ARMAX CONSULTING
ActiveARMAX CONSULTING has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €42k. Equity is growing by ~419.7% per year across the filed fiscal years. Its solvency ranks better than 50% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+56
Solvency81▲+46
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.28 in 2024; short-term debt: 44% and cash: 84.1% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
50.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
128 d early
2024
36 d early
2023
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▲ 971%
2024 · €4k
2023: €5k
2024: €4k
2023 → 2025
Total assets
€83k▲ 82.4%
2024 · €45k
2023: €59k
2024: €45k
2023 → 2025
Net result
€42k▲ 3,674%
2024 · €1k
2023: €7k
2024: €1k
2023 → 2025
Working capital
€46k▲ 369%
2024 · €10k
2023: €-10k
2024: €10k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€4k▼ 12.3%€46k▲ 971%
Operating result€13k-€5k▼ 62.8%€55k▲ 1,033%
Net result€7k-€1k▼ 83.0%€42k▲ 3,674%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,033% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €83k
Equity
€46k▲ 971%
Debt
€37k▼ 11.0%
The debt ratio falls from 90.5% to 44.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
55.9%▲
2024 · 9.5%
Current ratio
2.27▲
2024 · 1.28
Quick ratio
2.27▲
2024 · 1.00
Debt / equity
0.79▼
2024 · 9.50
ROE
90.7%▲
2024 · 25.7%
ROA
50.7%▲
2024 · 2.4%
Debt
€37k▼
2024 · €41k
Debt ≤ 1 year
€36k▲
2024 · €36k
Income taxes
€12k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€45k€83k▲
Current assets29/58€45k€83k▲
Stocks and contracts in progress3€10k-
Contracts in progress37€10k-
Amounts receivable within one year40/41€13k€13k▲
Trade receivables40€12k€13k▲
Other amounts receivable41€718-
Cash at bank and in hand54/58€19k€70k▲
Deferred charges and accrued income490/1€4k-
Equity and liabilities
Total equity and liabilities10/49€45k€83k▲
Equity10/15€4k€46k▲
Contributions10/11€60€60=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€267€42k▲
Amounts payable17/49€41k€37k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€36k€36k▲
Current portion of amounts payable after more than one year42€7k€6k▼
Trade debts44€9k€8k▼
Suppliers440/4€9k€8k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€15k€14k▼
Accrued charges and deferred income492/3-€91
Income statement
Code20242025
Other operating charges640/8€715€1k▲
Gross operating margin9900€6k€56k▲
Operating profit (loss)9901€5k€55k▲
Financial income75/76B€71€165▲
Recurring financial income75€71€165▲
Financial charges65/66B€1k€942▼
Recurring financial charges65€1k€942▼
Profit (loss) for the period before taxes9903€4k€54k▲
Income taxes67/77€2k€12k▲
Profit (loss) for the period9904€1k€42k▲
Profit (loss) for the period to be appropriated9905€1k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€42k▲
Profit (loss) brought forward from the previous period14P€872€267▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
General meeting · Registered-office move
Director appointment · Permanent representative
29-07
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €42k ▲3674%
Operating result €55k, net result €42k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €1k ▼83%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weststraat 549940 EvergemGround area
1,014 m²
Building footprint
159 m²
Volume, LiDAR
1,106 m³
Parcel 44066D0266/00S000, Flanders · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ARMAX CONSULTING
since 20232.339.828.357
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066D0266/00S000 | Flanders | 1,013 m² | 1 · 158 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 150 EUR awarded · 300 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 150 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 37,715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.