TLC BATIMENT
ActiveSummary
TLC BATIMENT has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,460 and a net result of €21,441. Equity is shrinking by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 7730 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Overview
What they do
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
How big
€330,493total assets 2025
- Staff
- 5.6 FTE
- Equity
- €20,460
- Profit
- €21,441
Turnover not published (abridged schema)
Who decides
Accounts 1 d early0 of 4 deeds read
Why 46- Higher-failure-rate sector- Higher-failure-rate region- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+2
Solvency31▼-10
Growth38=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.91 in 2024; short-term debt: 54.4% and cash: 10% of total assets), and 93.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7730 sector peers (2025).
NBB · sector comparisonPosition among 7730 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
10 d late
2023
2 d early
2022
22 d late
2021
8 d late
2020
15 d late
2019
19 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 8 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2019net €21,441 ▲363%
- Annual accounts filedfiscal year 2024 · micro…
Financials
Fiscal year 2025Total assets €330,493Profit €21,441Solvency 6.2%Liquidity 1.33
Turnover
€83,095▼ 51.1%
2019 - 2022
Net result
€21,441▲ 363%
2019 - 2025
Equity
€20,460▼ 56.4%
2019 - 2025
Staff (FTE)
5.6▲ 16.7%
2019 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€169,904▲ 8.2%€83,095▼ 51.1%
Operating result-€18,249-€8,896▲ 51.3%€23,669€17,006▼ 28.2%€52,501▲ 209%
Net result-€20,214below the sector's middle half-€8,988below the sector's middle half▲ 55.5%€18,518within the sector's middle half€4,628within the sector's middle half▼ 75.0%€21,441within the sector's middle half▲ 363%
EBIT margin-10.7%▼ 15.6pp-10.7%=
Equity€32,823within the sector's middle half▼ 38.1%€23,834within the sector's middle half▼ 27.4%€42,352within the sector's middle half▲ 77.7%€46,980within the sector's middle half▲ 10.9%€20,460within the sector's middle half▼ 56.4%
Total assets€111,287within the sector's middle half▲ 13.8%€42,202below the sector's middle half▼ 62.1%€157,063within the sector's middle half▲ 272%€299,011above the sector's middle half▲ 90.4%€330,493above the sector's middle half▲ 10.5%
Debt€78,464▲ 75.2%€18,368▼ 76.6%€114,711▲ 525%€252,031▲ 120%€310,033▲ 23.0%
Working capital€30,773within the sector's middle half▲ 1.3%€23,156within the sector's middle half▼ 24.8%€38,521within the sector's middle half▲ 66.4%€115,052above the sector's middle half▲ 199%€59,171within the sector's middle half▼ 48.6%
Solvency29.5%within the sector's middle half▼ 24.7pp56.5%within the sector's middle half▲ 27.0pp27.0%within the sector's middle half▼ 29.5pp15.7%below the sector's middle half▼ 11.3pp6.2%below the sector's middle half▼ 9.5pp
Current ratio1.39within the sector's middle half▼ 0.292.26within the sector's middle half▲ 0.871.62within the sector's middle half▼ 0.641.91within the sector's middle half▲ 0.291.33within the sector's middle half▼ 0.58
Return on assets (ROA)-18.2%below the sector's middle half▼ 23.4pp-21.3%below the sector's middle half▼ 3.1pp11.8%within the sector's middle half▲ 33.1pp1.5%within the sector's middle half▼ 10.2pp6.5%within the sector's middle half▲ 4.9pp
Staff (FTE)2.94.8▲ 65.5%5.6▲ 16.7%
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 209% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330,493
Fixed assets
€91,672 ▲ 59.6%
Current assets
€238,821 ▼ 1.1%
Equity and liabilities €330,493
Equity
€20,460 ▼ 56.4%
Debt
€310,033 ▲ 23.0%
Debt's share of the balance-sheet total rises from 84.3% to 93.8%. Equity is lower and debt is higher.
