Toitures LEMAIRE Frédéric

Active

Private limited companyfounded 2021active for 5 yearsGoronne 190, 6690 Vielsalm, BelgiumKBO/BCE: BE 0762.787.907

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Toitures LEMAIRE Frédéric has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,561 and a net result of €14,896. Equity is shrinking by about 14% per year across the filed financial years. Its solvency ranks better than 43% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

Toitures LEMAIRE FrédéricActiveChecked score 85/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 02-02-2021 Normal situation
Legal form: Private limited company
Registered office: Goronne 190, 6690 Vielsalm
Activity: Roofing work NACE 43410and 2 others
Establishment unit: 2.313.033.393 6690 Vielsalm, since 02-02-2021
Financial year end: 31 December
Peppol: Reachable

Company details

Who decides

Board

Lemaire FrédéricDirector · since 19-01-2021
Caroline TAVARES DE PINHODirector · since 01-01-2023

Board & ownership

How it is doing

85 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Annual accounts 2025

Gross margin: €222,090; ▲ 40.3%
Turnover: ≈ €710,000; estimated
Profit: €14,896
Equity: €78,561; ▲ 21.0%
Total assets: €191,520; ▼ 1.9%
Staff: 2.9 FTE; ▲ 26.1%

2025 accounts 25 days early

Filed on 06-07-2026at the National Bank

Financials

Why 85raises riskFounded in 2021Sector: Specialised construction activities (NACE 43)Size: total assets €191,520lowers riskLiquidity: current ratio 1.88, cash €64,322Show the evidence

Checked score

Score 2025

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 60% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 66+8

equity 41.0% of total assets

Liquidity 74+20

short-term debt 38.4% · cash 33.6%

Profitability 78+20

return on assets 7.8%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.3%▼ -0.1 percentage points vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.2 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025 07-2025: 1.8%▲ +0.2 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025highest value 09-2025: 1.0%▼ -1.4 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▼ -0.8 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026lowest value

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.88, compared with 1.83 in 2024, above the usual 1.5; short-term debt: 38.4% and cash: 33.6% of total assets), but 59% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 44% on solvency, 73% on liquidity, 56% on profitability and 68% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.88, cash €64,322

NBB · annual accounts

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Specialised construction activities (NACE 43)

KBO

Size: total assets €191,520

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

25 days early

2024

2 days early

2023

28 days late

2022

2 days late

2021

26 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 6 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Key points

Among the largest 9% on gross marginsector median €39,319 · 34,815 companies €222,090 View

Documents

Key facts about Toitures LEMAIRE Frédéric

What is the company number of Toitures LEMAIRE Frédéric?: 0762.787.907. In Belgium the VAT number is the company number with BE in front: BE 0762.787.907.
Where is Toitures LEMAIRE Frédéric based?: The registered office is at Goronne 190, 6690 Vielsalm.Company details
What does Toitures LEMAIRE Frédéric do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Toitures LEMAIRE Frédéric?: Private limited company (BV).
When was Toitures LEMAIRE Frédéric founded?: On 02-02-2021.
Is Toitures LEMAIRE Frédéric still active?: Yes, Toitures LEMAIRE Frédéric is an active enterprise in the KBO register.
How many employees does Toitures LEMAIRE Frédéric have?: On average 2.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Toitures LEMAIRE Frédéric?: ≈ €710,000 in financial year 2025. Estimated from the gross margin of €222,090: probably between €550,000 and €1.0m, based on 236 comparable companies, NACE 43.
Is Toitures LEMAIRE Frédéric profitable?: In financial year 2025, Toitures LEMAIRE Frédéric made a profit of €14,896.
Where can I find the annual accounts of Toitures LEMAIRE Frédéric?: Toitures LEMAIRE Frédéric filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Toitures LEMAIRE Frédéric due?: By 31-07-2027, for financial year 2026.Timeline

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Overview