Equity
-€14,419
Debts exceed assets in financial year 2025.
TOITURES DETHIER
Lifetime
20 annual accounts with figures on one time axis, 36 filings since 1990peak €338,560 (2025)
€338,560▲ 12.3%
lowest -€38,920 (2006)
-€17,424▼ €28,367
peak €47,142 (2014)
-€14,419▼ €17,424
€268,591▲ 49.2%
peak 7.5 FTE (2017)
5.1 FTE
Board2 names since 2017
1 directorCL.PRO
Owners
86%CL.PRO
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from €301,535 to €338,560Loss of €17,424Equity from €3,005 to -€14,419Debts from €180,064 to €268,591Cash from €1,897 to €6,261
Key points
from the 2025 annual accountsDebts
€268,591 106% of the balance sheet
Financial debts 37%Suppliers 41%Taxes and wages 5%Other 17%
Of this, €226,302 falls due within a year.
Investments
€56,787 1.9 × depreciation
Green is investment, beige is depreciation. Machinery stands 3821.6% higher than in 2024.
Staff
5.1 FTE from 7.5 in 2017
Between 2017 and 2025, 32% of the full-time equivalents disappeared.
Filings
36 annual accounts since 1990
Eight of the last ten came late. The 2017 accounts came latest: 59 days after the end of the period.
Position in the sector
-€14,419
Less equity than 95% of companies in specialised construction. Sector median €250,150 · 9,975 companies.
Checked score
35
Weak
Financially stronger than 7% of micro companies in specialised construction (NACE 43)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.7% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.8%
01-2025: 2.8%● unchanged vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 2.8%● unchanged vs 02-2025
04-2025: 2.9%▲ +0.1 percentage points vs 03-2025
05-2025: 3.3%▲ +0.4 percentage points vs 04-2025
06-2025: 3.2%▼ -0.1 percentage points vs 05-2025
07-2025: 3.6%▲ +0.4 percentage points vs 06-2025
08-2025: 4.1%▲ +0.5 percentage points vs 07-2025
09-2025: 2.1%▼ -2.0 percentage points vs 08-2025
10-2025: 2.1%● unchanged vs 09-2025
11-2025: 2.1%● unchanged vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.1%● unchanged vs 12-2025
02-2026: 2.1%● unchanged vs 01-2026
03-2026: 2.1%● unchanged vs 02-2026lowest value
04-2026: 2.2%▲ +0.1 percentage points vs 03-2026
05-2026: 2.5%▲ +0.3 percentage points vs 04-2026
06-2026: 2.4%▼ -0.1 percentage points vs 05-2026
07-2026: 2.7%▲ +0.3 percentage points vs 06-2026
08-2026: 3.4%▲ +0.7 percentage points vs 07-2026
09-2026: 6.3%▲ +2.9 percentage points vs 08-2026highest value
10-2026: 4.7%▼ -1.6 percentage points vs 09-2026
11-2026: 4.7%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Negative equity -€14,419
Sector: Specialised construction activities (NACE 43)
Loss of €17,424 (financial year 2025)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 7% of them on solvency, 4% on liquidity, 18% on profitability and 0% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,796 companies had the same profile as TOITURES DETHIER has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.0%
stopped another way
2.1%
went bankrupt
Another 1.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TOITURES DETHIER itself is higher: 4.7% within 12 months. It rests on far more data about TOITURES DETHIER than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,796 companies, not a prediction for TOITURES DETHIER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.69 (0.74 in 2024), below 1. Short-term debt is 89% and cash 2.5% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€14,419
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
25 days late
2023
26 days late
2022
32 days late
2021
27 days late
2020
23 days early
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0438361311
Registered-office move
Registered office clause: RUEDESCHARMES82A · CL PRO holds 100% of the shares · General meeting of 12-08-2024 · Gazette deed
Resignation: Jacques DETHIER (statutory director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 13-12-2023 · Gazette deed
Resignation: Jacques DETHIER (technical director and alternate director)
General meeting of 31-01-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOITURES DETHIER Andenne | €254,172 | €338,560 | -5.7% | 5.1 |
| BOIS DE BOUT Anderlecht | €227,855 | €275,231 | 33.4% | 6.1 |
| DAKWERKEN NICASI Nijlen | €215,028 | €301,563 | 86.7% | 4 |
| POLYPLAST Antwerp | €380,985 | €357,525 | 30.2% | 6 |
| ENTREPRISES DE TOITURES VICTOR ALEXANDRE Namur | €355,526 | €208,012 | 67.8% | 4.1 |
| HANCART VINCENT TOITURE - ZINGUERIE Houyet | €410,262 | €396,699 | 15.5% | 5.7 |
| ROMAN-DUFOURNY Saint-Ghislain | €326,642 | €299,838 | 87.5% | 4.1 |
These companies have the same main activity as TOITURES DETHIER: roofing work (NACE 43410). They are comparable in size and age: total assets between €215,000 and €410,000, founded between 1984 and 2000.
Official details
Source: KBO- Status
- Active since 22-09-1989Normal situation
- Activity
- Roofing workNACE 43410and 1 other
- Establishment unit
- 2.044.927.1755300 Andenne, since 27-09-1989
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- ≈ €930,000estimated
- €254,172▲ 38.8%
- Employeeson 31-12-2025
- 6▲ 20.0%
- Filing
- Filed on 31-08-2026
Insights on TOITURES DETHIER
TOITURES DETHIER files the abbreviated format. That format states no turnover. The gross margin rose from €249,396 in 2006 to €338,560 in 2025.
The balance sheet grew most from 2016 to 2017 through fixed assets.
CL.PRO holds 86% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOITURES DETHIER
- What is the company number of TOITURES DETHIER?
- The company number of TOITURES DETHIER is 0438.361.311. The VAT number is the same number with BE in front: BE 0438.361.311.
- Where is TOITURES DETHIER based?
- The registered office is at Rue de la Montagne 87 B, 5300 Andenne.Company details
- What does TOITURES DETHIER do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of TOITURES DETHIER?
- TOITURES DETHIER is a private limited company (BV).
- When was TOITURES DETHIER founded?
- TOITURES DETHIER was founded on 22-09-1989.
- Is TOITURES DETHIER still active?
- Yes, TOITURES DETHIER is an active enterprise in the KBO register.
- How many employees does TOITURES DETHIER have?
- TOITURES DETHIER had an average of 5.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TOITURES DETHIER?
- The turnover in financial year 2025 is ≈ €930,000. This figure is estimated from the gross margin of €338,560 and 145 comparable companies (NACE 43). It probably lies between €720,000 and €1.3m.
- Is TOITURES DETHIER profitable?
- In financial year 2025, TOITURES DETHIER made a loss of €17,424.
- Where can I find the annual accounts of TOITURES DETHIER?
- TOITURES DETHIER filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOITURES DETHIER due?
- TOITURES DETHIER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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