Toekomst-Coaching
ActiveToekomst-Coaching has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €24k. Equity is growing by ~64.7% per year across the filed fiscal years. Its solvency ranks better than 90% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 12.64 against 6.89 in 2024), and 7.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.1%
Return on assets
32.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 54.1%
2024 · €45k
2023: €11k
2024: €45k
2023 → 2025
Total assets
€75k▲ 43.0%
2024 · €52k
2023: €27k
2024: €52k
2023 → 2025
Net result
€24k▼ 28.2%
2024 · €34k
2023: €19k
2024: €34k
2023 → 2025
Working capital
€69k▲ 54.1%
2024 · €45k
2023: €11k
2024: €45k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€11k-€45k▲ 305%€69k▲ 54.1%
Operating result€26k-€47k▲ 82.1%€32k▼ 30.7%
Net result€19k-€34k▲ 77.2%€24k▼ 28.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€69k▲ 54.1%
Debt
€6k▼ 22.1%
The debt ratio falls from 14.5% to 7.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
92.1%▲
2024 · 85.5%
Current ratio
12.64▲
2024 · 6.89
Quick ratio
12.64▲
2024 · 6.89
Debt / equity
0.09▼
2024 · 0.17
ROE
35.1%▼
2024 · 75.3%
ROA
32.3%▼
2024 · 64.4%
Debt
€6k▼
2024 · €8k
Debt ≤ 1 year
€6k▼
2024 · €8k
Income taxes
€8k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€52k€75k▲
Current assets29/58€52k€75k▲
Amounts receivable within one year40/41€20k€15k▼
Trade receivables40€18k€6k▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€33k€60k▲
Deferred charges and accrued income490/1€226€248▲
Equity and liabilities
Total equity and liabilities10/49€52k€75k▲
Equity10/15€45k€69k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€43k€67k▲
Amounts payable17/49€8k€6k▼
Amounts payable within one year42/48€8k€6k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€5k€5k▼
Taxes450/3€5k€5k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Non-recurring operating income76A€699€0▼
Other operating charges640/8€437€544▲
Gross operating margin9900€47k€33k▼
Operating profit (loss)9901€47k€32k▼
Financial income75/76B€1€234▲
Recurring financial income75€1€234▲
Financial charges65/66B€57€50▼
Recurring financial charges65€57€50▼
Profit (loss) for the period before taxes9903€47k€32k▼
Income taxes67/77€13k€8k▼
Profit (loss) for the period9904€34k€24k▼
Profit (loss) for the period to be appropriated9905€34k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€67k▲
Profit (loss) brought forward from the previous period14P€9k€43k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Highest result since 2023net €34k ▲77.2%
Operating result €47k, net result €34k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 6.89
Current ratio from 1.69 to 6.89; short-term debt falls from €16k to €8k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomststraat 729040 GentGround area
150 m²
Building footprint
70 m²
Volume, LiDAR
592 m³
Parcel 44432C1192/00K005, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Toekomst-Coaching
since 20232.349.315.155
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C1192/00K005 | Flanders | 150 m² | 1 · 70 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Nutraqa+
BE 1010.885.894
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IN Consulting
BE 0794.934.695
Seneffe · Eq €69k
ANFREDI
BE 0789.567.231
Liège · Eq €69k
Mohamed Maouli
BE 1006.377.968
Arendonk · Eq €69k
Angle of attack
BE 0819.293.870
Schoten · Eq €69k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 39,465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.