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Complete company report
Generated 22-08-2026
Active BE 0784.283.602Public limited company

TITECA ACCOUNTANCY LOKEREN

Gentse Steenweg 158A ·9160 Lokeren, Belgium· 4 yrs active
Sector: Activiteiten van (gecertificeerde) (fiscaal) accountants (69201)
Conclusion Checked

The computed 12-month bankruptcy probability of TITECA ACCOUNTANCY LOKEREN is 0.3% (very low). The 2024 annual accounts show equity of €116k and a net result of €17k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 30% of 303 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €116k
Net result €17k
Staff (FTE) 5.7
Better than sector 30%
Financial profile 5 of 5 axes measured · computed by Checked
Health56Profitability54Solvency11Growth85Stability94
60 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 56
Profitability 54
Solvency 11
Growth 85
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
56 / 100 Fair
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · volledig
€0€500k€1.00M€1.50MRevenue 2022: €517k€517kOperating result 2022: €43k€43kNet result 2022: €13k€13kRevenue 2023: €940k€940kOperating result 2023: €96k€96kNet result 2023: €44k€44kRevenue 2024: €1.44M€1.44MOperating result 2024: €66k€66kNet result 2024: €17k€17k202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~22.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€50k€100k€150k€200k2025: €140k (€131k - €149k)2026: €163k (€154k - €173k)2027: €187k (€178k - €196k)2022: €69k2023: €106k2024: €116k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 69, Legal & accounting · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 7.6% 22.9%
better than 30% of 303 sector peers
Net result €17k €73k
better than 20% of 302 sector peers
Equity €116k €115k
better than 51% of 303 sector peers
Staff costs €371k €339k
higher than 55% of 174 sector peers
Employees (FTE) 5.7 5.3
better than 56% of 164 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€1.44M
+53.2% 22-24
EBITDA
€174k
+1.9% 22-24
Net profit
€17k
-62.5% 22-24
Cash flow
€125k
+4.8% 22-24
Total assets
€1.54M
+66.5% 22-24
Equity
€116k
+9.8% 22-24
Working capital
€-243k
+24.0% 22-24
Employees (FTE)
6
+1.8% 22-24
Show 14 other metrics
Staff costs
€371k
+8.5% 22-24
Income taxes
€13k
-35.0% 22-24
Debt
€1.42M
+73.9% 22-24
Debt ≤ 1y
€1.08M
+34.9% 22-24
Debt > 1y
€330k
- 22-24
Current ratio
0.78
+28.8% 22-24
Quick ratio
0.78
+28.8% 22-24
Solvency
7.6%
-34.1% 22-24
Debt / equity
12.20
+58.4% 22-24
ROE
14.3%
-65.9% 22-24
ROA
1.1%
-77.5% 22-24
Net margin
1.2%
-75.5% 22-24
EBITDA margin
12.1%
-33.5% 22-24
Interest coverage
4.83
-6.9% 22-24
Figures by fiscal year
Fiscal year2024
Depositvolledig
Revenue€1.44M
EBITDA€174k
Net profit€17k
Cash flow€125k
Staff costs€371k
Income taxes€13k
Dividends-
Total assets€1.54M
Equity€116k
Debt€1.42M
of which ≤ 1y€1.08M
of which > 1y€330k
Working capital€-243k
Employees (FTE)5.7
Ratios (computed)
2024
Current ratio0.78
Quick ratio0.78
Working capital ratio-15.8%
Solvency7.6%
Debt / equity12.20
Long-term debt ratio2.84
Interest coverage4.83
Gross margin99.8%
Net margin1.2%
ROA1.1%
ROE14.3%
EBITDA margin12.1%
Days sales outstanding205d
Days payable outstanding47935d
Inventory turnover-
Days inventory (DSI)0d
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.54M
Fixed assets 21/28€694k
Intangible fixed assets 21€570k
Tangible fixed assets 22/27€117k
Financial fixed assets 28€7k
Current assets 29/58€842k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€817k
Cash & bank 54/58€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.54M
Equity 10/15€116k
Contributions / capital 10/11€62k
Reserves 13€54k
Amounts payable 17/49€1.42M
Amounts payable after one year 17€330k
Amounts payable within one year 42/48€1.08M
Trade debts payable within one year 44€401k
Income statement
Turnover 70€1.44M
Operating result 9901€66k
Financial income 75€58
Financial charges 65€37k
Result before taxes 9903€29k
Income taxes 67/77€13k
Net result for the period 9904€17k
Result to be appropriated 9905€17k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • És LegalLegal entity
    Daily management· perm. rep.: Jurka Vanthournout
    State Gazette act 24058645 (10-04-2024)
    Current
    01-01-2024 → present
Former directors (1)
