TIPITI
ActiveThe computed 12-month bankruptcy probability of TIPITI is 2.5% (moderate). The 2025 annual accounts show equity of €97k and a net result of €-9k. Its solvency ranks better than 80% of 17987 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency93▲+17
Growth32
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.66 against 1.07 in 2024), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€97k▼ 8.8%
2024 · €106k
2024: €106k
2024 → 2025
Total assets
€137k▼ 29.7%
2024 · €196k
2024: €196k
2024 → 2025
Net result
€-9k
2024 · €101k
2024: €101k
2024 → 2025
Working capital
€27k▲ 311%
2024 · €7k
2024: €7k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€106k-€97k▼ 8.8%
Operating result€130k-€-10k
Net result€101k-€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €130k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€69k▼ 30.0%
Current assets
€68k▼ 29.4%
Equity and liabilities €137k
Equity
€97k▼ 8.8%
Debt
€41k▼ 54.4%
The debt ratio falls from 45.8% to 29.7%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2024 · €170k
Cash flow
€21k▼
2024 · €142k
Solvency
70.3%▲
2024 · 54.2%
Current ratio
1.66▲
2024 · 1.07
Quick ratio
1.66▲
2024 · 0.24
Debt / equity
0.42▼
2024 · 0.85
ROE
-9.6%▼
2024 · 95.3%
ROA
-6.8%▼
2024 · 51.6%
Interest coverage
184.67▼
2024 · 1439.73
Debt
€41k▼
2024 · €90k
Debt ≤ 1 year
€41k▼
2024 · €90k
Income taxes
€164▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€196k€137k▼
Fixed assets21/28€99k€69k▼
Intangible fixed assets21€2k€474▼
Tangible fixed assets22/27€97k€69k▼
Furniture and vehicles24€78k€52k▼
Other tangible fixed assets26€19k€17k▼
Current assets29/58€96k€68k▼
Stocks and contracts in progress3€75k-
Stocks30/36€75k-
Amounts receivable within one year40/41€5k€19k▲
Trade receivables40€5k€8k▲
Other amounts receivable41-€11k
Cash at bank and in hand54/58€16k€48k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€196k€137k▼
Equity10/15€106k€97k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€101k€92k▼
Amounts payable17/49€90k€41k▼
Amounts payable within one year42/48€90k€41k▼
Trade debts44€14k€397▼
Suppliers440/4€14k€397▼
Taxes, remuneration and social security45€21k€19k▼
Taxes450/3€21k€19k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€55k€21k▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€587k€233k▼
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€30k▼
Other operating charges640/8€8k€1k▼
Gross operating margin9900€183k€22k▼
Operating profit (loss)9901€130k€-10k▼
Financial income75/76B€76€553▲
Recurring financial income75€76€553▲
Financial charges65/66B€118€111▼
Recurring financial charges65€118€111▼
Profit (loss) for the period before taxes9903€130k€-9k▼
Income taxes67/77€29k€164▼
Profit (loss) for the period9904€101k€-9k▼
Profit (loss) for the period to be appropriated9905€101k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€92k▼
Profit (loss) brought forward from the previous period14P-€101k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Orient(TOU) 87500 TournaiGround area
2,941 m²
Building footprint
331 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
TIPITI
since 20232.343.904.832
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462B0274/00E000 | Wallonia | 2,868 m² | 1 · 211 m² | - |
| 57081F0160/00D000indicative | Wallonia | 73 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOINS INFIRMIERS LSV
BE 0476.746.981
Erquelinnes · Eq €97k
ZENYT
BE 0870.806.117
Brussel · Eq €97k
FTB
BE 0502.287.081
Puurs-Sint-Amands · Eq €97k
SO …
BE 0759.831.583
Rijkevorsel · Eq €96k
ELISMAN
BE 0694.884.838
Herselt · Eq €96k
Of 6,459 companies in sector 47716 we hold annual accounts for 2,424. 1,907 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47554Retail trade
47713Retail trade
47750Retail sale of cosmetics and toilet articles
71112Activities of interior architects
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.