TK Collectif
ActiveTK Collectif has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €31k and a net result of €3k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 34% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent▲ +69 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability57▲+57
Solvency62▲+10
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.97 in 2023), and 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
39.2%
Return on assets
4.4%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
16 d early
2022
16 d early
2021
5 d early
2020
45 d early
2019
22 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€31k▲ 12.8%
2023 · €27k
2018: €8k
2019: €16k
2020: €69k
2021: €71k
2022: €55k
2023: €27k
2018 → 2024
Total assets
€79k▼ 3.5%
2023 · €81k
2018: €36k
2019: €44k
2020: €100k
2021: €85k
2022: €114k
2023: €81k
2018 → 2024
Net result
€3k
2023 · €-28k
2018: €-5k
2019: €13k
2020: €53k
2021: €2k
2022: €-16k
2023: €-28k
2018 → 2024
Working capital
€2k
2023 · €-907
2018: €3k
2019: €12k
2020: €68k
2021: €73k
2022: €27k
2023: €-907
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€69k-€71k▲ 2.4%€55k▼ 22.3%€27k▼ 50.2%€31k▲ 12.8%
Operating result€71k-€5k▼ 93.4%€-14k€-26k▼ 81.6%€4k
Net result€53k-€2k▼ 96.8%€-16k€-28k▼ 74.9%€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €4k after a loss of €26k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €79k
Fixed assets
€38k▼ 28.5%
Current assets
€41k▲ 44.1%
Equity and liabilities €79k
Equity
€31k▲ 12.8%
Debt
€48k▼ 11.6%
The debt ratio falls from 66.4% to 60.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€20k▲
2023 · €-11k
Cash flow
€19k▲
2023 · €-12k
Solvency
39.2%▲
2023 · 33.6%
Current ratio
1.06▲
2023 · 0.97
Quick ratio
1.06▲
2023 · 0.97
Debt / equity
1.55▼
2023 · 1.98
ROE
11.3%▲
2023 · -100.9%
ROA
4.4%▲
2023 · -33.9%
Interest coverage
31.39▲
2023 · -12.18
Debt
€48k▼
2023 · €54k
Debt ≤ 1 year
€38k▲
2023 · €29k
Debt > 1 year
€10k▼
2023 · €25k
Income taxes
€237▼
2023 · €469
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€81k€79k▼
Fixed assets21/28€53k€38k▼
Tangible fixed assets22/27€53k€38k▼
Furniture and vehicles24€918€679▼
Leasing and similar rights25€52k€37k▼
Current assets29/58€28k€41k▲
Amounts receivable within one year40/41€17k€28k▲
Trade receivables40€7k€17k▲
Other amounts receivable41€10k€11k▲
Cash at bank and in hand54/58€10k€12k▲
Deferred charges and accrued income490/1€230€162▼
Equity and liabilities
Total equity and liabilities10/49€81k€79k▼
Equity10/15€27k€31k▲
Contributions10/11€12k€12k=
Profit (loss) carried forward14€15k€18k▲
Amounts payable17/49€54k€48k▼
Amounts payable after more than one year17€25k€10k▼
Financial debts170/4€25k€10k▼
Amounts payable within one year42/48€29k€38k▲
Current portion of amounts payable after more than one year42€15k€16k▲
Trade debts44€256€286▲
Suppliers440/4€256€286▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€9k€17k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-9k€22k▲
Operating profit (loss)9901€-26k€4k▲
Financial income75/76B€116€1▼
Recurring financial income75€116€1▼
Financial charges65/66B€913€623▼
Recurring financial charges65€913€623▼
Profit (loss) for the period before taxes9903€-27k€4k▲
Income taxes67/77€469€237▼
Profit (loss) for the period9904€-28k€3k▲
Profit (loss) for the period to be appropriated9905€-28k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€18k▲
Profit (loss) brought forward from the previous period14P€43k€15k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-28k
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €53k ▲296%
Operating result €71k, net result €53k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.79
Current ratio from 1.71 to 3.79.
22-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 22 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schabbestraat 25A3511 HasseltGround area
1,077 m²
Building footprint
228 m²
Volume, LiDAR
900 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TK Collectif
since 20172.261.818.581
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71056A0616/00T000 | Flanders | 856 m² | 1 · 167 m² | 8.9 m · 1 fl. |
| 71056A0616/00L000 | Flanders | 221 m² | 1 · 61 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 378 EUR awarded · 378 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 378 EUR | 378 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 34,483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74104Other professional, scientific and technical activities
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:thomas.kumpen@tk-collectif.be