Active BE 0758.886.230Private limited company

TMB-TEX

Wegvoeringstraat 84 ·9230 Wetteren, Belgium· 5 yrs active

Sector: NACE 53200 (53200)

Conclusion Checked

The computed 12-month bankruptcy probability of TMB-TEX is 8.2% (elevated). The 2023 annual accounts show negative equity (€-7k) and a net result of €1k. Equity is shrinking by ~28.4% per year across the filed fiscal years. Its solvency ranks better than 17% of 234 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Key figures

Equity	€-7k
Net result	€1k
Better than sector	17%
Active	5 yrs

Snowflake analysis 5 axes · computed by Checked

40 / 100

Fragile profile, watch profitability in particular.

Health 18

Profitability 17

Solvency 34

Growth 38

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

8.2% Elevated

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

18 / 100 Critical

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview3 NBB filings

Annual accounts filed on 12-12-2024 with the NBB · fiscal year 2023 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

declining Equity: declining trend of ~28.4%/year over 3 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2023 · NACE 53 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-12.6%	28.3%	better than 17% of 234 sector peers
Net result	€1k	€6k	better than 35% of 234 sector peers
Equity	€-7k	€17k	better than 15% of 234 sector peers
Gross operating margin	€3k	€30k	better than 12% of 233 sector peers
Staff costs	€17	€36k	higher than 5% of 130 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€51k

-47.8% -56% vs sector

EBITDA

€2k

- far above sector median

Net profit

€1k

- far above sector median

Cash flow

€1k

- far above sector median

Total assets

€53k

-31.4% -69% vs sector

Equity

€-7k

+14.0% far below sector median

Working capital

€-27k

-15.0% far below sector median

Employees (FTE)

2

- -52% vs sector

Staff costs

€17

-99.5% -100% vs sector

Debt

€59k

-29.8% -58% vs sector

Debt ≤ 1y

€59k

-29.8% -58% vs sector

Current ratio

0.54

-25.2% -50% vs sector

Quick ratio

0.13

-45.3% -86% vs sector

Solvency

-12.6%

-25.3% far below sector median

Debt / equity

-8.94

+18.3% far below sector median

ROE

-16.3%

- +95% vs sector

ROA

2.1%

- far above sector median

Net margin

2.1%

- far above sector median

EBITDA margin

3.1%

- -33% vs sector

Interest coverage

9.35

- far above sector median

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	€51k
EBITDA	€2k
Net profit	€1k
Cash flow	€1k
Staff costs	€17
Income taxes	-
Dividends	-
Total assets	€53k
Equity	€-7k
Debt	€59k
of which ≤ 1y	€59k
of which > 1y	-
Working capital	€-27k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	0.54
Quick ratio	0.13
Working capital ratio	-52.2%
Solvency	-12.6%
Debt / equity	-8.94
Long-term debt ratio	-
Interest coverage	9.35
Gross margin	5.6%
Net margin	2.1%
ROA	2.1%
ROE	-16.3%
EBITDA margin	3.1%
Days sales outstanding	6d
Days payable outstanding	75d
Inventory turnover	2.02
Days inventory (DSI)	181d

Balance-sheet composition 2023

Assets

Fixed assets €21k · 39.6% Current assets €32k · 60.4%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€53k
Fixed assets	21/28	€21k
Tangible fixed assets	22/27	€14k
Financial fixed assets	28	€7k
Current assets	29/58	€32k
Stocks & contracts in progress	3	€24k
Amounts receivable within one year	40/41	€902
Cash & bank	54/58	€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€53k
Equity	10/15	€-7k
Contributions / capital	10/11	€10k
Accumulated profits (losses)	14	€-17k
Amounts payable	17/49	€59k
Amounts payable within one year	42/48	€59k
Trade debts payable within one year	44	€10k
Income statement
Turnover	70	€51k
Gross operating margin	9900	€3k
Operating result	9901	€1k
Financial charges	65	€168
Result before taxes	9903	€1k
Net result for the period	9904	€1k
Result to be appropriated	9905	€1k

You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	53200
Legal form	Private limited company(610)
Incorporation	30-11-2020
Status	Active
Postal code	9230

