Lacina
ActiveLacina has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €417k and a net result of €96k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+5
Solvency83▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 2.12 in 2024; short-term debt: 24.3% and cash: 52.3% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
13.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
2 d early
2023
12 d late
2022
8 d late
2021
75 d early
2020
30 d late
2019
63 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€417k▲ 30.1%
2024 · €320k
2018: €130k
2019: €127k
2020: €130k
2021: €189k
2022: €260k
2023: €293k
2024: €320k
2018 → 2025
Total assets
€722k▲ 6.4%
2024 · €679k
2018: €325k
2019: €383k
2020: €343k
2021: €481k
2022: €465k
2023: €498k
2024: €679k
2018 → 2025
Net result
€96k▲ 60.0%
2024 · €60k
2018: €33k
2019: €-2k
2020: €4k
2021: €60k
2022: €72k
2023: €47k
2024: €60k
2018 → 2025
Working capital
€283k▲ 60.6%
2024 · €176k
2018: €133k
2019: €138k
2020: €126k
2021: €108k
2022: €195k
2023: €192k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€260k▲ 37.8%€293k▲ 12.5%€320k▲ 9.3%€417k▲ 30.1%
Operating result€72k-€101k▲ 39.5%€66k▼ 34.7%€81k▲ 22.6%€147k▲ 82.8%
Net result€60k-€72k▲ 19.9%€47k▼ 33.6%€60k▲ 26.9%€96k▲ 60.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 83% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €722k
Fixed assets
€263k▼ 23.8%
Current assets
€459k▲ 37.6%
Equity and liabilities €722k
Equity
€417k▲ 30.1%
Debt
€306k▼ 14.8%
The debt ratio falls from 52.8% to 42.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€230k▲
2024 · €137k
Cash flow
€180k▲
2024 · €117k
Solvency
57.7%▲
2024 · 47.2%
Current ratio
2.61▲
2024 · 2.12
Quick ratio
2.61▲
2024 · 2.12
Debt / equity
0.73▼
2024 · 1.12
ROE
23.1%▲
2024 · 18.8%
ROA
13.3%▲
2024 · 8.9%
Interest coverage
30.82▼
2024 · 31.22
Debt
€306k▼
2024 · €359k
Debt ≤ 1 year
€176k▲
2024 · €157k
Debt > 1 year
€130k▼
2024 · €189k
Income taxes
€49k▲
2024 · €21k
Staff costs
€248k▲
2024 · €222k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€679k€722k▲
Fixed assets21/28€346k€263k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€346k€263k▼
Land and buildings22€105k€92k▼
Plant, machinery and equipment23€11k€13k▲
Furniture and vehicles24€229k€159k▼
Other tangible fixed assets26€0-
Current assets29/58€333k€459k▲
Amounts receivable within one year40/41€114k€56k▼
Trade receivables40€78k€56k▼
Other amounts receivable41€36k€29▼
Cash at bank and in hand54/58€196k€377k▲
Deferred charges and accrued income490/1€24k€25k▲
Equity and liabilities
Total equity and liabilities10/49€679k€722k▲
Equity10/15€320k€417k▲
Contributions10/11€14k€14k=
Reserves13€248k€343k▲
Tax-exempt reserves132€29k€29k=
Distributable reserves133€219k€315k▲
Profit (loss) carried forward14€58k€59k▲
Amounts payable17/49€359k€306k▼
Amounts payable after more than one year17€189k€130k▼
Financial debts170/4€189k€130k▼
Amounts payable within one year42/48€157k€176k▲
Current portion of amounts payable after more than one year42€84k€89k▲
Trade debts44€24k€17k▼
Suppliers440/4€24k€17k▼
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€15k€37k▲
Taxes450/3€5k€26k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€32k€33k▲
Accrued charges and deferred income492/3€13k€17▼
Income statement
Code20242025
Remuneration, social security and pensions62€222k€248k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€83k▲
Other operating charges640/8€2k€6k▲
Operating charges capitalised as restructuring costs649-€0
Non-recurring operating charges66A-€0
Gross operating margin9900€362k€485k▲
Operating profit (loss)9901€81k€147k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€81k€146k▲
Income taxes67/77€21k€49k▲
Profit (loss) for the period9904€60k€96k▲
Profit (loss) for the period to be appropriated9905€60k€96k▲
Appropriation of the result
Profit (loss) to be appropriated9906€118k€154k▲
Profit (loss) brought forward from the previous period14P€58k€58k=
Transfer from equity791/2€33k-
Transfer to equity691/2€60k€95k▲
To other reserves6921€60k€95k▲
Profit to be distributed694/7€33k-
Return on contributions (dividend)694€33k-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Highest result since 2018net €96k ▲60%
Operating result €147k, net result €96k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
31-12
Financial
Equity above €200kEq €260k ▲37.8%
3 profitable years in a row build equity to €260k.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €189k ▲45.1%
2 profitable years in a row build equity to €189k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼105%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Gare(WAR) 264608 DalhemGround area
477 m²
Building footprint
176 m²
Volume, LiDAR
865 m³
Parcel 62114A0307/00N000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LACINA SPRL
since 20132.215.890.566
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62114A0307/00N000 | Wallonia | 477 m² | 1 · 176 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN VERBIESE
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THEUWISSEN
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Dachdeckerei KEUS
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Büllingen · Eq €418k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,355. 3,045 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2013
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.