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Generated 12-08-2026
Active BE 1008.274.715Private limited company

TIWAZ

Rue de l'Eglise 58 ·4557 Tinlot, Belgium· 2 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of TIWAZ is 0.5% (low). The 2024 annual accounts show equity of €44k and a net result of €43k. Its solvency ranks better than 51% of 12464 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €44k
Net result €43k
Better than sector 51%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency99Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 99
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 61.1% 60.6%
better than 51% of 12464 sector peers
Net result €43k €31k
better than 60% of 12466 sector peers
Equity €44k €63k
better than 39% of 12472 sector peers
Gross operating margin €60k €52k
better than 55% of 12452 sector peers
Total assets €72k €124k
better than 30% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€59k
Net profit€43k
Cash flow€43k
Staff costs-
Income taxes€16k
Dividends-
Total assets€72k
Equity€44k
Debt€28k
of which ≤ 1y€20k
of which > 1y-
Working capital€50k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.50
Quick ratio3.50
Working capital ratio69.2%
Solvency61.1%
Debt / equity0.64
Long-term debt ratio-
Interest coverage125.43
Gross margin-
Net margin-
ROA59.7%
ROE97.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€72k
Fixed assets 21/28€2k
Tangible fixed assets 22/27€2k
Current assets 29/58€70k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€56k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€72k
Equity 10/15€44k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€43k
Amounts payable 17/49€28k
Amounts payable within one year 42/48€20k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€60k
Operating result 9901€59k
Financial charges 65€474
Result before taxes 9903€59k
Income taxes 67/77€16k
Net result for the period 9904€43k
Result to be appropriated 9905€43k
Ratios computed by Checked.
Directors & mandates 1 directors
Current directors & mandates
  • Roxane Koëune
    Director
    State Gazette act 25132481 (17-10-2025)
    Current
    01-09-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation11-04-2024
StatusActive
Postal code4557
Establishment units 1 location
TIWAZ
Rue de l'Eglise 58, 4557 TinlotComputerconsultancy-activiteiten
since 20242.358.686.642
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61057C0091/00H000 Wallonia 233 m² 1 · 140 m² 9.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
17-10-2025
State Gazette act Director changes
v3.2
01-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
15-04-2024
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 9 months ago
2025
17-10-2025 Roxane Koëune appointed as director Director changes
  • Roxane Koëune, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Roxane Ko\u00EBune",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-09-01",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cide \u00E0 l\u0027unanimit\u00E9 de nommer Madame Roxane Ko\u00EBune, qui accepte, au poste d\u0027administratrice de la SRL TIWAZ \u00E0 partir du 1er septembre 2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1008.274.715",
    "name_full": "TIWAZ",
    "legal_form": "SRL"
  }
}
2024
15-04-2024 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4557 Tinlot, Rue de l\u0027Eglise 58",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1982-09-01",
        "name": "CHOUFFART Benjamin Jacques Marie",
        "niss": null,
        "address": "4557 Tinlot, rue de l\u2019Eglise 58"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 750,
      "holder_person_name": "CHOUFFART Benjamin Jacques Marie",
      "is_subscriber_only": true,
      "n_shares_subscribed": 75,
      "amount_subscribed_eur": 750,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-08-21",
        "name": "KO\u00CBUNE Roxane",
        "niss": null,
        "address": "4557 Tinlot, rue de l\u2019Eglise 58"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 250,
      "holder_person_name": "KO\u00CBUNE Roxane",
      "is_subscriber_only": true,
      "n_shares_subscribed": 25,
      "amount_subscribed_eur": 250,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1000,
  "subject_company": {
    "kbo": "1008.274.715",
    "name_full": "TIWAZ",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2024-04-10",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999
Primary activity highlighted.
Names & trade names
Legal nameFR TIWAZ
Registered office
Rue de l'Eglise 58
4557 Tinlot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative