LB Constructions
ActiveSummary
The computed 12-month bankruptcy probability of LB Constructions is 2.3% (moderate). The 2025 annual accounts show equity of €100k and a net result of €27k. Equity is growing by ~37.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 27786 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+4
Solvency63▲+4
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.2 against 1.05 in 2024; short-term debt: 49.8% and cash: 39.6% of total assets), and 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.1%
Return on assets
10.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
50 d early
2024
on the day
2023
40 d early
2022
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 36.8%
2024 · €73k
2022: €25k
2023: €56k
2024: €73k
2022 → 2025
Total assets
€261k▲ 23.5%
2024 · €212k
2022: €128k
2023: €143k
2024: €212k
2022 → 2025
Net result
€27k▲ 62.9%
2024 · €16k
2022: €17k
2023: €31k
2024: €16k
2022 → 2025
Working capital
€27k▲ 529%
2024 · €4k
2022: €7k
2023: €2k
2024: €4k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€56k▲ 125%€73k▲ 29.1%€100k▲ 36.8%
Operating result€21k-€40k▲ 91.1%€22k▼ 43.6%€36k▲ 61.7%
Net result€17k-€31k▲ 83.6%€16k▼ 47.6%€27k▲ 62.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 62% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€105k ▼ 10.0%
Current assets
€157k ▲ 64.4%
Equity and liabilities €261k
Equity
€100k ▲ 36.8%
Debt
€162k ▲ 16.6%
Debt's share of the balance-sheet total falls from 65.6% to 61.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€70k▲
2024 · €47k
Cash flow
€61k▲
2024 · €41k
Current ratio
1.20▲
2024 · 1.05
Debt to equity
1.62▼
2024 · 1.90
ROE
26.9%▲
2024 · 22.6%
ROA
10.2%▲
2024 · 7.8%
Interest coverage
38.03▲
2024 · 18.54
Debt ≤ 1 year
€130k▲
2024 · €91k
Debt > 1 year
€31k▼
2024 · €48k
Income taxes
€7k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€212k€261k▲
Fixed assets21/28€116k€105k▼
Tangible fixed assets22/27€116k€105k▼
Plant, machinery and equipment23€74k€62k▼
Furniture and vehicles24€42k€43k▲
Current assets29/58€95k€157k▲
Stocks and contracts in progress3€15k€0▼
Stocks30/36€15k€0▼
Amounts receivable within one year40/41€45k€53k▲
Trade receivables40€41k€48k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€34k€103k▲
Deferred charges and accrued income490/1€1k€424▼
Equity and liabilities
Total equity and liabilities10/49€212k€261k▲
Equity10/15€73k€100k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€65k€92k▲
Amounts payable17/49€139k€162k▲
Amounts payable after more than one year17€48k€31k▼
Financial debts170/4€48k€31k▼
Amounts payable within one year42/48€91k€130k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€56k€88k▲
Suppliers440/4€56k€88k▲
Taxes, remuneration and social security45€10k€10k▲
Taxes450/3€10k€10k▲
Other amounts payable47/48€9k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€34k▲
Other operating charges640/8€1k€7k▲
Gross operating margin9900€49k€77k▲
Operating profit (loss)9901€22k€36k▲
Financial income75/76B€25-
Recurring financial income75€25-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€20k€34k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€16k€27k▲
Profit (loss) for the period to be appropriated9905€16k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€92k▲
Profit (loss) brought forward from the previous period14P€48k€65k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €16k ▼47.6%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
21-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2022net €31k ▲83.6%
Operating result €40k, net result €31k, both a record.
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gedinne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houdremont, L.-S.-D. 115575 GedinneGround area
614 m²
Building footprint
230 m²
Volume, LiDAR
2,153 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LB Constructions
since 20212.328.454.910
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91082A0409/00P000 | Wallonia | 452 m² | 1 · 127 m² | 10.9 m · 3 fl. |
| 91082A0415/00B000 | Wallonia | 162 m² | 1 · 103 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAKWERKEN VERNAILLEN J.
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TOIDAK
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Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,809 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-12-2021
Fiscal year end30-09
Activities, NACEBEL 2025
43410Roofing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:lb-constructions@outlook.be
Phone:+32495764679