Investments
€6,480 3.3 × depreciation
Green is investment, beige is depreciation. Machinery stands 161.1% higher than in 2024.
TLK
Overview
Lifetime
5 annual accounts with figures on one time axispeak €50,954 (2025)
€50,954▲ €51,207
lowest -€6,068 (2024)
€34,808▲ €40,876
peak €59,009 (2025)
€59,009▲ 144%
€19,843▼ 94.5%
Board2 names since 2021
2 directorsLEYSSENS, Tabitha and 1 other
Documentsfilings and deeds
15-07-202616 days before the deadline
2025micro format
Gross margin from -€252 to €50,954Back to profit: €34,808Equity from €24,201 to €59,009Debts from €358,912 to €19,843
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 78% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.1%● unchanged vs 06-2025
08-2025: 1.7%▲ +0.6 percentage points vs 07-2025highest value
09-2025: 0.5%▼ -1.2 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.6%▲ +0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.2%▼ -0.4 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €78,852
1 of the last 3 accounts late
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 3.60, cash €15,280
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 75% of them on solvency, 59% on liquidity, 87% on profitability and 92% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as TLK has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TLK itself is lower: 0.2% within 12 months. It rests on far more data about TLK than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for TLK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.6 (0.91 in 2024), above the usual 1.5. Short-term debt is 25.2% and cash 19.4% of total assets. 25.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
16 days early
2024
27 days late
2023
79 days late
2022
689 days late
2021
661 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 288 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 October (4 of the last 5 accounts filed within 581 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- LEYSSENS, Tabitha 50 sharesdeed of 18-03-2021
- NULENS, Koen Henri 50 sharesdeed of 18-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765259724
Incorporation
Founding capital of €2,000, 100 shares · Founders: LEYSSENS, Tabitha (comparant); NULENS, Koen Henri (comparant) · Appointments: LEYSSENS, Tabitha (director) and NULENS, Koen Henri (director) · published on 18-03-2021 · Gazette deed
First establishment
Sint-Catharinastraat 53, Beringen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TLK Beringen | €78,852 | €50,954 | 74.8% | - |
| Gimath Lommel | €67,962 | €53,285 | 42.3% | - |
| Pro-maDT Halen | €72,674 | €42,222 | 6.9% | - |
| KoMMiTment Tongeren-Borgloon | €61,485 | €53,921 | 2.4% | - |
| ANDECCO Sint-Truiden | €86,585 | €44,718 | 55.6% | - |
| ARUMA Mettet | €73,790 | €49,288 | 58.4% | - |
| Papers, Cats & Cars Wervik | €88,826 | €52,710 | 22.4% | - |
These companies have the same main activity as TLK: other business support services (NACE 82990). They are comparable in size and age: total assets between €61,500 and €88,800, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 16-03-2021Normal situation
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.381.277.5463580 Beringen, since 16-03-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €50,954
- ≈ €100,000estimated
- €34,808
- €59,009▲ 144%
- €78,852▼ 79.4%
- Filing
- Filed on 15-07-2026, 16 days before the end of the filing period
Insights on TLK
TLK files the micro format. That format states no turnover. The gross margin rose from €28,559 in 2021 to €50,954 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 15-07-2026, 16 days before the deadline€50,954
▲ €51,207
€48,098
▲ €56,031
€34,808
▲ €40,876
€51,674
▲ €83,298
74.8%
▲ 68.5 percentage points
3.60
▲ 2.69
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €84,000 and €140,000.
Balance sheet
balance sheet total €78,852 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
74.8%
Higher than 74% of 9,696 companies in 2025.
3.60
Higher than 72% of 9,314 companies in 2025.
44.1%
Higher than 85% of 9,438 companies in 2025.
