TJOP'S
ActiveThe computed 12-month bankruptcy probability of TJOP'S is 7.0% (elevated). The 2024 annual accounts show negative equity (€-447k) and a net result of €-119k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2935 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
11
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
7.0%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.33 in 2023; short-term debt: 144% and cash: 2.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-259%
Return on assets
-68.7%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
192021222324
2019 to 2024 · latest year €-447k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
2 d early
2022
17 d early
2021
215 d late
2020
31 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€-447k▼ 36.1%
2023 · €-328k
2019: €23k
2020: €26k
2021: €28k
2022: €-85k
2023: €-328k
2019 → 2024
Total assets
€173k▼ 30.4%
2023 · €248k
2019: €175k
2020: €188k
2021: €334k
2022: €271k
2023: €248k
2019 → 2024
Net result
€-119k▲ 58.2%
2023 · €-284k
2019: €10k
2020: €4k
2021: €1k
2022: €-113k
2023: €-284k
2019 → 2024
Working capital
€-204k▼ 17.5%
2023 · €-174k
2019: €-21k
2020: €-15k
2021: €73k
2022: €-11k
2023: €-174k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€28k▲ 5.4%€-85k€-328k▼ 288%€-447k▼ 36.1%
Operating result€7k-€7k▲ 0.2%€-107k€-239k▼ 124%€-109k▲ 54.4%
Net result€4k-€1k▼ 60.6%€-113k€-284k▼ 152%€-119k▲ 58.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €109k in 2024 against €239k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €173k
Fixed assets
€128k▼ 21.9%
Current assets
€44k▼ 47.2%
Key figures and ratios
EBITDA
€-71k▲
2023 · €-193k
Cash flow
€-81k▲
2023 · €-239k
Solvency
-259.0%▼
2023 · -132.4%
Current ratio
0.18▼
2023 · 0.33
Quick ratio
0.16▼
2023 · 0.31
Debt / equity
-1.39▲
2023 · -1.76
ROA
-68.7%▲
2023 · -114.4%
Interest coverage
-5.61▼
2023 · -4.24
Debt
€620k▲
2023 · €576k
Debt ≤ 1 year
€249k▼
2023 · €258k
Debt > 1 year
€370k▲
2023 · €310k
Staff costs
€125k▲
2023 · €93k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€248k€173k▼
Fixed assets21/28€164k€128k▼
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€153k€120k▼
Plant, machinery and equipment23€15k€11k▼
Furniture and vehicles24€130k€102k▼
Other tangible fixed assets26€9k€7k▼
Financial fixed assets28€3k€3k=
Current assets29/58€84k€44k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€68k€36k▼
Trade receivables40€48k€9k▼
Other amounts receivable41€20k€27k▲
Cash at bank and in hand54/58€11k€5k▼
Deferred charges and accrued income490/1€971€264▼
Equity and liabilities
Total equity and liabilities10/49€248k€173k▼
Equity10/15€-328k€-447k▼
Contributions10/11€52k€52k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-384k€-503k▼
Amounts payable17/49€576k€620k▲
Amounts payable after more than one year17€310k€370k▲
Financial debts170/4€310k€370k▲
Amounts payable within one year42/48€258k€249k▼
Current portion of amounts payable after more than one year42€50k€42k▼
Financial debts43€5k€25k▲
Credit institutions430/8€5k€25k▲
Trade debts44€150k€120k▼
Suppliers440/4€150k€120k▼
Advances received on contracts in progress46€22k€28k▲
Taxes, remuneration and social security45€10k€14k▲
Taxes450/3€3k€1k▼
Remuneration and social security454/9€8k€13k▲
Other amounts payable47/48€20k€19k▼
Accrued charges and deferred income492/3€8k€1k▼
Income statement
Code20232024
Remuneration, social security and pensions62€93k€125k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€38k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€34k€-4k▼
Other operating charges640/8€14k€11k▼
Non-recurring operating charges66A€309-
Gross operating margin9900€-52k€61k▲
Operating profit (loss)9901€-239k€-109k▲
Financial income75/76B€539€3k▲
Recurring financial income75€539€3k▲
Financial charges65/66B€46k€13k▼
Recurring financial charges65€46k€13k▼
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-284k€-119k▲
Profit (loss) for the period9904€-284k€-119k▲
Profit (loss) for the period to be appropriated9905€-284k€-119k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-384k€-503k▼
Profit (loss) brought forward from the previous period14P€-101k€-384k▼
Social balance
Average headcount (FTE)90872.22.7▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-284k
Net result drops to €-284k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 215 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bekegemstraat 408490 JabbekeGround area
2,877 m²
Building footprint
292 m²
Volume, LiDAR
1,524 m³
2 parcels, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TJOP'S
since 20192.284.644.859
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31041A0721/00C000 | Flanders | 2,108 m² | 1 · 194 m² | 8.3 m · 2 fl. |
| 31041A0715/00N000 | Flanders | 768 m² | 1 · 98 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJabbeke2.284.644.859
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Of 21,908 companies in sector 56112 we hold annual accounts for 9,783. 8,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2019
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
43331Floor and wall tiling
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.