Maccione
ActiveSummary
The computed 12-month bankruptcy probability of Maccione is 3.1% (moderate). The 2025 annual accounts show equity of €46k and a net result of €992. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 51% of 13305 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-68
Solvency56▼-11
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.58 in 2024; short-term debt: 68.8% and cash: 60.9% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.2%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €46k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-05-2026, 86 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
86 d early
2024
94 d early
2023
47 d early
2022
46 d early
2021
31 d late
2020
21 d early
2019
68 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
2023: €0
2024: €0
2023 → 2025
Total assets
€148k▲ 38.0%
2024 · €107k
2019: €96k
2020: €128k
2021: €227k
2022: €190k
2023: €131k
2024: €107k
2019 → 2025
Net result
€992▼ 97.4%
2024 · €39k
2019: €26k
2020: €34k
2021: €67k
2022: €18k
2023: €-49k
2024: €39k
2019 → 2025
Working capital
€31k▼ 13.1%
2024 · €36k
2019: €12k
2020: €44k
2021: €16k
2022: €41k
2023: €-4k
2024: €36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0€0€0
Equity€37k-€55k▲ 47.3%€7k▼ 88.2%€45k▲ 592%€46k▲ 2.2%
Operating result€80k-€31k▼ 61.7%€-38k€45k€9k▼ 80.9%
Net result€67k-€18k▼ 73.7%€-49k€39k€992▼ 97.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 81% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148k
Fixed assets
€15k ▲ 62.0%
Current assets
€133k ▲ 35.7%
Equity and liabilities €148k
Equity
€46k ▲ 2.2%
Debt
€102k ▲ 64.0%
Debt's share of the balance-sheet total rises from 57.9% to 68.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €48k
Cash flow
€4k▼
2024 · €42k
Current ratio
1.31▼
2024 · 1.58
Quick ratio
1.29▼
2024 · 1.51
Debt to equity
2.21▲
2024 · 1.38
ROE
2.2%▼
2024 · 85.6%
ROA
0.7%▼
2024 · 36.0%
Interest coverage
1.50▼
2024 · 7.34
Debt ≤ 1 year
€102k▲
2024 · €62k
Staff costs
€200k▼
2024 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€107k€148k▲
Formation expenses20€0€0=
Fixed assets21/28€9k€15k▲
Tangible fixed assets22/27€4k€7k▲
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€2k€926▼
Furniture and vehicles24€792€5k▲
Other tangible fixed assets26€0€0=
Financial fixed assets28€5k€7k▲
Current assets29/58€98k€133k▲
Stocks and contracts in progress3€4k€2k▼
Stocks30/36€4k€2k▼
Amounts receivable within one year40/41€44k€41k▼
Trade receivables40€14k€31k▲
Other amounts receivable41€30k€10k▼
Cash at bank and in hand54/58€47k€90k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€107k€148k▲
Equity10/15€45k€46k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€26k€27k▲
Amounts payable17/49€62k€102k▲
Amounts payable within one year42/48€62k€102k▲
Trade debts44€26k€75k▲
Suppliers440/4€26k€75k▲
Taxes, remuneration and social security45€33k€27k▼
Taxes450/3€9k€718▼
Remuneration and social security454/9€24k€26k▲
Other amounts payable47/48€3k€0▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Turnover70€0€0=
Goods, raw materials, services and sundry goods60/61€0€0=
Remuneration, social security and pensions62€210k€200k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€263k€213k▼
Operating profit (loss)9901€45k€9k▼
Financial income75/76B€29€17▼
Recurring financial income75€29€17▼
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€39k€992▼
Profit (loss) for the period9904€39k€992▼
Profit (loss) for the period to be appropriated9905€39k€992▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€27k▲
Profit (loss) brought forward from the previous period14P€-13k€26k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-49k ▼375%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2019net €67k ▲95.5%
Operating result €80k, net result €67k, both a record.
10-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 1173700 Tongeren-BorgloonGround area
359 m²
Building footprint
289 m²
Volume, LiDAR
1,571 m³
Parcel 73083D0360/00E002, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Luikersteenweg 117, 3700 Tongeren-Borgloon
since 20192.287.349.080
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73083D0360/00E002 | Flanders | 359 m² | 1 · 288 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteTongeren-Borgloon2.287.349.080
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 2,036 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.