TLK
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
78,852 | 383,114 | 204,373 | 79,604 | 51,117 | |
20 |
- | - | - | - | 208 | |
21/28 |
7,336 | 55,826 | 499 | 1,718 | - | |
22/27 |
7,336 | 55,826 | 499 | 1,718 | - | |
23 |
7,336 | 2,809 | 499 | 1,718 | - | |
24 |
- | 53,016 | - | - | - | |
29/58 |
71,517 | 327,288 | 203,873 | 77,885 | 50,908 | |
40/41 |
52,347 | 309,511 | 187,496 | 58,639 | 35,510 | |
40 |
9,893 | 266,431 | 147,260 | 43,578 | 34,121 | |
41 |
42,454 | 43,080 | 40,236 | 15,062 | 1,389 | |
54/58 |
15,280 | 16,616 | 13,399 | 11,201 | 15,399 | |
490/1 |
3,890 | 1,162 | 2,978 | 8,045 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
78,852 | 383,114 | 204,373 | 79,604 | 51,117 | |
10/15 |
59,009 | 24,201 | 30,269 | 24,195 | 23,579 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
13 |
57,009 | - | - | - | - | |
133 |
57,009 | - | - | - | - | |
14 |
- | 22,201 | 28,269 | 22,195 | 21,579 | |
17/49 |
19,843 | 358,912 | 174,103 | 55,409 | 27,538 | |
42/48 |
19,843 | 358,912 | 174,103 | 55,409 | 27,538 | |
44 |
3,724 | 104,717 | 15,934 | 46,635 | 3,057 | |
440/4 |
3,724 | 104,717 | 15,934 | 46,635 | 3,057 | |
46 |
- | 245,284 | 152,343 | - | 17,041 | |
45 |
16,118 | 794 | 5,827 | 8,774 | 7,439 | |
450/3 |
16,118 | 794 | 5,827 | 7,274 | 5,939 | |
454/9 |
- | - | - | 1,500 | 1,500 | |
47/48 |
- | 8,118 | - | - | - | |
| Income statement | ||||||
76A |
7,002 | - | - | - | - | |
9900 |
50,954 | -252 | -4,782 | 2,310 | 28,559 | |
630 |
1,953 | 7,313 | 45 | 664 | 1,042 | |
640/8 |
904 | 368 | 463 | 590 | - | |
9901 |
48,098 | -7,934 | -5,290 | 1,056 | 27,518 | |
75/76B |
2,712 | 2,700 | 1,824 | 939 | 44 | |
75 |
2,559 | 2,700 | 1,824 | 939 | 44 | |
76B |
152 | - | - | - | - | |
65/66B |
281 | 73 | 120 | 44 | 44 | |
65 |
281 | 73 | 120 | 44 | 44 | |
9903 |
50,529 | -5,306 | -3,587 | 1,951 | 27,518 | |
67/77 |
15,720 | 762 | 32 | 1,335 | 5,939 | |
9904 |
34,808 | -6,068 | -3,619 | 616 | 21,579 | |
9905 |
34,808 | -6,068 | -3,619 | 616 | 21,579 | |
| Appropriation of the result | ||||||
9906 |
57,009 | 22,201 | 28,269 | 22,195 | 21,579 | |
14P |
22,201 | 28,269 | 31,888 | 21,579 | - | |
691/2 |
57,009 | - | - | - | - | |
6921 |
57,009 | - | - | - | - | |
| Document | ||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 15-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00294919 | |
| 31-12-2024 | abbreviated format | 27-08-2025 | 2025-00418298 | |
| 31-12-2023 | abbreviated format | 18-10-2024 | 2024-00513417 | |
| 31-12-2022 | abbreviated format | 19-06-2025 | 2025-00159950 | |
| 31-12-2021 | abbreviated format | 22-05-2024 | 2024-00094419 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 50,051 | -621 | -5,245 | 1,720 | 28,559 | ||
| 36,761 | 1,245 | -3,573 | 1,280 | 22,621 | ||
| 6,480 | 62,640 | -1,174 | 2,174 | - | ||
| -1,336 | 3,216 | 2,198 | -4,198 | - | ||
| 51,674 | -31,624 | 29,770 | 22,477 | 23,371 | ||
| 74.8% | 6.3% | 14.8% | 30.4% | 46.1% | ||
| 3.60 | 0.91 | 1.17 | 1.41 | 1.85 | ||
| 0.34 | 14.83 | 5.75 | 2.29 | 1.17 | ||
| 59.0% | -25.1% | -12.0% | 2.5% | 91.5% | ||
| 44.1% | -1.6% | -1.8% | 0.8% | 42.2% | ||
| over 100 | -8.55 | -43.71 | 39.45 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | €6,480 | €62,640 | - | €2,174 | - |
| €1,953 | €7,313 | €45 | €664 | €1,042 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on TLK
The operating result for 2025 is a profit of €48,098, after a loss of €7,934 in 2024. It is the highest result since 2021.
