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SEGERS MARCEL & ZOON

Active
Public limited companyfounded 1987active for 39 yearsPareinpark(BEV) 77, 9120 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0430.763.241
Summary

SEGERS MARCEL & ZOON has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of €205,357. Equity has been growing by about 8% per year since 2018. Its solvency ranks better than 79% of 6,167 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-03-1987 Normal situation
Activity
Wholesale of construction materials, general range NACE 46831and 1 other
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
Establishment unit
2.032.778.124 9120 Beveren-Kruibeke-Zwijndrecht, since 07-04-1987
Financial year end
31 December
Peppol
Reachable since 09-06-2026

Board and ownership

Board
and 2 others

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€1.2m
▼ 8.9%
Turnover
≈ €5.3m
estimated
Profit
€205,357
▼ 29.5%
Equity
€3.9m
▲ 5.5%
Total assets
€5.4m
▼ 5.3%
Employees on 31-12-2025
9
=
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownlowers riskFounded in 1987Liquidity: current ratio 4.19, cash €667,899Equity €3.9m (72.6% of total assets)Size: 9 FTE, total assets €5.4mShow the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 64% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 98+8
equity 72.6% of total assets
Liquidity 59-1
short-term debt 20.5% · cash 12.3%
Profitability 73-2
return on assets 3.8%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €370,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.19 (3.4 in 2024), above the usual 1.5. Short-term debt is 20.5% and cash 12.3% of total assets. 27.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 77% of them on solvency, 65% on liquidity, 60% on profitability and 56% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 4.19, cash €667,899
NBB · annual accounts
lowers risk · Equity €3.9m (72.6% of total assets)
NBB · annual accounts
lowers risk · Size: 9 FTE, total assets €5.4m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
27 days late
2023
29 days late
2022
31 days late
2021
30 days late
2020
30 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €205,357 8 years View
  • Higher gross margin than 83% of companies in wholesale tradesector median €354,995 · 3,307 companies €1.2m View
  • Caution: Result fell in 2025from €291,478 to €205,357 ▼ 29.5% View

Recent changes

  1. · Gazette deed Appointment: Sharona Segers (director)
  2. · Gazette deed Amendment of the articles · Resignations & appointmentsResignations: SEGERS Roger Petrus Delphina, VERBRAEKEN Sabina Emma Gustaaf and 2 others · Reappointments: SEGERS Roger Petrus Delphina, VERBRAEKEN Sabina Emma Gustaaf and 2 others
  3. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as SEGERS MARCEL & ZOON: wholesale of construction materials, general range (NACE 46831). They are comparable in size and age: total assets between €3.9m and €6.5m, founded between 1976 and 1995.

CompanyTotal assetsGross margin
SEGERS MARCEL & ZOON Beveren-Kruibeke-Zwijndrecht€5.4m€1.2m
BAUSTOFFE A. PIRONT Sankt Vith€4.6m€1.2m
TOCH Gent€3.9m€1.2m
MEERT Erpe-Mere€5.0m€1.0m
BOUWMATERIALEN DE GELDER Laarne€4.9m€0.8m
BOUWMATERIALEN DANCKAERT Erpe-Mere€3.9m€0.9m
SEDCO Gent€6.5m€0.9m
Full comparison

Key facts about SEGERS MARCEL & ZOON

What is the company number of SEGERS MARCEL & ZOON?
The company number of SEGERS MARCEL & ZOON is 0430.763.241. The VAT number is the same number with BE in front: BE 0430.763.241.
Where is SEGERS MARCEL & ZOON based?
The registered office is at Pareinpark(BEV) 77, 9120 Beveren-Kruibeke-Zwijndrecht.Company details
What does SEGERS MARCEL & ZOON do?
According to the KBO register, the main activity is wholesale of construction materials, general range (NACE 46831).
What is the legal form of SEGERS MARCEL & ZOON?
The legal form of SEGERS MARCEL & ZOON is Public limited company (NV).
When was SEGERS MARCEL & ZOON founded?
SEGERS MARCEL & ZOON was founded on 19-03-1987.
Is SEGERS MARCEL & ZOON still active?
Yes, SEGERS MARCEL & ZOON is an active enterprise in the KBO register.
How many employees does SEGERS MARCEL & ZOON have?
SEGERS MARCEL & ZOON had an average of 9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SEGERS MARCEL & ZOON fall under?
In its 2025 annual accounts, SEGERS MARCEL & ZOON states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of SEGERS MARCEL & ZOON?
The turnover in financial year 2025 is ≈ €5.3m. This figure is estimated from the gross margin of €1.2m and 100 comparable companies (NACE 46). It probably lies between €3.2m and €8.8m. In financial year 2023 turnover was €10.4m.
Is SEGERS MARCEL & ZOON profitable?
In financial year 2025, SEGERS MARCEL & ZOON made a profit of €205,357.
Where can I find the annual accounts of SEGERS MARCEL & ZOON?
SEGERS MARCEL & ZOON filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEGERS MARCEL & ZOON due?
SEGERS MARCEL & ZOON must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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