TOCA
ActiveTOCA has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €141k and a net result of €115k. Equity is growing by ~51.2% per year across the filed fiscal years. Its solvency ranks better than 78% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+28
Solvency88▲+50
Growth78=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.73 against 0.31 in 2024; short-term debt: 36.6% and cash: 97.2% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.4%
Return on assets
51.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
31 d early
2023
23 d early
2022
35 d early
2021
6 d early
2020
33 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 409%
2024 · €28k
2018: €-34k
2019: €-27k
2020: €-14k
2021: €-3k
2022: €6k
2023: €8k
2024: €28k
2018 → 2025
Total assets
€222k▲ 5.2%
2024 · €212k
2018: €216k
2019: €210k
2020: €205k
2021: €204k
2022: €196k
2023: €191k
2024: €212k
2018 → 2025
Net result
€115k▲ 429%
2024 · €22k
2018: €14k
2019: €7k
2020: €13k
2021: €10k
2022: €9k
2023: €2k
2024: €22k
2018 → 2025
Working capital
€140k
2024 · €-72k
2018: €-71k
2019: €-74k
2020: €-70k
2021: €-69k
2022: €-71k
2023: €-80k
2024: €-72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€6k€8k▲ 33.2%€28k▲ 262%€141k▲ 409%
Operating result€17k-€16k▼ 11.3%€8k▼ 46.6%€29k▲ 244%€166k▲ 482%
Net result€10k-€9k▼ 11.8%€2k▼ 79.1%€22k▲ 1,039%€115k▲ 429%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 482% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets
€629▼ 99.6%
Current assets
€222k▲ 571%
Equity and liabilities €222k
Equity
€141k▲ 409%
Debt
€81k▼ 55.7%
The debt ratio falls from 86.9% to 36.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€166k▲
2024 · €34k
Cash flow
€115k▲
2024 · €27k
Solvency
63.4%▲
2024 · 13.1%
Current ratio
2.73▲
2024 · 0.31
Quick ratio
2.69▲
2024 · 0.27
Debt / equity
0.58▼
2024 · 6.63
ROE
81.5%▲
2024 · 78.4%
ROA
51.7%▲
2024 · 10.3%
Interest coverage
30.24▲
2024 · 4.89
Debt
€81k▼
2024 · €184k
Debt ≤ 1 year
€81k▼
2024 · €105k
Debt > 1 year
€0▼
2024 · €79k
Income taxes
€46k▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€212k€222k▲
Fixed assets21/28€178k€629▼
Tangible fixed assets22/27€178k€629▼
Land and buildings22€178k€0▼
Plant, machinery and equipment23€585€629▲
Current assets29/58€33k€222k▲
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40€470€100▼
Other amounts receivable41€720€2k▲
Cash at bank and in hand54/58€26k€216k▲
Deferred charges and accrued income490/1€904€466▼
Equity and liabilities
Total equity and liabilities10/49€212k€222k▲
Equity10/15€28k€141k▲
Contributions10/11€19k€19k=
Reserves13€623€122k▲
Non-distributable reserves130/1€623€623=
Reserves not available under the articles1311€623€623=
Distributable reserves133-€121k
Profit (loss) carried forward14€9k€828▼
Amounts payable17/49€184k€81k▼
Amounts payable after more than one year17€79k€0▼
Financial debts170/4€79k€0▼
Amounts payable within one year42/48€105k€81k▼
Current portion of amounts payable after more than one year42€17k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Taxes, remuneration and social security45€1k€14k▲
Taxes450/3€1k€14k▲
Other amounts payable47/48€83k€63k▼
Accrued charges and deferred income492/3€31€0▼
Income statement
Code20242025
Non-recurring operating income76A-€183k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€86▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€35k€168k▲
Operating profit (loss)9901€29k€166k▲
Financial income75/76B€204€95▼
Recurring financial income75€204€95▼
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€22k€161k▲
Income taxes67/77€128€46k▲
Profit (loss) for the period9904€22k€115k▲
Profit (loss) for the period to be appropriated9905€22k€115k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€123k▲
Profit (loss) brought forward from the previous period14P€-12k€9k▲
Transfer to equity691/2-€121k
To the legal reserve6920-€121k
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €115k ▲429%
Operating result €166k, net result €115k, both a record.
31-12
Financial
Liquidity times 9current ratio 2.73
Current ratio from 0.31 to 2.73; short-term debt falls from €105k to €81k.
31-12
Financial
Equity above €100kEq €141k ▲409%
8 profitable years in a row build equity to €141k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2k ▼79.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warmoezeniersstraat 348000 BruggeGround area
247 m²
Building footprint
81 m²
Volume, LiDAR
478 m³
Parcel 31014B0283/00P000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOCA
since 20032.134.088.684
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31014B0283/00P000 | Flanders | 247 m² | 1 · 81 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.134.088.684
Similar companies · same sector, comparable size
Den Comptoir
BE 0835.100.813
Brugge · Eq €141k
CARRELLO
BE 0476.179.730
Blankenberge · Eq €141k
ILYS
BE 0886.885.054
Grimbergen · Eq €141k
EJONA.AL
BE 0502.735.558
Sint-Gillis (bij-Brussel) · Eq €140k
AU P'TIT BELGE
BE 0671.810.221
Brussel · Eq €140k
Of 14,028 companies in sector 56301 we hold annual accounts for 4,894. 3,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-08-2003
Fiscal year end31-12
Activities, NACEBEL
55401
56301Cafés and bars
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.