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Complete company report
Generated 03-08-2026
Active BE 0437.646.875Private limited company

TLaurent

Chaussée de Louvain 233 ·1410 Waterloo, Belgium· 37 yrs active
Sector: Specialised construction (43410)
Conclusion Checked

The computed 12-month bankruptcy probability of TLaurent is 0.7% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-03-2025 micro 28-11-2025 2025-00574452
31-03-2024 micro 16-09-2024 2024-00462362
31-03-2023 micro 14-09-2023 2023-00446058
31-03-2022 micro 13-10-2022 2022-20459204
31-03-2021 micro 30-09-2021 2021-69600297
31-03-2020 micro 24-11-2020 2020-72100548
31-03-2019 micro 09-10-2019 2019-69600105
31-03-2018 micro 12-11-2018 2018-72000430
31-03-2017 volledig 29-09-2017 2017-64200536
31-03-2016 volledig 28-09-2016 2016-62700111
Legal Structure
NACE primary Specialised construction(43410)
Legal form Private limited company(610)
Incorporation01-06-1989
StatusActive
Postal code1410
Establishment units 1 location
TLaurent
Chaussée de Louvain 233, 1410 WaterlooIsolatiewerkzaamheden
since 19892.043.763.472
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25764N0807/00H000 Wallonia 1,481 m² 1 · 99 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
28-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
03-02-2025
State Gazette act Capital & shares
Aurélie Haine
17-01-2025
State Gazette act Director changes
2024
16-09-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
14-09-2023
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
13-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · micro
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
24-11-2020
NBB filing Annual accounts filed
fiscal year 2020 · micro
2019
09-10-2019
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
12-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · micro
2017
29-09-2017
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2016
28-09-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgisch Staatsblad, acts 2 acts
Capital history · 1
03-02-2025
Capital change
All acts · 2 updated 1 year ago
2025
03-02-2025 Capital increase of €850,000 Capital & shares·Aurélie Haine
  • Inbreng in natura · Apport en nature
Notary: Aurélie Haine · La Louvière
Technical details 
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      "kind": "denomination_change",
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      "delta_eur": null,
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      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "objet_modification",
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      "kind": "apport_nature",
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      "delta_eur": 850000.0,
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      "subscribers": [
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          "kind": "person",
          "name": "HERMIA Laurent",
          "share_class": null,
          "liberation_pct": 100.0,
          "contribution_kind": "natura",
          "n_shares_subscribed": 85000,
          "contribution_amount_eur": 850000.0
        }
      ],
      "share_emission": {
        "agio_eur": null,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 85000,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
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    },
    {
      "kind": "share_class_creation",
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      "share_emission": {
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        "share_class": null,
        "n_new_shares": 85000,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
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      "not_yet_called_eur": null,
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    },
    {
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      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "HERMIA Laurent",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 86250,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
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    },
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      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Aur\u00E9lie Haine",
    "firm_city": null,
    "firm_name": null,
    "office_city": "La Louvi\u00E8re",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-02-03",
    "filing_date": "2025-01-30",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "assembl\u00E9e_generale_extraordinaire",
    "act_date": "2025-01-30",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": null,
    "firm_name": "NEO AUDIT SOLUTIONS",
    "ibr_number": null,
    "mission_type": "transformation_special_report",
    "individual_name": "Evelyne ANDRE"
  },
  "subject_company": {
    "kbo": "0437.646.875",
    "name_full": "GRAPHY COLOR",
    "legal_form": "Soci\u00E9t\u00E9 anonyme",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "exp\u00E9dition du PV d\u0027AG du 30/01/2025",
    "Rapport de l\u2019organe d\u2019administration \u2013 modification d\u2019objet",
    "Rapport de l\u2019organe d\u2019administration \u2013 transformation en SRL",
    "Rapport de l\u2019organe d\u2019administration \u2013 apport en nature",
    "Rapport du r\u00E9viseur \u2013 transformation en SRL",
    "Rapport du r\u00E9viseur \u2013 apport en nature",
    "Etat actif/passif",
    "statuts coordonn\u00E9s"
  ],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "HERMIA Laurent",
      "role": "administrateur",
      "n_shares": 86250,
      "share_class": null
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 86250,
      "class_name": "actions",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    }
  ]
}
17-01-2025 1 director appointed, 1 resigning Director changes
  • Laurent HERMIA, Gedelegeerd bestuurder
  • Sven DUPONT, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Sven DUPONT",
        "address": null,
        "birth_date": null,
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        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2024-12-09",
      "evidence_quote": "L\u0027Administrateur, Monsieur Sven DUPONT, pr\u00E9sente sa d\u00E9mission avec effet imm\u00E9diat. Monsieur le Pr\u00E9sident demande \u00E0 l\u0027assembl\u00E9e d\u0027accepter cette d\u00E9mission et propose que l\u0027assembl\u00E9e g\u00E9n\u00E9rale vote la d\u00E9charge pour sa gestion jusqu\u0027\u00E0 la date de sa d\u00E9mission.",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur_d\u00E9l\u00E9gu\u00E9",
      "person": {
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        "name": "Laurent HERMIA",
        "address": "Rue Coleau 32 - 1410 Waterloo",
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      },
      "reason": null,
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      "compensated": false,
      "effective_date": "2024-12-09",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale nomme comme Administrateur Monsieur Laurent HERMIA, domicili\u00E9 Rue Coleau 32 - 1410 Waterloo qui accepte, avec effet imm\u00E9diat. Ce mandat sera exerc\u00E9 \u00E0 titre gratuit sauf d\u00E9cision contraire de l\u0027assembl\u00E9e g\u00E9n\u00E9rale.",
      "decharge_status": null,
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    {
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    },
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      "evidence_quote": "L\u0027Administrateur, Monsieur Sven DUPONT, pr\u00E9sente sa d\u00E9mission",
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      "compensated": null,
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    },
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Lasne",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-01-17",
    "filing_date": "2025-01-08",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-12-09",
      "unanimous": true
    },
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      "body": "algemene_vergadering",
      "date": "2024-12-09",
      "unanimous": true
    },
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      "body": "algemene_vergadering",
      "date": "2024-12-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0437.646.875",
    "name_full": "GRAPHY COLOR",
    "legal_form": "SOCIETE ANONYME",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "S DUPONT",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur d\u00E9missionnaire"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Dakwerkzaamheden43410Dakwerkzaamheden43910Installatie van isolatie43230Isolatiewerkzaamheden43291Waterdichtingswerken van muren43421Waterdichtingswerken van muren43991Overige detailhandel in nieuwe artikelen in gespecialiseerde winkels, n.e.g.47789Overige detailhandel in nieuwe artikelen neg47789Overige reiniging van gebouwen; industriële reiniging81220Overige reiniging van gebouwen; industriële reiniging81220
Primary activity highlighted.
Names & trade names
Legal nameFR TLaurent
Registered office
Chaussée de Louvain 233
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative