TITAN GROUP

Active

Private limited companyfounded 20242 yrs activeTony Van Oslaan 8, 9140 Temse, BelgiumKBO/BCE: BE 1006.326.894

The computed 12-month bankruptcy probability of TITAN GROUP is 4.0% (elevated). The annual accounts of TITAN GROUP for fiscal year 2025 show a net loss of 100% of the equity at the start of that year. The 2025 annual accounts show equity of €8 and a net result of €-2k. Its solvency ranks better than 15% of 4575 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

34 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability47▼-18

Solvency25▼-3

Growth32

Track record82

Bankruptcy probability, 12 months

4.0% Elevated

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.52 against 0.57 in 2024; short-term debt: 63.6% and cash: 0.5% of total assets), and 100% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

-2.8%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 4575 sector peers (2025).

NBB · sector comparison

Position among 4575 sector peers

Solvency

better than 15%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

30 d late

2024

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8▼ 99.5%

2024 · €2k

2024: €2k

2024 → 2025

Total assets

€59k▲ 10.4%

2024 · €54k

2024: €54k

2024 → 2025

Net result

€-2k▼ 464%

2024 · €-300

2024: €-300

2024 → 2025

Working capital

€-18k▼ 40.5%

2024 · €-13k

2024: €-13k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€2k-€8▼ 99.5%

Operating result€2k-€-459

Net result€-300-€-2k▼ 464%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €459 after €2k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €59k

67.1%

32.9%

Fixed assets €40k▲ 9.8%

Current assets €20k▲ 11.5%

Equity and liabilities €59k

100.0%

Equity €8▼ 99.5%

Debt €59k▲ 14.0%

The debt ratio rises from 96.8% to 100.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€5k▼

2024 · €9k

Cash flow

€4k▼

2024 · €7k

Solvency

0.0%▼

2024 · 3.2%

Current ratio

0.52▼

2024 · 0.57

Quick ratio

0.52▼

2024 · 0.57

ROA

-2.8%▼

2024 · -0.6%

Interest coverage

3.85▼

2024 · 5.63

Debt

€59k▲

2024 · €52k

Debt ≤ 1 year

€38k▲

2024 · €31k

Debt > 1 year

€22k=

2024 · €22k

Equity ratios withheld: equity of €8 is too small for a meaningful ratio.

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€54k€59k▲

Fixed assets21/28€36k€40k▲

Tangible fixed assets22/27€36k€40k▲

Furniture and vehicles24€36k€40k▲

Current assets29/58€18k€20k▲

Amounts receivable within one year40/41€6k€18k▲

Trade receivables40€6k€18k▲

Other amounts receivable41-€268

Cash at bank and in hand54/58€9k€302▼

Deferred charges and accrued income490/1€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€54k€59k▲

Equity10/15€2k€8▼

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-300€-2k▼

Amounts payable17/49€52k€59k▲

Amounts payable after more than one year17€22k€22k=

Financial debts170/4€22k€22k=

Amounts payable within one year42/48€31k€38k▲

Current portion of amounts payable after more than one year42€7k-

Trade debts44€2k€2k▲

Suppliers440/4€2k€2k▲

Taxes, remuneration and social security45€565€46▼

Taxes450/3€565€46▼

Other amounts payable47/48€21k€36k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€5k▼

Other operating charges640/8€643€12k▲

Gross operating margin9900€10k€17k▲

Operating profit (loss)9901€2k€-459▼

Financial income75/76B-€40

Recurring financial income75-€40

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€-89€-2k▼

Income taxes67/77€211-

Profit (loss) for the period9904€-300€-2k▼

Profit (loss) for the period to be appropriated9905€-300€-2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-300€-2k▼

Profit (loss) brought forward from the previous period14P-€-300

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 30 days late

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Temse · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tony Van Oslaan 89140 Temse

Ground area

225 m²

Building footprint

92 m²

Volume, LiDAR

441 m³

Parcel 46302D1509/00S003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

TITAN GROUP

Tony Van Oslaan 8, 9140 TemseNon-scheduled passenger transport by road

since 20242.356.168.897

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46302D1509/00S003	Flanders	225 m²	1 · 92 m²	8.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Machelen (Brab.) · Eq €37

Of 6,687 companies in sector 49330 we hold annual accounts for 2,291. 9 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-02-2024

Fiscal year end31-12

Activities, NACEBEL

49320Taxi operation

49330On-demand passenger transport by chauffeured vehicle

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.