  • Fabian Missinne
    Daily management
    State Gazette act 24058645 (10-04-2024)
    Former
    - → 01-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Activiteiten van (gecertificeerde) (fiscaal) accountants(69201)
Legal form Public limited company(014)
Incorporation31-03-2022
StatusActive
Postal code9160
Establishment units 1 location
TITECA ACCOUNTANCY LOKEREN
Gentse Steenweg 158A, 9160 LokerenActiviteiten van (gecertificeerde) (fiscaal) accountants
since 20222.329.847.849
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46383D1249/00Y000 Flanders 4,617 m² 1 · 235 m² 8.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
15-01-2026
State Gazette act Director changes
v3.2
2025
08-10-2025
State Gazette act Director changes
v3.2
18-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
16-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
10-04-2024
State Gazette act Director changes
v3.2
2023
26-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
04-04-2022
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 7 months ago
2026
15-01-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0784.283.602",
    "name_full": "TITECA ACCOUNTANCY LOKEREN",
    "legal_form": "NV"
  }
}
2025
08-10-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0784.283.602",
    "name_full": "TITECA ACCOUNTANCY LOKEREN",
    "legal_form": "NV"
  }
}
2024
10-04-2024 1 director appointed, 1 resigning Director changes
  • Jurka Vanthournout, Dagelijks bestuur
  • Fabian Missinne, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Fabian Missinne",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0784283602",
        "name": "Fabian Missinne",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "BESLOTEN om te ontslaan als dagelijks bestuurder, met terugwerkende kracht vanaf 01/01/2024, behoudens andersluidend besluit: - de bv Fabian Missinne, vertegenwoordigd door haar vast vertegenwoordiger, de heer Fabian Missinne."
    },
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Jurka Vanthournout",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "\u00C9s Legal",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "BESLOTEN om te benoemen als dagelijks bestuurder, met ingang vanaf 01/01/2024 en dit voor onbepaalde duur, behoudens andersluidend besluit: - de bv \u00C9s Legal, vertegenwoordigd door haar vast vertegenwoordiger, mevrouw Jurka Vanthournout."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0784.283.602",
    "name_full": "TITECA ACCOUNTANCY LOKEREN",
    "legal_form": "NV"
  }
}
2022
04-04-2022 Incorporation of a new NV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Gentse Steenweg 158A, 9160 Lokeren",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": {
        "kbo": "0861.641.694",
        "name": "VERCRUYSSE FRANK"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Stemrecht",
      "partner_role": null,
      "holder_org_kbo": "0861.641.694",
      "holder_org_name": "VERCRUYSSE FRANK",
      "contribution_type": "cash",
      "amount_paid_in_eur": 31000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 310,
      "amount_subscribed_eur": 31000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": {
        "kbo": "0883.542.415",
        "name": "TIEMAC"
      },
      "kind": "rechtspersoon",
      "person": null,
      "share_class": "Stemrecht",
      "partner_role": null,
      "holder_org_kbo": "0883.542.415",
      "holder_org_name": "TIEMAC",
      "contribution_type": "cash",
      "amount_paid_in_eur": 31000,
      "holder_person_name": null,
      "is_subscriber_only": false,
      "n_shares_subscribed": 310,
      "amount_subscribed_eur": 31000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 62000,
  "subject_company": {
    "kbo": "0784.283.602",
    "name_full": "TITECA ACCOUNTANCY LOKEREN",
    "legal_form": "NV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-03-31",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van (gecertificeerde) (fiscaal) accountants69201Boekhouders en boekhouders-fiscalisten69202
Primary activity highlighted.
Names & trade names
Legal nameNL TITECA ACCOUNTANCY LOKEREN
Registered office
Gentse Steenweg 158A
9160 Lokeren, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative