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TLK

Active
Private limited company·Overige zakelijke dienstverlening, neg· 5 yrs active
Sint-Catharinastraat 63 ·3580 Beringen, Belgium
BE 0765.259.724
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TLK is 1.1% (low). The 2024 annual accounts show equity of €24k and a net result of €-6k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 23% of 425 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.1% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 425 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-6k-67.7%
Working capital€-32k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · verkort
€-10k€0€10k€20k€30kOperating result 2021: €28k€28kNet result 2021: €22k€22kOperating result 2022: €1k€1kNet result 2022: €616€616Operating result 2023: €-5k€-5kNet result 2023: €-4k€-4kOperating result 2024: €-8k€-8kNet result 2024: €-6k€-6k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 4 fiscal years (±1.7%/year).
€22k€24k€26k€28k€30k2025: €25k (€23k - €27k)2026: €26k (€24k - €28k)2027: €26k (€24k - €28k)2021: €24k2022: €24k2023: €30k2024: €24k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 82 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 6.3% 33.7%
better than 23% of 425 sector peers
Net result €-6k €34k
better than 18% of 425 sector peers
Equity €24k €108k
better than 25% of 425 sector peers
Gross operating margin €-252 €88k
better than 13% of 421 sector peers
Total assets €383k €610k
better than 42% of 425 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P23
2021: P67 · n=1582022: P53 · n=2572023: P33 · n=3602024: P23 · n=4252021 2024
Weakening position over 2021-2024 · n=158-425
Net result P18
2021: P53 · n=1572022: P34 · n=2572023: P22 · n=3602024: P18 · n=4252021 2024
Weakening position over 2021-2024 · n=157-425
Equity P25
2021: P38 · n=1582022: P31 · n=2572023: P34 · n=3602024: P25 · n=4252021 2024
Stable position over 2021-2024 · n=158-425
Gross operating margin P13
2021: P40 · n=1552022: P22 · n=2532023: P14 · n=3552024: P13 · n=4212021 2024
Weakening position over 2021-2024 · n=155-421
Describes the position versus peers, not a forecast.
EBITDA
€-621
+88.2% far below sector median
Net profit
€-6k
-67.7% far below sector median
Cash flow
€1k
- -91% vs sector
Total assets
€383k
+87.5% +171% vs sector
Equity
€24k
-20.0% -75% vs sector
Working capital
€-32k
- far below sector median
Income taxes
€762
+2284.5% -77% vs sector
Debt
€359k
+106.1% far above sector median
Debt ≤ 1y
€359k
+106.1% far above sector median
Current ratio
0.91
-22.1% -86% vs sector
Quick ratio
0.91
-22.1% -77% vs sector
Solvency
6.3%
-57.3% -86% vs sector
Debt / equity
14.83
+157.8% far above sector median
ROE
-25.1%
-109.7% far below sector median
ROA
-1.6%
+10.5% -16% vs sector
Interest coverage
-8.55
+80.4% far below sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€-621
Net profit€-6k
Cash flow€1k
Staff costs-
Income taxes€762
Dividends-
Total assets€383k
Equity€24k
Debt€359k
of which ≤ 1y€359k
of which > 1y-
Working capital€-32k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.91
Quick ratio0.91
Working capital ratio-8.3%
Solvency6.3%
Debt / equity14.83
Long-term debt ratio-
Interest coverage-8.55
Gross margin-
Net margin-
ROA-1.6%
ROE-25.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€383k
Fixed assets 21/28€56k
Tangible fixed assets 22/27€56k
Current assets 29/58€327k
Amounts receivable within one year 40/41€310k
Cash & bank 54/58€17k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€383k
Equity 10/15€24k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€22k
Amounts payable 17/49€359k
Amounts payable within one year 42/48€359k
Trade debts payable within one year 44€105k
Income statement
Gross operating margin 9900€-252
Operating result 9901€-8k
Financial income 75€3k
Financial charges 65€73
Result before taxes 9903€-5k
Income taxes 67/77€762
Net result for the period 9904€-6k
Result to be appropriated 9905€-6k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
7 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
3 companies at this address See who is registered here

Establishment units

1 location
TLK
Sint-Catharinastraat 53, 3580 BeringenOverige zakelijke dienstverlening, neg
since 20212.381.277.546
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,502 m²
Buildings2
Building footprint227 m²
Volume (LiDAR)1,281 m³
Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0125/00C002 Flanders 831 m² 1 · 103 m² 8.0 m · 2 fl.
71004A0109/00A002 Flanders 671 m² 1 · 123 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health7Profitability0Solvency13Growth52Stability94
33 / 100

Fragile profile, watch profitability in particular.

Health 7
Profitability 0
Solvency 13
Growth 52
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige zakelijke dienstverlening, neg82990Schoonheidsverzorging en andere schoonheidsbehandelingen96220
Primary activity highlighted.
Names & trade names
Legal nameNL TLK
Registered office
Sint-Catharinastraat 63
3580 Beringen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.