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TJAMPENS

Active
Private limited companyfounded 20206 yrs activeGuido Gezellelaan 22, 8930 Menen, BelgiumKBO/BCE: BE 0742.575.085
Summary

The computed 12-month bankruptcy probability of TJAMPENS is 1.7% (moderate). The 2026 annual accounts show equity of €121,192 and a net result of €54,300. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 163 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
TJAMPENSActiveChecked score 56/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€224,946total assets 2026
Equity
€121,192
Profit
€54,300
Turnover not published (abridged schema)
Financial health
56 Fair Checked score 2026
Bankruptcy chance 12 m
1.7%
Structure
Accounts 79 d early0 of 1 deed read
Why 56- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2020- Size: total assets €224,946+ Equity €121,192 (53.9% of total assets)Show the evidence

Checked score

Score 2026
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 64% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 79+8
equity 53.9% of total assets
Liquidity 44-42
short-term debt 27.5% · cash 4.2%
Profitability 99-1
return on assets 24.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%▲ +0.5% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.9%▲ +1.9% vs 02-2025 04-2025: 0.8%▼ -4.8% vs 03-2025 05-2025: 0.8%▼ -2.6% vs 04-2025 06-2025: 0.8%● 0.0% vs 05-2025 07-2025: 0.9%▲ +11.2% vs 06-2025 08-2025: 0.9%▲ +3.6% vs 07-2025 09-2025: 0.9%▲ +0.4% vs 08-2025 10-2025: 1.1%▲ +15.3% vs 09-2025 11-2025: 0.5%▼ -52.7% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▲ +2.8% vs 12-2025 02-2026: 0.5%▼ -0.8% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.5%▼ -1.2% vs 03-2026 05-2026: 0.4%▼ -19.7% vs 04-2026 06-2026: 0.4%▼ -2.5% vs 05-2026lowest value 07-2026: 0.4%▲ +13.5% vs 06-2026 08-2026: 0.5%▲ +2.0% vs 07-2026 09-2026: 1.7%▲ +267% vs 08-2026highest value 10-2026: 1.7%● 0.0% vs 09-2026highest value
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2020 raises the probability for this profile
  • Size: total assets €224,946 raises the probability for this profile
  • Equity €121,192 (53.9% of total assets) lowers the probability
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.69 in 2025; short-term debt: 27.5% and cash: 4.2% of total assets), and 46.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 62%, liquidity 42%, profitability 82%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Size: total assets €224,946
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Equity €121,192 (53.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 13-08-2026, 79 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
79 d early
2025
5 d early
2024
126 d early
2023
33 d early
2022
39 d early
2021
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 54 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 22 September (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Highest result since 2021net €54,300 ▲3.3%
  3. Equity above €100,000Eq €121,192 ▲25.1%

Key points

  • Positive: Among the best 11% on net resultsector median €13,148 · 163 companies €54,300 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2026: €54,300 6 years View

By topic

Financials

Fiscal year
2026
Total assets
€224,946
Profit
€54,300
Solvency
53.9%
Total assets▲ 6.4%
Net result
20212026
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-10-2027
  1. 13-08-2026Annual accounts filed
  2. 31-03-2026Highest result since 2021
  3. 31-03-2026Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
28-01-2020
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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