k€34k▼
Tangible fixed assets22/27€34k€34k▼
Land and buildings22€30k€27k▼
Furniture and vehicles24€4k€7k▲
Financial fixed assets28€75€75=
Current assets29/58€545k€619k▲
Stocks and contracts in progress3€8k€0▼
Stocks30/36€8k€0▼
Amounts receivable within one year40/41€18k€12k▼
Trade receivables40€0€11k▲
Other amounts receivable41€18k€831▼
Cash at bank and in hand54/58€518k€605k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€580k€653k▲
Equity10/15€556k€605k▲
Contributions10/11€19k€19k=
Reserves13€369k€418k▲
Distributable reserves133€369k€418k▲
Profit (loss) carried forward14€168k€168k=
Amounts payable17/49€24k€47k▲
Amounts payable within one year42/48€24k€47k▲
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Advances received on contracts in progress46€696€33k▲
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€6k€269▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€94k€76k▼
Operating profit (loss)9901€88k€69k▼
Financial income75/76B€100€0▼
Recurring financial income75€100€0▼
Financial charges65/66B€265€75▼
Recurring financial charges65€265€75▼
Profit (loss) for the period before taxes9903€87k€69k▼
Income taxes67/77€24k€19k▼
Profit (loss) for the period9904€63k€50k▼
Profit (loss) for the period to be appropriated9905€63k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€232k€218k▼
Profit (loss) brought forward from the previous period14P€168k€168k=
Transfer to equity691/2€63k€50k▼
To other reserves6921€63k€50k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 22.70
Current ratio from 10.81 to 22.70; short-term debt falls from €46k to €24k.
31-12
Financial
Equity above €500kEq €556k ▲12.8%
7 profitable years in a row build equity to €556k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €89k ▲117%
Operating result €125k, net result €89k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €14k ▼61.6%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 17current ratio 48.71
Current ratio from 2.85 to 48.71; short-term debt falls from €101k to €5k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Plombières · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windt 14850 PlombièresGround area
802 m²
Building footprint
106 m²
Volume, LiDAR
743 m³
Parcel 63053A0181/00R000, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOITURES MARC THELEN
since 20122.207.165.615
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63053A0181/00R000 | Wallonia | 802 m² | 1 · 106 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesTOITURES MARC THELEN SRL37608
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Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 2,651 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-02-2012
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.