TITANIUM DENTAL
ActiveTITANIUM DENTAL has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.03M and a net result of €-14k. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-33
Solvency73▼-23
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.21 against 5.81 in 2024; short-term debt: 27.5% and cash: 0.9% of total assets), but 52.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
2023
64 d late
2022
67 d late
2021
26 d late
2020
19 d late
2019
110 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €205k
2018: €41k
2019: €90k
2020: €154k
2021: €198k
2022: €64k
2023: €140k
2024: €205k
2018 → 2025
Working capital
€719k▼ 41.0%
2024 · €1.22M
2018: €1.01M
2019: €1.07M
2020: €1.21M
2021: €1.32M
2022: €1.13M
2023: €1.19M
2024: €1.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.31M-€1.25M▼ 4.4%€1.35M▲ 7.9%€1.46M▲ 8.5%€1.03M▼ 29.3%
Operating result€287k-€82k▼ 71.3%€195k▲ 138%€242k▲ 23.9%€-10k
Net result€198k-€64k▼ 67.9%€140k▲ 120%€205k▲ 45.9%€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €242k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€851k▲ 45.6%
Current assets
€1.31M▼ 10.7%
Equity and liabilities €2.17M
Equity
€1.03M▼ 29.3%
Debt
€1.13M▲ 90.7%
The debt ratio rises from 28.8% to 52.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€85k▼
2024 · €294k
Cash flow
€81k▼
2024 · €257k
Solvency
47.8%▼
2024 · 71.2%
Current ratio
2.21▼
2024 · 5.81
Quick ratio
2.21▼
2024 · 5.81
Debt / equity
1.09▲
2024 · 0.41
ROE
-1.4%▼
2024 · 14.0%
ROA
-0.7%▼
2024 · 9.9%
Interest coverage
3.66▼
2024 · 20.59
Debt
€1.13M▲
2024 · €593k
Debt ≤ 1 year
€595k▲
2024 · €253k
Debt > 1 year
€534k▲
2024 · €340k
Income taxes
€354▼
2024 · €42k
Staff costs
€74k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.06M€2.17M▲
Fixed assets21/28€585k€851k▲
Tangible fixed assets22/27€403k€669k▲
Land and buildings22€315k€609k▲
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€57k€34k▼
Leasing and similar rights25€13k€9k▼
Other tangible fixed assets26€7k€7k▼
Financial fixed assets28€182k€182k=
Current assets29/58€1.47M€1.31M▼
Amounts receivable within one year40/41€1.20M€1.22M▲
Trade receivables40€80k€60k▼
Other amounts receivable41€1.12M€1.16M▲
Cash at bank and in hand54/58€192k€19k▼
Deferred charges and accrued income490/1€78k€78k▼
Equity and liabilities
Total equity and liabilities10/49€2.06M€2.17M▲
Equity10/15€1.46M€1.03M▼
Contributions10/11€19k€19k=
Reserves13€1.45M€1.02M▼
Distributable reserves133€1.45M€1.02M▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€593k€1.13M▲
Amounts payable after more than one year17€340k€534k▲
Financial debts170/4€340k€534k▲
Amounts payable within one year42/48€253k€595k▲
Current portion of amounts payable after more than one year42€97k€100k▲
Financial debts43€38k€38k▼
Credit institutions430/8€38k€38k▼
Trade debts44€20k€33k▲
Suppliers440/4€20k€33k▲
Taxes, remuneration and social security45€7k€9k▲
Taxes450/3€0-
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€90k€414k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Non-recurring operating income76A€147k€0▼
Remuneration, social security and pensions62€60k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€96k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€51k€0▼
Other operating charges640/8€4k€9k▲
Non-recurring operating charges66A€8k€0▼
Gross operating margin9900€418k€168k▼
Operating profit (loss)9901€242k€-10k▼
Financial income75/76B€19k€20k▲
Recurring financial income75€19k€20k▲
Financial charges65/66B€14k€23k▲
Recurring financial charges65€14k€23k▲
Profit (loss) for the period before taxes9903€247k€-14k▼
Income taxes67/77€42k€354▼
Profit (loss) for the period9904€205k€-14k▼
Profit (loss) for the period to be appropriated9905€205k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€205k€-14k▼
Transfer from equity791/2€90k€429k▲
Transfer to equity691/2€205k€0▼
To other reserves6921€205k€0▼
Profit to be distributed694/7€90k€414k▲
Return on contributions (dividend)694€90k€414k▲
Social balance
Average headcount (FTE)90871.21.6▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-14k ▼107%
Net result drops to €-14k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €205k ▲45.9%
Net result €205k, the highest in the series.
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 64 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 67 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 26 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
31-12
Financial
Equity above €1MEq €1.11M ▲16%
3 profitable years in a row build equity to €1.11M.
18-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 110 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de la Digue 226000 CharleroiGround area
970 m²
Building footprint
745 m²
Volume, LiDAR
13,597 m³
Parcel 52011B0240/00S087, Wallonia · tallest building 22.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
TITANIUM DENTAL
since 20042.136.176.065
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52011B0240/00S087 | Wallonia | 970 m² | 1 · 745 m² | 22.3 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,875 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2004
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.