Skip to content
Checked.be
Complete company report
Generated 20-08-2026
Active BE 0776.355.336Private limited company

TOITURES DERAVET Vincent

Rue du Try-d'Andoy, Durnal 4A ·5530 Yvoir, Belgium· 4 yrs active
Sector: Dakwerkzaamheden (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of TOITURES DERAVET Vincent is 5.1% (elevated). The 2022 annual accounts show equity of €20k and a net result of €8k. Its solvency ranks better than 26% of 6636 sector peers (fiscal year 2022). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €20k
Net result €8k
Better than sector 26%
Active 4 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health43Profitability100Solvency14Growth-Stability79
59 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 43
Profitability 100
Solvency 14
Growth -
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
5.1% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2022 · computed
43 / 100 Weak
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 28-08-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 18.1% 36.3%
better than 26% of 6636 sector peers
Net result €8k €12k
better than 40% of 6621 sector peers
Equity €20k €26k
better than 41% of 6644 sector peers
Gross operating margin €14k €32k
better than 27% of 6615 sector peers
Total assets €111k €86k
better than 60% of 6637 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2022
Depositmicro
Revenue-
EBITDA€13k
Net profit€8k
Cash flow€9k
Staff costs-
Income taxes€2k
Dividends-
Total assets€111k
Equity€20k
Debt€91k
of which ≤ 1y€19k
of which > 1y€73k
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.59
Quick ratio0.59
Working capital ratio-6.9%
Solvency18.1%
Debt / equity4.54
Long-term debt ratio3.61
Interest coverage6.35
Gross margin-
Net margin-
ROA6.8%
ROE37.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€111k
Fixed assets 21/28€100k
Tangible fixed assets 22/27€495
Financial fixed assets 28€100k
Current assets 29/58€11k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€111k
Equity 10/15€20k
Contributions / capital 10/11€13k
Accumulated profits (losses) 14€8k
Amounts payable 17/49€91k
Amounts payable after one year 17€73k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€48
Income statement
Gross operating margin 9900€14k
Operating result 9901€12k
Financial charges 65€2k
Result before taxes 9903€10k
Income taxes 67/77€2k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
Ratios computed by Checked.
Legal Structure
NACE primary Dakwerkzaamheden(43410)
Legal form Private limited company(610)
Incorporation21-10-2021
StatusActive
Postal code5530
Establishment units 1 location
Rue du Try-d'Andoy, Durnal 4, 5530 Yvoir
Metselwerk
since 20212.324.913.222
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
28-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Dakwerkzaamheden43410Waterdichtingswerken van muren43421Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, neg82990Beroepsopleiding85592
Primary activity highlighted.
Names & trade names
Legal nameFR TOITURES DERAVET Vincent
Registered office
Rue du Try-d'Andoy, Durnal 4A
5530 Yvoir, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 1,275 of 8,501 companies in this sector with filed accounts
MEEUS JOERI ALGEMENE DAKWERKEN BE 0788.276.339 · Zutendaal
Toiture Bodart BE 0758.994.712 · Namur
POIZ JAN BE 0783.423.666 · Gistel
D.B. dakwerken BE 0775.970.405 · Kruisem
JB Toiture BE 0789.371.548 · Liège
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative