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TM CONSULTING & SERVICES

Active
Private limited companyfounded 20224 yrs activeClos du Triton 14, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0787.549.037

TM CONSULTING & SERVICES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €37k. Equity is growing by ~53.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
90 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 7.8 against 4.1 in 2023; short-term debt: 12.8% and cash: 87.1% of total assets), and 12.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-08-2025, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
15 d late
2023
43 d late
2022
57 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€109k▲ 52.7%
2023 · €71k
2022: €32k 2023: €71k
2022 → 2024
Total assets
€125k▲ 32.4%
2023 · €94k
2022: €48k 2023: €94k
2022 → 2024
Net result
€37k▼ 3.1%
2023 · €39k
2022: €31k 2023: €39k
2022 → 2024
Working capital
€109k▲ 52.7%
2023 · €71k
2022: €32k 2023: €71k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202220232024Trend
Equity€32k-€71k▲ 119%€109k▲ 52.7%
Operating result€39k-€49k▲ 25.3%€47k▼ 3.1%
Net result€31k-€39k▲ 24.7%€37k▼ 3.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2022: €39k€39kNet result 2022: €31k€31kOperating result 2023: €49k€49kNet result 2023: €39k€39kOperating result 2024: €47k€47kNet result 2024: €37k€37k202220232024
The operating result falls in 2024; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €125k
Equity €109k▲ 52.7%
Debt €16k▼ 30.3%
The debt ratio falls from 24.4% to 12.8%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Solvency
87.2%
2023 · 75.6%
Current ratio
7.80
2023 · 4.10
Quick ratio
7.80
2023 · 4.10
Debt / equity
0.15
2023 · 0.32
ROE
34.5%
2023 · 54.3%
ROA
30.1%
2023 · 41.1%
Debt
€16k
2023 · €23k
Debt ≤ 1 year
€16k
2023 · €23k
Income taxes
€10k
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€94k€125k
Current assets29/58€94k€125k
Amounts receivable within one year40/41€9k€16k
Trade receivables40€9k€16k
Other amounts receivable41-€2
Cash at bank and in hand54/58€85k€108k
Deferred charges and accrued income490/1-€113
Equity and liabilities
Total equity and liabilities10/49€94k€125k
Equity10/15€71k€109k
Contributions10/11€2k€2k=
Reserves13€69k€106k
Distributable reserves133€69k€106k
Profit (loss) carried forward14€627€1k
Amounts payable17/49€23k€16k
Amounts payable within one year42/48€23k€16k
Trade debts44€105-
Suppliers440/4€105-
Taxes, remuneration and social security45€23k€16k
Taxes450/3€23k€15k
Remuneration and social security454/9-€639
Other amounts payable47/48€292-
Income statement Code20232024
Other operating charges640/8-€267
Gross operating margin9900€49k€47k
Operating profit (loss)9901€49k€47k
Financial charges65/66B-€136
Recurring financial charges65-€136
Profit (loss) for the period before taxes9903€49k€47k
Income taxes67/77€10k€10k
Profit (loss) for the period9904€39k€37k
Profit (loss) for the period to be appropriated9905€39k€37k
Appropriation of the result
Profit (loss) to be appropriated9906€40k€38k
Profit (loss) brought forward from the previous period14P€984€627
Transfer to equity691/2€39k€37k
To other reserves6921€39k€37k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
15-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
31-12
Financial Equity above €100kEq €109k ▲52.7%
3 profitable years in a row build equity to €109k.
12-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
31-12
Financial Highest result since 2022net €39k ▲24.7%
Operating result €49k, net result €39k, both a record.
26-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Clos du Triton 141420 Braine-l'Alleud
Ground area
370 m²
Building footprint
74 m²
Parcel 25744D0284/00Z000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Clos du Triton 14, 1420 Braine-l'Alleud
Other legal services
since 20222.332.439.135
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25744D0284/00Z000 Wallonia 370 m² 1 · 74 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 2,609 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-06-2022
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
69101Activities of lawyers
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82190Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.