Establishment units 1 location

TMB-TEX

Wegvoeringstraat 84, 9230 WetterenGoederenvervoer over de weg

since 20222.376.071.319

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42302E0573/00T003	Flanders	3,918 m²	1 · 1,543 m²	23.7 m · 6 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024

12-12-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

29-11-2024

State Gazette act Registered-office change

2023

18-10-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

14-06-2023

State Gazette act Registered-office change

06-03-2023

State Gazette act Registered-office change

2022

04-08-2022

State Gazette act Capital & shares

20-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

Belgisch Staatsblad, acts 4 acts

Capital history · 1

04-08-2022

Capital change

Address history · 3

29-11-2024

Registered-office move

14-06-2023

Registered-office move

06-03-2023

Registered-office move

All acts · 4 updated 1 year ago

2024

29-11-2024 Registered office moved from Wemmel to Wetteren Registered-office change

Place Lt. Graff 15 à 1780 Wemmel → Wegvoeringstraat 84/21 te 9230 Wetteren

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Wegvoeringstraat 84/21 te 9230 Wetteren",
        "city": "Wetteren",
        "region": "vlaams_gewest",
        "street": "Wegvoeringstraat",
        "country": "BE",
        "postcode": "9230",
        "box_number": null,
        "street_number": "84/21",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Place Lt. Graff 15 \u00E0 1780 Wemmel",
        "city": "Wemmel",
        "region": "vlaams_gewest",
        "street": null,
        "country": "BE",
        "postcode": "1780",
        "box_number": null,
        "street_number": null,
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-11-29",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-10-04",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0758.886.230",
    "name_full": "TMB-TEX",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Hamdan Mohamad",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}

2023

14-06-2023 Registered office moved from Wetteren to Wemmel Registered-office change

Achttien augustuslaan 1/A à 9230 Wetteren → Lt Graffplein 15 tot 1780 Wemmel

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Lt Graffplein 15 tot 1780 Wemmel",
        "city": "Wemmel",
        "region": "vlaams_gewest",
        "street": "Lt Graffplein",
        "country": "BE",
        "postcode": "1780",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Achttien augustuslaan 1/A \u00E0 9230 Wetteren",
        "city": "Wetteren",
        "region": "vlaams_gewest",
        "street": "Achttien augustuslaan",
        "country": "BE",
        "postcode": "9230",
        "box_number": "A",
        "street_number": "1",
        "locality_suffix": null
      },
      "effective_date": "2023-06-01",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-06-14",
    "filing_date": "2023-06-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-05-26",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0758.886.230",
    "name_full": "TMB-TEX",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Hamdan Mohamad",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 14/06/2023 - Annexes du Moniteur belge"
  ]
}

06-03-2023 Registered office moved from Gent to Wetteren Registered-office change

Overpoortstraat 98 à 9000 Gent → Achttien Augustuslaan 1/A tot 9230 Wetteren

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Achttien Augustuslaan 1/A tot 9230 Wetteren",
        "city": "Wetteren",
        "region": "vlaams_gewest",
        "street": "Achttien Augustuslaan",
        "country": "BE",
        "postcode": "9230",
        "box_number": "A",
        "street_number": "1",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Overpoortstraat 98 \u00E0 9000 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Overpoortstraat",
        "country": "BE",
        "postcode": "9000",
        "box_number": null,
        "street_number": "98",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-03-06",
    "filing_date": null,
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-01-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0758.886.230",
    "name_full": "TMB-TEX",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Hamdan Mohamad",
    "org_rep_person_name": null,
    "person_role_at_subject": "bestuurder"
  },
  "co_filed_documents": []
}

2022

04-08-2022 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-08-04",
    "filing_date": "2022-07-26",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-07-07",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-07-07"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0758.886.230",
    "name_full": "TMB-TEX",
    "legal_form": "Besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Hamdan Mohamad Nour",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": 100.0,
      "kind": "person",
      "name": "Hamdan Mohamad Nour",
      "role": "aandeelhouder",
      "n_shares": 100,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

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Company registry (CBE) Crossroads Bank

Activities

Overige posterijen en koeriers53200

Primary activity highlighted.

Names & trade names

Legal nameNL

TMB-TEX

Registered office

Wegvoeringstraat 84 bus 21

9230 Wetteren, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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