IAN MARCO
ActiveIAN MARCO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €21k. Equity is growing by ~64.2% per year across the filed fiscal years. Its solvency ranks better than 90% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 10.3 against 2.57 in 2024), and 8.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.5%
Return on assets
27.6%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
19 d early
2024
51 d early
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 43.2%
2024 · €48k
2023: €7k
2024: €48k
2023 → 2025
Total assets
€75k▲ 1.8%
2024 · €74k
2023: €28k
2024: €74k
2023 → 2025
Net result
€21k▼ 49.3%
2024 · €41k
2023: €6k
2024: €41k
2023 → 2025
Working capital
€60k▲ 47.8%
2024 · €41k
2023: €-6k
2024: €41k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€48k▲ 578%€69k▲ 43.2%
Operating result€8k-€52k▲ 575%€26k▼ 49.6%
Net result€6k-€41k▲ 573%€21k▼ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€9k▲ 17.3%
Current assets
€66k=
Equity and liabilities €75k
Equity
€69k▲ 43.2%
Debt
€6k▼ 75.1%
The debt ratio falls from 35.0% to 8.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€30k▼
2024 · €55k
Cash flow
€24k▼
2024 · €44k
Solvency
91.5%▲
2024 · 65.0%
Current ratio
10.30▲
2024 · 2.57
Quick ratio
10.30▲
2024 · 2.57
Debt / equity
0.09▼
2024 · 0.54
ROE
30.2%▼
2024 · 85.3%
ROA
27.6%▼
2024 · 55.4%
Interest coverage
100.20▼
2024 · 229.51
Debt
€6k▼
2024 · €26k
Debt ≤ 1 year
€6k▼
2024 · €26k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€74k€75k▲
Fixed assets21/28€8k€9k▲
Tangible fixed assets22/27€8k€9k▲
Plant, machinery and equipment23€724€408▼
Furniture and vehicles24€7k€9k▲
Current assets29/58€66k€66k=
Amounts receivable within one year40/41€2k€43k▲
Trade receivables40€250€13k▲
Other amounts receivable41€1k€30k▲
Cash at bank and in hand54/58€64k€23k▼
Deferred charges and accrued income490/1€548€1k▲
Equity and liabilities
Total equity and liabilities10/49€74k€75k▲
Equity10/15€48k€69k▲
Contributions10/11€1k€1k=
Reserves13€47k€68k▲
Distributable reserves133€47k€68k▲
Profit (loss) carried forward14€190€10▼
Amounts payable17/49€26k€6k▼
Amounts payable within one year42/48€26k€6k▼
Trade debts44-€398
Suppliers440/4-€398
Taxes, remuneration and social security45€26k€6k▼
Taxes450/3€24k€6k▼
Remuneration and social security454/9€2k-
Accrued charges and deferred income492/3€97-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€4k▲
Other operating charges640/8€515€459▼
Non-recurring operating charges66A€9k-
Gross operating margin9900€65k€30k▼
Operating profit (loss)9901€52k€26k▼
Financial income75/76B€16€517▲
Recurring financial income75€16€517▲
Financial charges65/66B€238€298▲
Recurring financial charges65€238€298▲
Profit (loss) for the period before taxes9903€52k€26k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€41k€21k▼
Profit (loss) for the period to be appropriated9905€41k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€21k▼
Profit (loss) brought forward from the previous period14P€106€190▲
Transfer to equity691/2€41k€21k▼
To other reserves6921€41k€21k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity quadruplescurrent ratio 10.30
Current ratio from 2.57 to 10.30; short-term debt falls from €26k to €6k.
2024
11-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2023net €41k ▲573%
Operating result €52k, net result €41k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 2.57
Current ratio from 0.71 to 2.57.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warandestraat 199000 GentGround area
76 m²
Building footprint
62 m²
Volume, LiDAR
512 m³
Parcel 44804D0230/52P005, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IAN MARCO
since 20232.356.962.715
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D0230/52P005 | Flanders | 75 m² | 1 · 62 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 39,451 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.