Skip to content

TL IMMO

Active
Private limited companyfounded 20214 yrs activeRue du Genestier 12 A, 7060 Soignies, BelgiumKBO/BCE: BE 0775.869.742
Summary

TL IMMO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125,571 and a net result of -€288. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▲+1
Solvency100=
Growth58=
Track record94
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.93 against 4.28 in 2024; short-term debt: 2.3% and cash: 9.2% of total assets), and 2.4% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
19 d late
2024
50 d late
2023
23 d late
2022
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TL IMMO was incorporated on 18 October 2021 as a Private limited company.1 Total assets went from EUR 129,037 in 2022 to EUR 128,708 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€125,571▼ 0.2%
2024 · €125,860
Total assets
€128,708▼ 0.1%
2024 · €128,877
Net result
-€288▲ 69.5%
2024 · -€944
Working capital
€8,850▼ 4.1%
2024 · €9,227
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result-€23,847-€541-€666
Net result-€23,874below the sector's middle half-€678within the sector's middle half-€944within the sector's middle half-€288within the sector's middle half▲ 69.5%
Equity€126,126within the sector's middle half-€126,804within the sector's middle half▲ 0.5%€125,860within the sector's middle half▼ 0.7%€125,571within the sector's middle half▼ 0.2%
Total assets€129,037below the sector's middle half-€127,409below the sector's middle half▼ 1.3%€128,877below the sector's middle half▲ 1.2%€128,708below the sector's middle half▼ 0.1%
Debt€2,912-€605▼ 79.2%€3,018▲ 399%€3,137▲ 4.0%
Working capital€9,286within the sector's middle half-€9,964within the sector's middle half▲ 7.3%€9,227within the sector's middle half▼ 7.4%€8,850within the sector's middle half▼ 4.1%
Solvency97.7%above the sector's middle half-99.5%above the sector's middle half▲ 1.8pp97.7%above the sector's middle half▼ 1.9pp97.6%above the sector's middle half▼ 0.1pp
Current ratio4.19above the sector's middle half-17.47above the sector's middle half▲ 13.284.28above the sector's middle half▼ 13.193.93above the sector's middle half▼ 0.35
Return on assets (ROA)-18.5%below the sector's middle half-0.5%within the sector's middle half▲ 19.0pp-0.7%within the sector's middle half▼ 1.3pp-0.2%within the sector's middle half▲ 0.5pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2022: -€23,847-€23,847Net result 2022: -€23,874-€23,874Operating result 2023: €541€541Net result 2023: €678€678Operating result 2024: -€666-€666Net result 2024: -€944-€944Net result 2025: -€288-€2882022202320242025-€1,000-€500€0€500Operating result 2023: €541€541Net result 2023: €678€678Operating result 2024: -€666-€666Net result 2024: -€944-€944Net result 2025: -€288-€288202320242025
The operating result turns negative in 2024: a loss of €666 after €541 in 2023.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128,708
Fixed assets €116,840 =
Current assets €11,868 ▼ 1.4%
Equity and liabilities €128,708
Equity €125,571 ▼ 0.2%
Debt €3,137 ▲ 4.0%
Debt's share of the balance-sheet total rises from 2.3% to 2.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.02▲
2024 · 0.02
ROE
-0.2%▲
2024 · -0.8%
Debt ≤ 1 year
€3,018▲
2024 · €2,810
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,148 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.8% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,148 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€128,877€128,708▼
Fixed assets21/28€116,840€116,840=
Tangible fixed assets22/27€116,840€116,840=
Land and buildings22€116,840€116,840=
Current assets29/58€12,037€11,868▼
Cash at bank and in hand54/58€12,037€11,868▼
Equity and liabilities
Total equity and liabilities10/49€128,877€128,708▼
Equity10/15€125,860€125,571▼
Contributions10/11€150,000€150,000=
Profit (loss) carried forward14-€24,140-€24,429▼
Amounts payable17/49€3,018€3,137▲
Amounts payable within one year42/48€2,810€3,018▲
Taxes, remuneration and social security45-€62
Taxes450/3-€62
Other amounts payable47/48€2,810€2,956▲
Accrued charges and deferred income492/3€208€119▼
Income statement Code20242025
Gross operating margin9900-€666-
Operating profit (loss)9901-€666-
Financial charges65/66B€279€288▲
Recurring financial charges65€279€288▲
Profit (loss) for the period before taxes9903-€944-€288▲
Profit (loss) for the period9904-€944-€288▲
Profit (loss) for the period to be appropriated9905-€944-€288▲
Appropriation of the result
Profit (loss) to be appropriated9906-€24,140-€24,429▼
Profit (loss) brought forward from the previous period14P-€23,196-€24,140▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Other operating charges640/8€15,653----
Gross operating margin9900-€8,194€541-€666--
Operating profit (loss)9901-€23,847€541-€666--
Financial income75/76B-€162---
Recurring financial income75-€162---
Financial charges65/66B€28€25€279€288▲ 3.4%
Recurring financial charges65€28€25€279€288▲ 3.4%
Profit (loss) for the period before taxes9903-€23,874€678-€944-€288▲ 69.5%
Profit (loss) for the period9904-€23,874€678-€944-€288▲ 69.5%
Profit (loss) for the period to be appropriated9905-€23,874€678-€944-€288▲ 69.5%
Line2022202320242025Change
Assets
Total assets20/58€129,037€127,409€128,877€128,708▼ 0.1%
Fixed assets21/28€116,840€116,840€116,840€116,840=
Tangible fixed assets22/27€116,840€116,840€116,840€116,840=
Land and buildings22€116,840€116,840€116,840€116,840=
Current assets29/58€12,197€10,569€12,037€11,868▼ 1.4%
Amounts receivable within one year40/41-€8,460---
Other amounts receivable41-€8,460---
Cash at bank and in hand54/58€12,197€2,109€12,037€11,868▼ 1.4%
Equity and liabilities
Total equity and liabilities10/49€129,037€127,409€128,877€128,708▼ 0.1%
Equity10/15€126,126€126,804€125,860€125,571▼ 0.2%
Contributions10/11€150,000€150,000€150,000€150,000=
Profit (loss) carried forward14-€23,874-€23,196-€24,140-€24,429▼ 1.2%
Amounts payable17/49€2,912€605€3,018€3,137▲ 4.0%
Amounts payable within one year42/48€2,912€605€2,810€3,018▲ 7.4%
Trade debts44€605----
Suppliers440/4€605----
Taxes, remuneration and social security45---€62-
Taxes450/3---€62-
Other amounts payable47/48€2,307€605€2,810€2,956▲ 5.2%
Accrued charges and deferred income492/3--€208€119▼ 42.5%
Line2022202320242025Change
Profit (loss) for the period9904-€23,874€678-€944-€288▲ 69.5%
Operating cash flow (approximation)-€23,874€678-€944-€288▲ 69.5%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash--€10,089€9,929-€169▼ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
19-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
2024
23-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial Back to profitnet €678
Net result €678 after one loss-making year.
31-12
Financial Liquidity quadruplescurrent ratio 17.47
Current ratio from 4.19 to 17.47; short-term debt falls from €2,912 to €605.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,066 m²
Building footprint
216 m²
Volume, LiDAR
1,284 m³
Parcel 55018B1041/02H000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TL IMMO
Rue du Genestier 12, 7060 SoigniesReal estate development
since 20212.323.485.243
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55018B1041/02H000 Wallonia 1,065 m² 1 · 216 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,699 companies in sector 68121 we hold annual accounts for 7,393. 5,354 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-10-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.