Key figures and ratios
Key figures and ratios
EBITDA
€64,198▲
2024 · €35,999
Cash flow
€33,138▲
2024 · €23,622
Quick ratio
1.17▼
2024 · 1.38
Debt to equity
15.15▲
2024 · 5.36
ROE
104.8%▲
2024 · 9.9%
Interest coverage
2.42▼
2024 · 2.96
Debt ≤ 1 year
€179,650▲
2024 · €126,533
Debt > 1 year
€130,383▲
2024 · €125,498
Income taxes
€9,084▲
2024 · €216
Staff costs
€190,531▲
2024 · €85,201
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,325 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
1.4%
went bankrupt
3.2%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,325 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €169,904 | €83,095 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €118,318 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €78,200 | €85,201 | €190,531 | ▲ 124% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €694 | €1,372 | €8,846 | €18,994 | €11,697 | ▼ 38.4% |
| Other operating charges640/8 | - | €1,300 | €6,096 | €2,596 | €1,342 | ▼ 48.3% |
| Gross operating margin9900 | -€12,773 | -€6,225 | €116,811 | €123,797 | €256,071 | ▲ 107% |
| Operating profit (loss)9901 | -€18,249 | -€8,896 | €23,669 | €17,006 | €52,501 | ▲ 209% |
| Financial income75/76B | - | - | €0 | - | €4,583 | - |
| Recurring financial income75 | €678 | - | €0 | - | €4,583 | - |
| Financial charges65/66B | - | €92 | €4,977 | €12,162 | €26,560 | ▲ 118% |
| Recurring financial charges65 | €340 | €92 | €4,977 | €12,162 | €26,560 | ▲ 118% |
| Profit (loss) for the period before taxes9903 | -€17,911 | -€8,988 | €18,693 | €4,844 | €30,524 | ▲ 530% |
| Income taxes67/77 | €2,303 | - | €175 | €216 | €9,084 | ▲ 4,111% |
| Profit (loss) for the period9904 | -€20,214 | -€8,988 | €18,518 | €4,628 | €21,441 | ▲ 363% |
| Profit (loss) for the period to be appropriated9905 | -€20,214 | -€8,988 | €18,518 | €4,628 | €21,441 | ▲ 363% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111,287 | €42,202 | €157,063 | €299,011 | €330,493 | ▲ 10.5% |
| Fixed assets21/28 | €2,050 | €678 | €56,042 | €57,426 | €91,672 | ▲ 59.6% |
| Tangible fixed assets22/27 | €2,050 | €678 | €55,352 | €56,736 | €88,186 | ▲ 55.4% |
| Plant, machinery and equipment23 | - | €678 | €55,352 | €56,736 | €2,399 | ▼ 95.8% |
| Furniture and vehicles24 | - | - | - | - | €85,787 | - |
| Financial fixed assets28 | - | - | €690 | €690 | €3,486 | ▲ 405% |
| Current assets29/58 | €109,238 | €41,524 | €101,021 | €241,585 | €238,821 | ▼ 1.1% |
| Stocks and contracts in progress3 | - | €8,325 | €10,001 | €66,641 | €29,352 | ▼ 56.0% |
| Contracts in progress37 | - | €8,325 | €10,001 | €66,641 | €29,352 | ▼ 56.0% |
| Amounts receivable within one year40/41 | €49,118 | €13,867 | €32,852 | €113,538 | €175,102 | ▲ 54.2% |
| Trade receivables40 | - | €8,333 | €29,506 | €46,674 | €94,423 | ▲ 102% |
| Other amounts receivable41 | - | €5,534 | €3,347 | €66,864 | €80,679 | ▲ 20.7% |
| Cash at bank and in hand54/58 | €60,120 | €19,332 | €58,168 | €61,406 | €32,918 | ▼ 46.4% |
| Deferred charges and accrued income490/1 | - | - | - | - | €1,449 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111,287 | €42,202 | €157,063 | €299,011 | €330,493 | ▲ 10.5% |
| Equity10/15 | €32,823 | €23,834 | €42,352 | €46,980 | €20,460 | ▼ 56.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | €18,600 | - | - |
| Issued capital100 | - | €18,600 | €18,600 | €18,600 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €12,363 | €3,374 | €21,892 | €26,520 | - | - |