Debt's share of the balance-sheet total falls from 93.7% to 25.2%. Equity is higher and debt is lower.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 18-03-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
Director (not named in the articles)
appointed by deed of 18-03-2021
term without a fixed end
listed in the 2025 annual accounts, filed on 15-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-03-2021
Mandates through the years
2 names, the dashed line is todayLEYSSENS, Tabitha
Director (not named in the articles)
Director (not named in the articles)
NULENS, Koen Henri
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- LEYSSENS, Tabitha
- Director (not named in the articles), from 16-03-2021 to date
- NULENS, Koen Henri
- Director (not named in the articles), from 16-03-2021 to date
Control
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- €590 in 2025
- Source
- deed of 18-03-2021
Articles of association
deed of 18-03-2021 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s),bij meerdere kopers naar evenredigheid verworven aantal, prijs in oorspronkelijke bekendmaking”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00
Shareholders
At incorporation
deed of 18-03-2021 ↗
- LEYSSENS, Tabitha 50 shares (50%) · €1,000
- NULENS, Koen Henri 50 shares (50%) · €1,000
Network & group
No group
TLK has no parent and no holdings in its annual accounts. TLK shares no director with another company.
At the same address
Sint-Catharinastraat 63, 3580 Beringen · 2 other companies| Nulens, Koen (sole trader)
establishment since 01-03-2019 |
founded in 2019 0724.703.430 |
| Leyssens, Tabitha (sole trader)
establishment since 01-01-2014 |
founded in 2014 0542.496.056 |
Timeline
Timeline
11 events since 2021Filings
Financial
Establishments
202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 16 days before the deadline
2025
Back to profit net €34,808 The net result is €34,808, after 2 loss-making years.
Liquidity more than triples current ratio 3.60 The current ratio rises from 0.91 to 3.60. Short-term debt falls from €358,912 to €19,843.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0765259724
Annual accounts 2024 filed PDFabbreviated format · 27 days late
Annual accounts 2022 filed PDFabbreviated format · 689 days late
2024
Weakest financial year net -€6,068 The net result drops to -€6,068, the lowest from 2021 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFabbreviated format · 79 days late
Annual accounts 2021 filed PDFabbreviated format · 661 days late
2021
IncorporationFounding capital of €2,000, 100 shares · Founders: LEYSSENS, Tabitha (comparant); NULENS, Koen Henri (comparant) · Appointments: LEYSSENS, Tabitha (director) and NULENS, Koen Henri (director) · published on 18-03-20218 points ▸
- Founder, LEYSSENS, Tabitha (comparant)
- Founder, NULENS, Koen Henri (comparant)
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Sint-Catharinastraat 63, 3580 Beringen
- Board rule, 2
- Director appointment, LEYSSENS, Tabitha (director (not named in the articles))
- Director appointment, NULENS, Koen Henri (director (not named in the articles))
- The deed holds 12 more points.
First establishment Sint-Catharinastraat 53, Beringen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0765.259.724
- VAT number
- BE 0765.259.724
- Peppol ID
- 0208:0765259724
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-03-2021
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of June at 18:00deed of 18-03-2021 (in Dutch)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TLK in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-03-2021 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-03-2021 (in Dutch)
Activities
NACEBEL 202582990
Other business support services main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Zelfstandige thuisverpleging; Medisch Pedicure; Freelance verkoper; Chauffeur”deed of 18-03-2021 (in Dutch)
4 activities
- Zelfstandige thuisverpleging
- Medisch Pedicure
- Freelance verkoper
- Chauffeur
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Sint-Catharinastraat 63 registered office 3580 Beringen | ||
| Sint-Catharinastraat 53 3580 Beringen | 16-03-2021 | 2.381.277.546 |
Buildings and parcels at the addresses
- Ground area
- 1,502 m²
- Buildings
- 227 m²
- Volume, LiDAR
- 1,281 m³
- Tallest building
- 9.7 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 71004A0125/00C002 | 831 m² | 1 · 103 m² | 8.0 m · 2 |
| 71004A0109/00A002 | 671 m² | 1 · 123 m² | 9.7 m · 2 |