RGMT

Active

Private limited companyfounded 20224 yrs activeRue Camille Charlier(FW) 7, 5020 Namur, BelgiumKBO/BCE: BE 0788.988.102

The computed 12-month bankruptcy probability of RGMT is 2.5% (moderate). The 2024 annual accounts show equity of €28k and a net result of €2k. Its solvency ranks better than 44% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

45 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability38▼-60

Solvency51=

Growth52

Track record94

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.23 against 1.33 in 2023; short-term debt: 70.6% and cash: 17.1% of total assets), and 73.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

26.2%

Return on assets

1.8%

Age of the figures

21 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-07-2025, 12 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

12 d early

2023

1 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€28k▲ 7.3%

2023 · €27k

2023: €27k

2023 → 2024

Total assets

€109k▲ 5.0%

2023 · €104k

2023: €104k

2023 → 2024

Net result

€2k▼ 92.2%

2023 · €25k

2023: €25k

2023 → 2024

Working capital

€18k▼ 23.0%

2023 · €23k

2023: €23k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€27k-€28k▲ 7.3%

Operating result€38k-€6k▼ 83.7%

Net result€25k-€2k▼ 92.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 84% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €109k

13.0%

87.0%

Fixed assets €14k▲ 32.9%

Current assets €95k▲ 1.8%

Equity and liabilities €109k

26.2%

73.8%

Equity €28k▲ 7.3%

Debt €80k▲ 4.2%

The debt ratio falls from 74.4% to 73.8%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€8k▼

2023 · €42k

Cash flow

€3k▼

2023 · €29k

Solvency

26.2%▲

2023 · 25.6%

Current ratio

1.23▼

2023 · 1.33

Quick ratio

0.32▼

2023 · 0.50

Debt / equity

2.82▼

2023 · 2.90

ROE

6.8%▼

2023 · 92.5%

ROA

1.8%▼

2023 · 23.7%

Interest coverage

2.10▼

2023 · 8.06

Debt

€80k▲

2023 · €77k

Debt ≤ 1 year

€77k▲

2023 · €70k

Debt > 1 year

€3k▼

2023 · €7k

Income taxes

€849▼

2023 · €8k

Staff costs

€2k▲

2023 · €214

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€104k€109k▲

Fixed assets21/28€11k€14k▲

Tangible fixed assets22/27€9k€12k▲

Furniture and vehicles24€6k€10k▲

Leasing and similar rights25€3k€2k▼

Financial fixed assets28€2k€2k▲

Current assets29/58€93k€95k▲

Stocks and contracts in progress3€58k€70k▲

Stocks30/36€58k€70k▲

Amounts receivable within one year40/41€6k€6k▼

Trade receivables40€5k€5k▲

Other amounts receivable41€1k€410▼

Cash at bank and in hand54/58€29k€19k▼

Equity and liabilities

Total equity and liabilities10/49€104k€109k▲

Equity10/15€27k€28k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€25k€26k▲

Amounts payable17/49€77k€80k▲

Amounts payable after more than one year17€7k€3k▼

Financial debts170/4€7k€3k▼

Amounts payable within one year42/48€70k€77k▲

Current portion of amounts payable after more than one year42€4k€14k▲

Trade debts44-€17k

Suppliers440/4-€17k

Taxes, remuneration and social security45€14k€15k▲

Taxes450/3€14k€14k▼

Remuneration and social security454/9-€822

Other amounts payable47/48€51k€31k▼

Income statement Code20232024

Remuneration, social security and pensions62€214€2k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€1k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€9k▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€51k€21k▼

Operating profit (loss)9901€38k€6k▼

Financial income75/76B€436€194▼

Recurring financial income75€436€194▼

Financial charges65/66B€5k€4k▼

Recurring financial charges65€5k€4k▼

Profit (loss) for the period before taxes9903€33k€3k▼

Income taxes67/77€8k€849▼

Profit (loss) for the period9904€25k€2k▼

Profit (loss) for the period to be appropriated9905€25k€2k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€26k▲

Profit (loss) brought forward from the previous period14P-€25k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

2025

19-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

NBB filing

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

22-09-2025 Resigned as Director

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Camille Charlier(FW) 75020 Namur

Ground area

5,080 m²

Building footprint

439 m²

Volume, LiDAR