TOITURES DUDA
ActiveSummary
TOITURES DUDA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180,543 and a net result of -€12,750. Equity is growing by ~17.1% per year across the filed fiscal years. Its solvency ranks better than 27% of 28374 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▼-76
Solvency50▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.49 in 2024; short-term debt: 51.2% and cash: 47.8% of total assets), and 74.6% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
5 d early
2022
3 d early
2021
1 d late
2020
1 d early
2019
89 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 company by total assets in Erquelinnes, Construction sector#7 company by equity in Erquelinnes, Construction sector
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€12,750
2024 · €117,150
Working capital
€142,884▲ 27.0%
2024 · €112,499
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,721▲ 127%€23,007▼ 35.6%€21,203▼ 7.8%€161,684▲ 663%-€45,206
Net result€13,210within the sector's middle half▲ 904%€10,245within the sector's middle half▼ 22.4%€6,898within the sector's middle half▼ 32.7%€117,150above the sector's middle half▲ 1,598%-€12,750below the sector's middle half
Equity€59,000within the sector's middle half▲ 28.8%€69,245within the sector's middle half▲ 17.4%€76,143within the sector's middle half▲ 10.0%€193,293above the sector's middle half▲ 154%€180,543above the sector's middle half▼ 6.6%
Total assets€635,520above the sector's middle half▲ 4.4%€577,141within the sector's middle half▼ 9.2%€637,022above the sector's middle half▲ 10.4%€599,794above the sector's middle half▼ 5.8%€710,445above the sector's middle half▲ 18.4%
Debt€576,520▲ 2.4%€507,896▼ 11.9%€560,879▲ 10.4%€406,501▼ 27.5%€529,903▲ 30.4%
Working capital€39,457within the sector's middle half▼ 36.9%€16,053below the sector's middle half▼ 59.3%€8,382within the sector's middle half▼ 47.8%€112,499above the sector's middle half▲ 1,242%€142,884above the sector's middle half▲ 27.0%
Solvency9.3%below the sector's middle half▲ 1.8pp12.0%below the sector's middle half▲ 2.7pp12.0%below the sector's middle half=32.2%within the sector's middle half▲ 20.3pp25.4%within the sector's middle half▼ 6.8pp
Current ratio1.11within the sector's middle half▼ 0.101.05below the sector's middle half▼ 0.061.02below the sector's middle half▼ 0.031.49within the sector's middle half▲ 0.471.39within the sector's middle half▼ 0.10
Return on assets (ROA)2.1%within the sector's middle half▲ 1.9pp1.8%within the sector's middle half▼ 0.3pp1.1%within the sector's middle half▼ 0.7pp19.5%above the sector's middle half▲ 18.4pp-1.8%below the sector's middle half▼ 21.3pp
Staff (FTE)9.3▲ 14.8%9.7within the sector's middle half▲ 4.3%9.9▲ 2.1%9.9=10.5▲ 6.1%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Staff figure corrected
- 2022 Filed: 422,715; shown: 9.7 (source: social balance report). The filed figure means under EUR 100 of staff costs per FTE.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €45,206 after €161,684 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €710,445
Fixed assets
€204,087 ▼ 21.2%
Current assets
€506,358 ▲ 48.5%
Equity and liabilities €710,445
Equity
€180,543 ▼ 6.6%
Debt
€529,903 ▲ 30.4%
Debt's share of the balance-sheet total rises from 67.8% to 74.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€16,546▼
2024 · €197,104
Cash flow
€15,910▼
2024 · €152,570
Quick ratio
1.34▼
2024 · 1.44
Debt to equity
2.94▲
2024 · 2.10
ROE
-7.1%▼
2024 · 60.6%
Interest coverage
-1.00▼
2024 · 13.37
Debt ≤ 1 year
€363,475▲
2024 · €228,399
Debt > 1 year
€166,428▼
2024 · €178,102
Income taxes
€1,015▼
2024 · €37,647
Staff costs
€535,724▲
2024 · €505,375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,423 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 10 to 30%
- a small loss
1.0%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,423 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €346,956 | €422,715 | €466,228 | €505,375 | €535,724 | ▲ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24,206 | €30,120 | €47,010 | €35,420 | €28,660 | ▼ 19.1% |
| Other operating charges640/8 | €8,427 | €2,469 | €11,689 | €4,100 | €13,023 | ▲ 218% |
| Non-recurring operating charges66A | €948 | - | - | - | - | - |
| Gross operating margin9900 | €416,258 | €478,310 | €546,130 | €706,579 | €532,201 | ▼ 24.7% |
| Operating profit (loss)9901 | €35,721 | €23,007 | €21,203 | €161,684 | -€45,206 | ▼ 128% |
| Financial income75/76B | €1,465 | €2,703 | €5,488 | €7,849 | €54,551 | ▲ 595% |
| Recurring financial income75 | €1,465 | €2,703 | €5,488 | €7,849 | €23,240 | ▲ 196% |
| Non-recurring financial income76B | - | - | - | - | €31,310 | - |
| Financial charges65/66B | €17,797 | €11,540 | €15,072 | €14,737 | €21,080 | ▲ 43.0% |
| Recurring financial charges65 | €17,797 | €11,540 | €15,072 | €14,737 | €16,464 | ▲ 11.7% |
| Non-recurring financial charges66B | - | - | - | - | €4,616 | - |
| Profit (loss) for the period before taxes9903 | €19,389 | €14,171 | €11,619 | €154,796 | -€11,735 | ▼ 108% |
| Income taxes67/77 | €6,179 | €3,925 | €4,721 | €37,647 | €1,015 | ▼ 97.3% |
