Equity
€2.1m ▲ 8.1%
TOCH has made a profit without a break since 2013.
TOCH
Lifetime
18 annual accounts with figures on one time axis, 37 filings since 1989peak €1.5m (2023)
€1.2m▼ 3.2%
lowest -€117,699 (2012)
€154,404▼ 45.5%
peak €2.1m (2025)
€2.1m▲ 8.1%
€1.8munchanged
peak 12.1 FTE (2023)
10.6 FTE▼ 0.9%
Board2 names since 2015
1 director
Owners
50%
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Result from €283,458 to €154,404Cash from €421,305 to €749,863
Key points
from the 2025 annual accountsResult
€154,404 ▼ 45.5%
The result fell in 2025 from €283,458 to €154,404.
Turnover
≈ €4.8m estimated
The abbreviated format states no turnover.
Staff
12 employees on 31-12-2025
In 2025, 1 person joined and 2 left.
Filings
37 annual accounts since 1989
Ten of the last ten came late. The 2019 accounts came latest: 92 days after the end of the period.
Position in the sector
€2.1m
More equity than 86% of companies in wholesale trade. Sector median €493,293 · 10,738 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 14,768 companies had the same profile as TOCH has now. Each dot stands for 37 companies, two years later.
96.1%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 14,768 companies, not a prediction for TOCH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Manager,
- 50%score equity €551,871 (2025) · 30-09-2025 annual accounts of
Recent changes
New establishment in Ghent
BVBA GILBERT TOCH, Campo-Santoplein 21
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0436069537
Amendment of the articles · Legal-form change · Resignations & appointments
General meeting of 25-03-2024 · Gazette deed
Company renamed from TOCH DISTRIBUTIE to TOCH
Resignation: (statutory manager) · Appointment: (manager) · Permanent representative: · General meeting of 20-10-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOCH Ghent | €3.9m | €1.2m | 53.6% | 10.6 |
| MATERIAUX BRICO J.P.B. SAINTE - ODE Sainte-Ode | €3.8m | €1.0m | 48.0% | 10.4 |
| BAUSTOFFE A. PIRONT Saint-Vith | €4.6m | €1.2m | 78.9% | 9.9 |
| De Rycke Beton Aalst Aalst | €3.0m | €1.4m | 81.2% | 13.1 |
| SEGERS MARCEL & ZOON Beveren-Kruibeke-Zwijndrecht | €5.4m | €1.2m | 72.6% | 9 |
| MEERT Erpe-Mere | €5.0m | €1.0m | 21.1% | 12 |
| FLEXINOX Oudenaarde | €3.5m | €1.7m | 47.5% | 11.3 |
These companies have the same main activity as TOCH: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €3m and €5.4m, founded between 1983 and 1993.
Official details
Source: KBO- Status
- Active since 01-10-1988Normal situation
- Activity
- Wholesale of construction materials, general rangeNACE 46831and 1 other
- Establishment units
- 2.041.327.8819040 Ghent, since 19-12-1988
- 2.390.666.6519040 Ghent, since 22-06-2026
- Financial year end
- 31 December
- Peppol
- Reachable since 13-06-2025
Insights on TOCH
TOCH files the abbreviated format. That format states no turnover. The gross margin rose from €565,482 in 2008 to €1.2m in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOCH
- What is the company number of TOCH?
- The company number of TOCH is 0436.069.537. The VAT number is the same number with BE in front: BE 0436.069.537.
- Where is TOCH based?
- The registered office is at Campo-Santoplein 18, 9040 Ghent.Company details
- What does TOCH do?
- According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
- What is the legal form of TOCH?
- TOCH is a private limited company (BV).
- When was TOCH founded?
- TOCH was founded on 01-10-1988.
- Is TOCH still active?
- Yes, TOCH is an active enterprise in the KBO register.
- How many employees does TOCH have?
- TOCH had an average of 10.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TOCH?
- The turnover in financial year 2025 is ≈ €4.8m. This figure is estimated from the gross margin of €1.2m and 98 comparable companies (NACE 46). It probably lies between €2.9m and €8.2m.
- Is TOCH profitable?
- In financial year 2025, TOCH made a profit of €154,404.
- Where can I find the annual accounts of TOCH?
- TOCH filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOCH due?
- TOCH must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies
See how customers, suppliers and banks see your own company and what to improve first.