DZP
ActiveDZP has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €92k and a net result of €16k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 19% of 36373 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72=
Solvency42▼-14
Growth52▲+14
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.1 against 1.53 in 2023; short-term debt: 73.1% and cash: 1.8% of total assets), and 83.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.6%
Return on assets
2.8%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 36373 sector peers (2024).
NBB · sector comparisonPosition among 36373 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
92 d late
2022
18 d late
2021
101 d late
2020
28 d late
2019
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€246k▼ 21.5%
2018 · €314k
2018: €314k
2018 → 2019
EBIT margin
-11.9%▼ 13.8pp
2018 · 1.9%
2018: 1.9%
2018 → 2019
Net result
€16k▲ 146%
2023 · €6k
2018: €-2k
2019: €-34k
2020: €7k
2021: €6k
2022: €22k
2023: €6k
2018 → 2024
Working capital
€39k▼ 29.9%
2023 · €56k
2018: €19k
2019: €22k
2020: €39k
2021: €41k
2022: €62k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€52k-€58k▲ 11.3%€70k▲ 21.3%€76k▲ 9.0%€92k▲ 20.4%
Operating result€10k-€7k▼ 23.3%€31k▲ 330%€13k▼ 60.1%€26k▲ 104%
Net result€7k-€6k▼ 18.1%€22k▲ 280%€6k▼ 71.8%€16k▲ 146%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 104% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €553k
Fixed assets
€109k▲ 31.4%
Current assets
€444k▲ 174%
Equity and liabilities €553k
Equity
€92k▲ 20.4%
Debt
€461k▲ 173%
The debt ratio rises from 68.9% to 83.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€69k▲
2023 · €46k
Cash flow
€59k▲
2023 · €39k
Solvency
16.6%▼
2023 · 31.1%
Current ratio
1.10▼
2023 · 1.53
Quick ratio
0.53▼
2023 · 1.51
Debt / equity
5.03▲
2023 · 2.21
ROE
16.9%▲
2023 · 8.3%
ROA
2.8%▲
2023 · 2.6%
Interest coverage
20.02▲
2023 · 18.18
Debt
€461k▲
2023 · €169k
Debt ≤ 1 year
€404k▲
2023 · €106k
Debt > 1 year
€57k▼
2023 · €63k
Income taxes
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€245k€553k▲
Fixed assets21/28€83k€109k▲
Tangible fixed assets22/27€79k€105k▲
Land and buildings22€25k€18k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€51k€84k▲
Financial fixed assets28€4k€4k=
Current assets29/58€162k€444k▲
Stocks and contracts in progress3€3k€231k▲
Stocks30/36€3k€231k▲
Amounts receivable within one year40/41€117k€200k▲
Trade receivables40€41k€117k▲
Other amounts receivable41€75k€83k▲
Cash at bank and in hand54/58€41k€10k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€245k€553k▲
Equity10/15€76k€92k▲
Contributions10/11€6k€6k=
Reserves13€74k€85k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€72k€84k▲
Profit (loss) carried forward14€-4k-
Amounts payable17/49€169k€461k▲
Amounts payable after more than one year17€63k€57k▼
Financial debts170/4€63k€57k▼
Amounts payable within one year42/48€106k€404k▲
Current portion of amounts payable after more than one year42€2k€28k▲
Trade debts44€48k€47k▼
Suppliers440/4€48k€47k▼
Taxes, remuneration and social security45€11k€11k▼
Taxes450/3€8k€11k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€45k€319k▲
Income statement
Code20232024
Non-recurring operating income76A€9k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€43k▲
Other operating charges640/8€4k€16k▲
Gross operating margin9900€50k€85k▲
Operating profit (loss)9901€13k€26k▲
Financial income75/76B€2€219▲
Recurring financial income75€2€219▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€10k€22k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€6k€16k▲
Profit (loss) for the period to be appropriated9905€6k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€11k▲
Profit (loss) brought forward from the previous period14P€-11k€-4k▲
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €22k ▲280%
Operating result €31k, net result €22k, both a record.
09-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 101 days late
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Essensteenweg 572930 BrasschaatGround area
2,790 m²
Building footprint
212 m²
Volume, LiDAR
739 m³
Parcel 11008B0080/00F004, Flanders · tallest building 8.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DZP
since 20102.192.081.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008B0080/00F004 | Flanders | 2,790 m² | 1 · 212 m² | 8.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NADORTOIT
BE 0736.995.508
Saint-Ghislain · Eq €92k
ALPHATOIT
BE 0802.908.293
Wavre · Eq €92k
ETABLISSEMENTS RENAUD
BE 0458.582.346
Jurbise · Eq €92k
ADPS
BE 0761.929.951
Pittem · Eq €92k
MAT-IMMO
BE 0628.746.674
Charleroi · Eq €92k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-02-2010
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.