INFI-DELY
ActiveSummary
INFI-DELY has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €26k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency89=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 2.78 in 2024; short-term debt: 35.9% and cash: 2.4% of total assets), and 35.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
218 d late
2023
568 d late
2022
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€121k▲ 27.5%
2024 · €95k
2022: €25k
2023: €76k
2024: €95k
2022 → 2025
Total assets
€189k▲ 27.5%
2024 · €148k
2022: €43k
2023: €115k
2024: €148k
2022 → 2025
Net result
€26k▲ 39.5%
2024 · €19k
2022: €19k
2023: €51k
2024: €19k
2022 → 2025
Working capital
€120k▲ 26.9%
2024 · €95k
2022: €24k
2023: €76k
2024: €95k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€25k-€76k▲ 204%€95k▲ 24.5%€121k▲ 27.5%
Operating result€25k-€75k▲ 198%€26k▼ 64.7%€42k▲ 60.3%
Net result€19k-€51k▲ 168%€19k▼ 63.4%€26k▲ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 60% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€1k ▲ 139%
Current assets
€188k ▲ 27.2%
Equity and liabilities €189k
Equity
€121k ▲ 27.5%
Debt
€68k ▲ 27.7%
The debt ratio stays at 35.9%.
Key figures and ratios
EBITDA
€43k▲
2024 · €27k
Cash flow
€27k▲
2024 · €19k
Current ratio
2.77▼
2024 · 2.78
Debt / equity
0.56▲
2024 · 0.56
ROE
21.6%▲
2024 · 19.7%
ROA
13.8%▲
2024 · 12.6%
Interest coverage
20.38▼
2024 · 51.05
Debt ≤ 1 year
€68k▲
2024 · €53k
Income taxes
€14k▲
2024 · €7k
Staff costs
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€148k€189k▲
Fixed assets21/28€514€1k▲
Tangible fixed assets22/27€514€1k▲
Furniture and vehicles24€514€1k▲
Current assets29/58€148k€188k▲
Amounts receivable within one year40/41€132k€179k▲
Trade receivables40-€743
Other amounts receivable41€132k€178k▲
Cash at bank and in hand54/58€9k€5k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€148k€189k▲
Equity10/15€95k€121k▲
Contributions10/11€6k€6k=
Reserves13€70k€96k▲
Distributable reserves133€70k€96k▲
Profit (loss) carried forward14€19k€19k=
Amounts payable17/49€53k€68k▲
Amounts payable within one year42/48€53k€68k▲
Financial debts43-€6
Credit institutions430/8-€6
Trade debts44€22k€32k▲
Suppliers440/4€22k€32k▲
Taxes, remuneration and social security45€31k€36k▲
Taxes450/3€31k€34k▲
Remuneration and social security454/9-€1k
Income statement
Code20242025
Remuneration, social security and pensions62-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€266€732▲
Other operating charges640/8€452€2k▲
Gross operating margin9900€27k€48k▲
Operating profit (loss)9901€26k€42k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€524€2k▲
Recurring financial charges65€524€2k▲
Profit (loss) for the period before taxes9903€26k€40k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€19k€26k▲
Profit (loss) for the period to be appropriated9905€19k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€38k€45k▲
Profit (loss) brought forward from the previous period14P€19k€19k=
Transfer to equity691/2€19k€26k▲
To other reserves6921€19k€26k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 218 days late
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 568 days late
2025
31-12
Financial
Equity above €100kEq €121k ▲27.5%
4 profitable years in a row build equity to €121k.
2024
31-12
Financial
Weakest financial yearnet €19k ▼63.4%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
2023
31-12
Financial
Highest result since 2022net €51k ▲168%
Operating result €75k, net result €51k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Grand-Vinâve 554101 SeraingGround area
965 m²
Building footprint
56 m²
Volume, LiDAR
710 m³
Parcel 62058B0650/00V000, Wallonia · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Grand-Vinâve 55, 4101 Seraing
since 20212.327.414.337
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62058B0650/00V000 | Wallonia | 965 m² | 1 · 56 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MILLA
BE 0848.972.407
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BUROPORT
BE 0441.824.310
Aalst · Eq €121k
STENEVI
BE 0639.883.264
Temse · Eq €122k
SIMARGEST
BE 0502.766.440
Gerpinnes · Eq €121k
TP-LINK ENTERPRISES BELGIUM
BE 0554.754.579
Zemst · Eq €122k
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2021
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
86940Nursing and midwifery
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.