TOITURES HASSAINI L.
ActiveSummary
TOITURES HASSAINI L. has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €284k and a net result of €8k. Equity is growing by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 90% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 6.41 against 11.06 in 2024; short-term debt: 14.2% and cash: 62.4% of total assets), and 14.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.8%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
3 d early
2023
13 d late
2022
on the day
2021
1 d late
2020
27 d late
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€284k▲ 2.9%
2024 · €276k
2018: €158k
2019: €163k
2020: €186k
2021: €185k
2022: €227k
2023: €249k
2024: €276k
2018 → 2025
Total assets
€331k▲ 8.3%
2024 · €305k
2018: €176k
2019: €169k
2020: €221k
2021: €215k
2022: €253k
2023: €300k
2024: €305k
2018 → 2025
Net result
€8k▼ 69.4%
2024 · €26k
2018: €105
2019: €5k
2020: €23k
2021: €-818
2022: €42k
2023: €22k
2024: €26k
2018 → 2025
Working capital
€254k▲ 7.6%
2024 · €236k
2018: €142k
2019: €140k
2020: €107k
2021: €115k
2022: €219k
2023: €205k
2024: €236k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€185k-€227k▲ 22.8%€249k▲ 9.9%€276k▲ 10.5%€284k▲ 2.9%
Operating result€2k-€66k▲ 3,399%€33k▼ 50.1%€38k▲ 15.6%€14k▼ 64.3%
Net result€-818-€42k€22k▼ 46.8%€26k▲ 16.6%€8k▼ 69.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €331k
Fixed assets
€30k ▼ 35.1%
Current assets
€301k ▲ 16.0%
Equity and liabilities €331k
Equity
€284k ▲ 2.9%
Debt
€47k ▲ 58.4%
Debt's share of the balance-sheet total rises from 9.7% to 14.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▼
2024 · €54k
Cash flow
€24k▼
2024 · €42k
Current ratio
6.41▼
2024 · 11.06
Debt to equity
0.17▲
2024 · 0.11
ROE
2.8%▼
2024 · 9.5%
ROA
2.4%▼
2024 · 8.6%
Interest coverage
43.54▼
2024 · 45.99
Debt ≤ 1 year
€47k▲
2024 · €23k
Income taxes
€7k▼
2024 · €14k
Staff costs
€178▼
2024 · €474
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€305k€331k▲
Fixed assets21/28€46k€30k▼
Tangible fixed assets22/27€46k€30k▼
Plant, machinery and equipment23€2k€651▼
Furniture and vehicles24€42k€27k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€42€42=
Current assets29/58€259k€301k▲
Stocks and contracts in progress3€2k-
Stocks30/36€2k-
Amounts receivable within one year40/41€25k€95k▲
Trade receivables40€10k€76k▲
Other amounts receivable41€15k€18k▲
Current investments50/53€50k-
Cash at bank and in hand54/58€182k€206k▲
Equity and liabilities
Total equity and liabilities10/49€305k€331k▲
Equity10/15€276k€284k▲
Contributions10/11€6k€6k=
Reserves13€269k€277k▲
Distributable reserves133€269k€277k▲
Amounts payable17/49€30k€47k▲
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€23k€47k▲
Current portion of amounts payable after more than one year42€10k€6k▼
Trade debts44€7k€41k▲
Suppliers440/4€7k€41k▲
Taxes, remuneration and social security45€6k-
Taxes450/3€6k-
Income statement
Code20242025
Non-recurring operating income76A€5k-
Goods, raw materials, services and sundry goods60/61€324k€331k▲
Remuneration, social security and pensions62€474€178▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▼
Other operating charges640/8€722€350▼
Non-recurring operating charges66A€28€5k▲
Gross operating margin9900€56k€35k▼
Operating profit (loss)9901€38k€14k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€1k€996▼
Recurring financial charges65€1k€682▼
Non-recurring financial charges66B€87€314▲
Profit (loss) for the period before taxes9903€40k€15k▼
Income taxes67/77€14k€7k▼
Profit (loss) for the period9904€26k€8k▼
Profit (loss) for the period to be appropriated9905€26k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€8k▼
Transfer to equity691/2€26k€8k▼
To other reserves6921€26k€8k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €42k
Net result €42k after one loss-making year.
31-12
Financial
Equity above €200kEq €227k ▲22.8%
Equity rises from €185k to €227k.
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Weakest financial yearnet €-818 ▼104%
Net result drops to €-818, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 25.12
Current ratio from 9.08 to 25.12; short-term debt falls from €18k to €6k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Bleuets 1307160 Chapelle-lez-HerlaimontGround area
2,241 m²
Building footprint
362 m²
Volume, LiDAR
1,097 m³
2 parcels, Wallonia · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue Briart 98, 7160 Chapelle-lez-Herlaimont
since 19982.084.889.195
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52010A0208/00P014 | Wallonia | 1,998 m² | 1 · 277 m² | 5.0 m · 1 fl. |
| 52010A0818/00R016 | Wallonia | 243 m² | 1 · 84 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUNIC
BE 0877.380.143
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D&D BETON PROJECTS
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Ninove · Eq €283,766
DC-Technics
BE 0887.382.031
Wortegem-Petegem · Eq €283,459
SERRA RENOVE
BE 0464.927.037
Fleurus · Eq €283,290
TOTAL POOL CONCEPT
BE 0729.674.481
Aartselaar · Eq €284,263
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,465 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.