Skip to content

TLD CONSTRUCT

Active
Private limited companyfounded 20232 yrs activeRue Mahy Faux(BUV) 77, 7133 Binche, BelgiumKBO/BCE: BE 1001.421.070
Summary

The computed 12-month bankruptcy probability of TLD CONSTRUCT is 2.5% (moderate). The 2024 annual accounts show equity of €42,393 and a net result of €39,393. Its solvency ranks better than 84% of 9975 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 3.88; short-term debt: 25.2% and cash: 7.9% of total assets), and 25.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
61 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 61 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 October 2023, TLD CONSTRUCT was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover
€139,024
EBIT margin
37.9%
Net result
€39,393
Working capital
€41,143

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €56,686
Fixed assets €1,263
Current assets €55,424
Equity and liabilities €56,686
Equity €42,393
Debt €14,293
Debt finances 25.2% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€52,978
Cash flow
€39,636
Current ratio
3.88
Debt to equity
0.34
ROE
92.9%
ROA
69.5%
Interest coverage
302.25
Debt ≤ 1 year
€14,281
Income taxes
€13,215
Staff costs
€748

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 41 lines
Balance sheet Code2024
Assets
Total assets20/58€56,686
Fixed assets21/28€1,263
Tangible fixed assets22/27€1,263
Furniture and vehicles24€1,263
Current assets29/58€55,424
Amounts receivable within one year40/41€50,576
Trade receivables40€1,604
Other amounts receivable41€48,971
Cash at bank and in hand54/58€4,500
Deferred charges and accrued income490/1€348
Equity and liabilities
Total equity and liabilities10/49€56,686
Equity10/15€42,393
Contributions10/11€3,000
Reserves13€39,000
Distributable reserves133€39,000
Profit (loss) carried forward14€393
Amounts payable17/49€14,293
Amounts payable within one year42/48€14,281
Trade debts44€1,021
Suppliers440/4€1,021
Taxes, remuneration and social security45€13,260
Taxes450/3€13,260
Accrued charges and deferred income492/3€12
Income statement Code2024
Turnover70€139,024
Goods, raw materials, services and sundry goods60/61€83,699
Remuneration, social security and pensions62€748
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243
Other operating charges640/8€1,599
Gross operating margin9900€55,325
Operating profit (loss)9901€52,735
Financial income75/76B€48
Recurring financial income75€48
Financial charges65/66B€175
Recurring financial charges65€175
Profit (loss) for the period before taxes9903€52,608
Income taxes67/77€13,215
Profit (loss) for the period9904€39,393
Profit (loss) for the period to be appropriated9905€39,393
Appropriation of the result
Profit (loss) to be appropriated9906€39,393
Transfer to equity691/2€39,000
To other reserves6921€39,000

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Turnover70€139,024
Goods, raw materials, services and sundry goods60/61€83,699
Remuneration, social security and pensions62€748
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€243
Other operating charges640/8€1,599
Gross operating margin9900€55,325
Operating profit (loss)9901€52,735
Financial income75/76B€48
Recurring financial income75€48
Financial charges65/66B€175
Recurring financial charges65€175
Profit (loss) for the period before taxes9903€52,608
Income taxes67/77€13,215
Profit (loss) for the period9904€39,393
Profit (loss) for the period to be appropriated9905€39,393
Line2024
Assets
Total assets20/58€56,686
Fixed assets21/28€1,263
Tangible fixed assets22/27€1,263
Furniture and vehicles24€1,263
Current assets29/58€55,424
Amounts receivable within one year40/41€50,576
Trade receivables40€1,604
Other amounts receivable41€48,971
Cash at bank and in hand54/58€4,500
Deferred charges and accrued income490/1€348
Equity and liabilities
Total equity and liabilities10/49€56,686
Equity10/15€42,393
Contributions10/11€3,000
Reserves13€39,000
Distributable reserves133€39,000
Profit (loss) carried forward14€393
Amounts payable17/49€14,293
Amounts payable within one year42/48€14,281
Trade debts44€1,021
Suppliers440/4€1,021
Taxes, remuneration and social security45€13,260
Taxes450/3€13,260
Accrued charges and deferred income492/3€12
Line2024
Profit (loss) for the period9904€39,393
+ Depreciation and write-downs630€243
Operating cash flow (approximation)€39,636

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
2,847 m²
Building footprint
118 m²
Volume, LiDAR
789 m³
Parcel 56014A0101/00F000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TLD Construct
Rue Mahy Faux(BUV) 77, 7133 BincheConstruction of residential and non-residential buildings
since 20232.351.276.535
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56014A0101/00F000 Wallonia 2,847 m² 1 · 118 m² 9.5 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,052. 12,927 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
43120Site preparation
43230Insulation installation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1001421070
Also 9925:BE1001421070
Registered 31-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.