| Amounts payable17/49 | €78,464 | €18,368 | €114,711 | €252,031 | €310,033 | ▲ 23.0% |
| Amounts payable after more than one year17 | - | - | €52,211 | €125,498 | €130,383 | ▲ 3.9% |
| Financial debts170/4 | - | - | €52,211 | €125,498 | €130,383 | ▲ 3.9% |
| Amounts payable within one year42/48 | €78,464 | €18,368 | €62,500 | €126,533 | €179,650 | ▲ 42.0% |
| Current portion of amounts payable after more than one year42 | - | - | €7,871 | €18,725 | €23,350 | ▲ 24.7% |
| Trade debts44 | €61,603 | €14,826 | €25,376 | €102,060 | €72,754 | ▼ 28.7% |
| Suppliers440/4 | - | €14,826 | €25,376 | €102,060 | €72,754 | ▼ 28.7% |
| Taxes, remuneration and social security45 | - | €3,057 | €20,455 | €5,749 | €35,585 | ▲ 519% |
| Taxes450/3 | - | €2,660 | €5,729 | - | €15,201 | - |
| Remuneration and social security454/9 | - | €398 | €14,726 | €5,749 | €20,385 | ▲ 255% |
| Other amounts payable47/48 | - | €484 | €8,798 | - | €47,961 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€20,214 | -€8,988 | €18,518 | €4,628 | €21,441 | ▲ 363% |
| + Depreciation and write-downs630 | €694 | €1,372 | €8,846 | €18,994 | €11,697 | ▼ 38.4% |
| Operating cash flow (approximation) | -€19,521 | -€7,617 | €27,364 | €23,622 | €33,138 | ▲ 40.3% |
| Investment in fixed assets (approximation) | - | €0 | -€64,209 | -€20,378 | -€45,944 | ▼ 125% |
| Change in cash | - | -€40,787 | €38,835 | €3,238 | -€28,488 | ▼ 980% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector, comparable size
CERROBAT
BE 0555.828.608
Binche · Eq €20,460
ELPE WONINGBOUW
BE 0628.639.578
Merelbeke-Melle · Eq €20,460
L.M.D. BATI
BE 0637.974.245
La Louvière · Eq €20,460
LS-RENOVE
BE 0707.910.156
Charleroi · Eq €20,460
A&P-Renovatie
BE 0718.603.021
Antwerpen · Eq €20,460
Of 29,766 companies in this sector we hold annual accounts for 16,066. 11,604 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Timeline
12 eventsLatest 30-01-2026Next filing 31-01-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €21,441 ▲363%
Operating result €52,501, net result €21,441, both a record.
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €18,518
Net result €18,518 after 2 loss-making years.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
08-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
30-06
Financial
Weakest financial yearnet -€20,214
Net result drops to -€20,214, the lowest in the series; recovery starts the following year.
15-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
07-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
06-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Company details
Private limited company · founded 08-07-2015Year ends 30-06Peppol reachable1 site
Register details
Identification
Legal formPrivate limited company
Founded08-07-2015
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Reachable via Peppol
Peppol ID
0208:0633643491
Also
9925:BE0633643491
Registered
03-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2015
Ground area
496 m²
Building footprint
78 m²
Volume, LiDAR
588 m³
Parcel 56001B0092/00W003, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Rue des Combattants 124, 6150 Anderlues
since 2015unit no. 2.243.353.939
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56001B0092/00W003 | Wallonia | 496 m² | 1 · 78 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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