TOITURES HECQ
ActiveSummary
The computed 12-month bankruptcy probability of TOITURES HECQ is 1.8% (moderate). The 2025 annual accounts show equity of €163,783 and a net result of €40,520. Equity has been growing by about 70% per year since 2023. Its solvency ranks better than 40% of 35,008 sector peers (NACE 43, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 08-01-2023 Normal situation
- Activity
- Insulation installation NACE 43230and 3 others
- Joint committee
- 124 Construction · annual accounts 2025
- Establishment unit
- 2.340.847.847 7130 Binche, since 09-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 31-03-2026
Board and ownership
- HECQ Charles Jean-ChristopheManaging director
- HECQ Charles Jean-Christophe100 sharesdeed of 11-01-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- €267,755
- ▲ 11.1%
- Turnover
- ≈ €670,000
- estimated
- Profit
- €40,520
- ▼ 34.5%
- Equity
- €163,783
- ▲ 32.3%
- Total assets
- €436,703
- ▲ 61.9%
- Employees on 31-12-2025
- 3
- =
- 2025 accounts filed 41 days after the deadline
Score breakdownraises riskLast filed accounts filed 41 days late; 3 of the last 3 accounts late1 change of registered office in 24 monthsFounded in 2023lowers riskFigures for financial year 2025 (filed on 13-09-2026)Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 63% on liquidity, 60% on profitability and 76% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 3 accounts on average 50 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher net result than 82% of companies in specialised constructionsector median €10,218 · 34,996 companies €40,520 View
Recent changes
- · Gazette deed Registered office moved within BincheNew registered office: Rue de Merbes, 66 à 7130 Binche · Previous registered office: Rue de Versailles, 30 à 7130 Binche
- · Gazette deed IncorporationFounding capital of €5,000, 100 shares · Founder: HECQ Charles Jean-Christophe · Appointment: HECQ Charles Jean-Christophe (director and managing director)
Comparable companies
These companies have the same main activity as TOITURES HECQ: insulation installation (NACE 43230). They are comparable in size and age: total assets between €299,000 and €700,000, founded between 2021 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| TOITURES HECQ Binche | €436,703 | €267,755 |
| Toitures & Co Tournai | €338,632 | €177,875 |
| EFC CONSULT Charleroi | €700,452 | €256,609 |
| ZUDERWIND Kuurne | €395,825 | €353,515 |
| BLOXI Berchem-Sainte-Agathe | €598,191 | €301,760 |
| M&A Construct Zaventem | €342,247 | €223,174 |
| NACA ISOLATION Molenbeek-Saint-Jean | €298,550 | €258,429 |
Key facts about TOITURES HECQ
- What is the company number of TOITURES HECQ?
- The company number of TOITURES HECQ is 0795.858.868. The VAT number is the same number with BE in front: BE 0795.858.868.
- Where is TOITURES HECQ based?
- The registered office is at Rue de Merbes 66, 7130 Binche.Company details
- What does TOITURES HECQ do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of TOITURES HECQ?
- TOITURES HECQ is a private limited company (BV).
- When was TOITURES HECQ founded?
- TOITURES HECQ was founded on 08-01-2023.
- Is TOITURES HECQ still active?
- Yes, TOITURES HECQ is an active enterprise in the KBO register.
- How many employees does TOITURES HECQ have?
- TOITURES HECQ had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TOITURES HECQ fall under?
- In its 2025 annual accounts, TOITURES HECQ states joint committee 124 (Construction).
- What is the turnover of TOITURES HECQ?
- The turnover in financial year 2025 is ≈ €670,000. This figure is estimated from the gross margin of €267,755 and 32 comparable companies (NACE 432). It probably lies between €510,000 and €860,000.
- Is TOITURES HECQ profitable?
- In financial year 2025, TOITURES HECQ made a profit of €40,520.
- Where can I find the annual accounts of TOITURES HECQ?
- TOITURES HECQ filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOITURES HECQ due?
- TOITURES HECQ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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