TOIDAK
ActiveSummary
TOIDAK has been active since 1977 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €605. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▼-81
Solvency77▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 2.6 in 2023; short-term debt: 48% and cash: 13% of total assets), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52%
Return on assets
0.3%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
23 d early
2022
75 d early
2021
19 d early
2020
52 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€99k▲ 0.6%
2023 · €99k
2018: €46k
2019: €46k
2020: €65k
2021: €65k
2022: €65k
2023: €99k
2018 → 2024
Total assets
€191k▲ 21.9%
2023 · €157k
2018: €103k
2019: €90k
2020: €108k
2021: €149k
2022: €146k
2023: €157k
2018 → 2024
Net result
€605▼ 98.6%
2023 · €45k
2018: €5k
2019: €6k
2020: €19k
2021: €32k
2022: €26k
2023: €45k
2018 → 2024
Working capital
€93k▲ 0.3%
2023 · €93k
2018: €41k
2019: €40k
2020: €64k
2021: €59k
2022: €60k
2023: €93k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€65k-€65k=€65k=€99k▲ 52.8%€99k▲ 0.6%
Operating result€22k-€35k▲ 57.0%€28k▼ 19.1%€60k▲ 112%€-3k
Net result€19k-€32k▲ 69.3%€26k▼ 19.3%€45k▲ 73.4%€605▼ 98.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €60k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €191k
Fixed assets
€6k ▲ 6.1%
Current assets
€185k ▲ 22.5%
Equity and liabilities €191k
Equity
€99k ▲ 0.6%
Debt
€92k ▲ 57.9%
Debt's share of the balance-sheet total rises from 37.1% to 48.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-2k▼
2023 · €62k
Cash flow
€2k▼
2023 · €46k
Current ratio
2.02▼
2023 · 2.60
Quick ratio
2.00▼
2023 · 2.56
Debt to equity
0.92▲
2023 · 0.59
ROE
0.6%▼
2023 · 45.3%
ROA
0.3%▼
2023 · 28.5%
Interest coverage
-0.30▼
2023 · 12.84
Debt ≤ 1 year
€92k▲
2023 · €58k
Income taxes
€1k▼
2023 · €19k
Staff costs
€141k▼
2023 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€157k€191k▲
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€6k€6k▲
Plant, machinery and equipment23€6k€6k▲
Current assets29/58€151k€185k▲
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€122k€159k▲
Trade receivables40€25k€24k▼
Other amounts receivable41€97k€135k▲
Cash at bank and in hand54/58€26k€25k▼
Deferred charges and accrued income490/1-€154
Equity and liabilities
Total equity and liabilities10/49€157k€191k▲
Equity10/15€99k€99k▲
Contributions10/11€19k€19k=
Reserves13€65k€66k▲
Distributable reserves133€65k€66k▲
Profit (loss) carried forward14€15k€15k=
Amounts payable17/49€58k€92k▲
Amounts payable within one year42/48€58k€92k▲
Current portion of amounts payable after more than one year42€12k-
Trade debts44€31k€10k▼
Suppliers440/4€31k€10k▼
Taxes, remuneration and social security45€15k€82k▲
Taxes450/3€7k€8k▲
Remuneration and social security454/9€9k€74k▲
Income statement
Code20232024
Remuneration, social security and pensions62€167k€141k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€231k€142k▼
Operating profit (loss)9901€60k€-3k▼
Financial income75/76B€8k€10k▲
Recurring financial income75€8k€10k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€64k€2k▼
Income taxes67/77€19k€1k▼
Profit (loss) for the period9904€45k€605▼
Profit (loss) for the period to be appropriated9905€45k€605▼
Appropriation of the result
Profit (loss) to be appropriated9906€60k€15k▼
Profit (loss) brought forward from the previous period14P€15k€15k=
Transfer from equity791/2€11k-
Transfer to equity691/2€45k€605▼
To other reserves6921€45k€605▼
Profit to be distributed694/7€11k-
Return on contributions (dividend)694€11k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €605 ▼98.6%
Net result drops to €605, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €45k ▲73.4%
Operating result €60k, net result €45k, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
31-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosmansstraat (Albert) 71501 Halle1 establishment unit
Bosmansstraat (Albert) 7, 1501 Halle
since 19822.021.314.605
Recognitions · licences · registrations
Dual-learning approval
1 live approvalDakwerker duaal (so)
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DAKWERKEN J. CLAES
BE 0479.685.487
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LB Constructions
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-1977
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filings
Scores and ratios are computed by Checked and are not a credit decision.