RS TOITURES

Active

Private limited companyfounded 20206 yrs activeRue de la Bruyère, St-Aubin 94, 5620 Florennes, BelgiumKBO/BCE: BE 0744.513.503

Summary

RS TOITURES has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,895 and a net result of -€6,998. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

RS TOITURESActiveChecked score 64/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410Bricklaying and masonry work NACE 43910

1 site

Size

€216,611total assets 2025

Equity: €51,895
Loss: -€6,998

Turnover not published (abridged schema)

Financial health

64 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.1%

Structure

Accounts on time0 of 1 deed read

Why 64- Founded in 2020- Sector Specialised construction activities (NACE 43)- Loss of €6,998 (FY 2025)+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 22% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 49=

equity 24.0% of total assets

Liquidity 31-7

short-term debt 58.0% · cash 9.1%

Profitability 43-29

return on assets -3.2%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)

Last 14 months 09-2025: 1.3% 10-2025: 1.3%▼ -4.7% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.2%▼ -1.0% vs 12-2025 02-2026: 1.2%▲ +0.2% vs 01-2026 03-2026: 1.2%● 0.0% vs 02-2026 04-2026: 1.4%▲ +12.0% vs 03-2026highest value 05-2026: 1.4%▼ -0.4% vs 04-2026 06-2026: 1.2%▼ -17.3% vs 05-2026 07-2026: 1.2%▲ +6.5% vs 06-2026 08-2026: 1.1%▼ -9.9% vs 07-2026lowest value 09-2026: 1.1%● 0.0% vs 08-2026lowest value 10-2026: 1.1%● 0.0% vs 09-2026lowest value

Founded in 2020 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
Figures for FY 2025 (filed 31-07-2026) lowers the probability
Loss of €6,998 (FY 2025) raises the probability

Credit up to €3,000 at 30 days acceptable

Liquidity tight (current ratio 1.02 against 1.21 in 2024; short-term debt: 58% and cash: 9.1% of total assets), and 76% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 25%, liquidity 20%, profitability 21%, growth against the median 22%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2020

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Figures for FY 2025 (filed 31-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Loss of €6,998 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

on the day

2024

25 d late

2023

9 d late

2022

7 d late

2021

29 d late

2020

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · micro…
25-08-25 Annual accounts filedfiscal year 2024 · micro…
09-08-24 Annual accounts filedfiscal year 2023 · micro…

Key points

Caution: Among the weakest 15% on net resultsector median €10,005 · 30,640 companies -€6,998 View
Total assets 20256 fiscal years filed €216,611 View
Active since 2020founded 27-02-2020 6 years View