| Profit (loss) for the period9904 | €13,210 | €10,245 | €6,898 | €117,150 | -€12,750 | ▼ 111% |
| Profit (loss) for the period to be appropriated9905 | €13,210 | €10,245 | €6,898 | €117,150 | -€12,750 | ▼ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €635,520 | €577,141 | €637,022 | €599,794 | €710,445 | ▲ 18.4% |
| Fixed assets21/28 | €246,976 | €228,808 | €257,882 | €258,897 | €204,087 | ▼ 21.2% |
| Tangible fixed assets22/27 | €246,249 | €228,081 | €257,155 | €258,170 | €202,430 | ▼ 21.6% |
| Land and buildings22 | €226,766 | €208,279 | €191,518 | €176,164 | €161,512 | ▼ 8.3% |
| Plant, machinery and equipment23 | €3,896 | €1,662 | €2,540 | €6,092 | €13,913 | ▲ 128% |
| Furniture and vehicles24 | €15,587 | €18,140 | €13,511 | €6,470 | €1,205 | ▼ 81.4% |
| Leasing and similar rights25 | - | - | €49,586 | €69,444 | €25,800 | ▼ 62.8% |
| Financial fixed assets28 | €727 | €727 | €727 | €727 | €1,657 | ▲ 128% |
| Current assets29/58 | €388,544 | €348,333 | €379,140 | €340,897 | €506,358 | ▲ 48.5% |
| Stocks and contracts in progress3 | €17,145 | €17,102 | €16,730 | €12,174 | €18,691 | ▲ 53.5% |
| Stocks30/36 | €17,145 | €17,102 | €16,730 | €12,174 | €18,691 | ▲ 53.5% |
| Amounts receivable within one year40/41 | €115,545 | €114,260 | €174,458 | €43,094 | €139,872 | ▲ 225% |
| Trade receivables40 | €94,324 | €76,066 | €144,170 | €14,761 | €87,940 | ▲ 496% |
| Other amounts receivable41 | €21,221 | €38,194 | €30,288 | €28,333 | €51,932 | ▲ 83.3% |
| Cash at bank and in hand54/58 | €254,511 | €216,971 | €187,759 | €281,549 | €339,677 | ▲ 20.6% |
| Deferred charges and accrued income490/1 | €1,343 | - | €193 | €4,081 | €8,119 | ▲ 98.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €635,520 | €577,141 | €637,022 | €599,794 | €710,445 | ▲ 18.4% |
| Equity10/15 | €59,000 | €69,245 | €76,143 | €193,293 | €180,543 | ▼ 6.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €7,970 | €7,970 | €7,970 | €7,970 | €7,970 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €6,110 | €6,110 | €6,110 | €6,110 | €6,110 | = |
| Profit (loss) carried forward14 | €32,430 | €42,675 | €49,573 | €166,723 | €153,972 | ▼ 7.6% |
| Amounts payable17/49 | €576,520 | €507,896 | €560,879 | €406,501 | €529,903 | ▲ 30.4% |
| Amounts payable after more than one year17 | €227,432 | €175,615 | €190,121 | €178,102 | €166,428 | ▼ 6.6% |
| Financial debts170/4 | €227,432 | €175,615 | €190,121 | €178,102 | €166,428 | ▼ 6.6% |
| Amounts payable within one year42/48 | €349,087 | €332,280 | €370,758 | €228,399 | €363,475 | ▲ 59.1% |
| Current portion of amounts payable after more than one year42 | €52,572 | €51,817 | €46,017 | €39,384 | €43,970 | ▲ 11.6% |
| Trade debts44 | €176,837 | €196,102 | €76,692 | €100,117 | €227,543 | ▲ 127% |
| Suppliers440/4 | €176,837 | €196,102 | €76,692 | €100,117 | €227,543 | ▲ 127% |
| Advances received on contracts in progress46 | €30,735 | €10,337 | €132,236 | - | - | - |
| Taxes, remuneration and social security45 | €88,811 | €74,024 | €104,016 | €88,898 | €91,848 | ▲ 3.3% |
| Taxes450/3 | €32,001 | €27,606 | €40,375 | €67,708 | €68,352 | ▲ 1.0% |
| Remuneration and social security454/9 | €56,810 | €46,419 | €63,641 | €21,190 | €23,497 | ▲ 10.9% |
| Other amounts payable47/48 | €133 | €0 | €11,798 | - | €114 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,210 | €10,245 | €6,898 | €117,150 | -€12,750 | ▼ 111% |
| + Depreciation and write-downs630 | €24,206 | €30,120 | €47,010 | €35,420 | €28,660 | ▼ 19.1% |
| Operating cash flow (approximation) | €37,416 | €40,365 | €53,908 | €152,570 | €15,910 | ▼ 89.6% |
| Investment in fixed assets (approximation) | - | -€11,951 | -€76,085 | -€36,435 | €26,150 | ▲ 172% |
| Change in cash | - | -€37,540 | -€29,212 | €93,789 | €58,128 | ▼ 38.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€12,750
Net result drops to -€12,750, the lowest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €117,150 ▲1,598%
Operating result €161,684, net result €117,150, both a record.
31-12
Financial
Equity above €150,000Eq €193,293 ▲154%
5 profitable years in a row build equity to €193,293.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €1,316
Net result €1,316 after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 89 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erquelinnes · 1 establishment unit since 2011
Ground area
312 m²
Building footprint
102 m²
Volume, LiDAR
408 m³
Parcel 56054B0174/00X000, Wallonia · tallest building 4.9 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
De France 70, 6560 Erquelinnes
since 20112.198.841.431
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56054B0174/00X000 | Wallonia | 312 m² | 1 · 102 m² | 4.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,576 companies in sector 43410 we hold annual accounts for 4,371. 3,672 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-02-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Contact
E-mail
toituresduda@hotmail.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0833864359
Also
9925:BE0833864359
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.