Turnover
≈ €100,000 estimated
The micro format states no turnover.
TIPIT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €54,537 (2025)
€54,537▲ 117%
peak €17,537 (2025)
€17,537▲ 6.1%
peak €37,059 (2025)
€37,059▲ 89.8%
€4,603▼ 57.5%
Board1 name since 2024
1 directorPETIT Timour Aelian Simon
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €25,079 to €54,537Equity from €19,522 to €37,059Debts from €10,824 to €4,603Cash from €11,005 to €33,702
Key points
from the 2025 annual accountsInvestments
€3,496 2.3 × depreciation
Green is investment, beige is depreciation.
Liquidity
13.58 was 2.49 in 2024
Short-term debts fell from €10,824 to €4,603.
2025 accounts filed 31 days after the deadline
Checked score
97
Excellent
Financially stronger than 79% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,925 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2025: 0.4%
05-2025: 0.4%● unchanged vs 04-2025highest value
06-2025: < 0.1%▼ -0.4 percentage points vs 05-2025lowest value
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 13.58, cash €33,702
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 48% of them on solvency, 96% on liquidity, 82% on profitability and 88% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as TIPIT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of TIPIT itself is lower: < 0.1% within 12 months. It rests on far more data about TIPIT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for TIPIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 13.58 (2.49 in 2024), above the usual 1.5. Short-term debt is 6.9% and cash 50.7% of total assets. 44.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
66 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 18 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1007088147
Incorporation
Founding capital of €3,000, 100 shares · Founder: PETIT Timour Aelian Simon (comparant) · Appointment: PETIT Timour Aelian Simon (director) · published on 15-03-2024 · Gazette deed
First establishment
Rue Médart, Forv. 3, Fernelmont
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TIPIT Fernelmont | €66,518 | €54,537 | 55.7% | - |
| AKR Consulting Grâce-Hollogne | €68,171 | €51,017 | 49.8% | - |
| devlock Oudenaarde | €71,538 | €52,638 | 82.9% | - |
| CloudWiz Ostend | €72,933 | €53,467 | 73.5% | - |
| GA Tech Services Aalst | €71,504 | €52,948 | 69.8% | - |
| VELOXIS Antwerp | €68,512 | €57,488 | 72.6% | - |
| Sabiduria Sint-Truiden | €60,343 | €56,138 | 72.1% | - |
These companies have the same main activity as TIPIT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €60,300 and €72,900, founded in 2024.
Official details
Source: KBO- Status
- Active since 13-03-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.360.804.2125380 Fernelmont, since 13-03-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 18-02-2025
Annual accounts 2025
- €54,537▲ 117%
- €17,537▲ 6.1%
- €37,059▲ 89.8%
- €66,518▲ 119%
- Filing
- Filed on 31-08-2026
Insights on TIPIT
TIPIT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37,059 and a net result of €17,537.
Its solvency ranks better than 46% of 21,186 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€54,537
▲ 117%
€27,467
▲ 16.2%
€17,537
▲ 6.1%
€57,889
▲ 259%
55.7%
▼ 8.6 percentage points
13.58
▲ 11.09
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €100,000. Estimated: probably between €93,000 and €140,000.
Balance sheet
balance sheet total €66,518 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
55.7%
Higher than 46% of 21,186 companies in 2025.
13.58
Higher than 92% of 20,549 companies in 2025.
26.4%
Higher than 62% of 20,725 companies in 2025.
TIPIT
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
66,518 | 30,345 | |
21/28 |
4,025 | 3,418 | |
22/27 |
4,025 | 3,418 | |
24 |
4,025 | 3,418 | |
29/58 |
62,492 | 26,927 | |
40/41 |
18,296 | 9,613 | |
40 |
10,589 | 9,613 | |
41 |
7,707 | - | |
50/53 |
10,003 | 5,000 | |
54/58 |
33,702 | 11,005 | |
490/1 |
492 | 1,308 | |
| Balance sheet: equity and liabilities | |||
10/49 |
66,518 | 30,345 | |
10/15 |
37,059 | 19,522 | |
10/11 |
3,000 | 3,000 | |
13 |
32,000 | 16,500 | |
133 |
32,000 | 16,500 | |
14 |
2,059 | 22 | |
16 |
24,855 | - | |
160/5 |
24,855 | - | |
164/5 |
24,855 | - | |
17/49 |
4,603 | 10,824 | |
42/48 |
4,603 | 10,824 | |
44 |
1,018 | 1,124 | |
440/4 |
1,018 | 1,124 | |
45 |
3,585 | 9,484 | |
450/3 |
3,585 | 9,484 | |
47/48 |
- | 216 | |
| Income statement | |||
9900 |
54,537 | 25,079 | |
630 |
1,505 | 1,394 | |
635/8 |
24,855 | - | |
640/8 |
151 | 50 | |
66A |
558 | - | |
9901 |
27,467 | 23,635 | |
75/76B |
4,766 | - | |
75 |
4,766 | - | |
65/66B |
3,149 | 325 | |
65 |
3,149 | 325 | |
9903 |
29,084 | 23,310 | |
67/77 |
11,547 | 6,788 | |
9904 |
17,537 | 16,522 | |
9905 |
17,537 | 16,522 | |
| Appropriation of the result | |||
9906 |
17,559 | 16,522 | |
14P |
22 | - | |
691/2 |
15,500 | 16,500 | |
6921 |
15,500 | 16,500 | |
| Document | |||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 28,972 | 25,029 | ||
| 19,042 | 17,916 | ||
| 3,496 | 4,812 | ||
| 22,696 | - | ||
| 57,889 | 16,104 | ||
| 55.7% | 64.3% | ||
| 13.58 | 2.49 | ||
| 0.12 | 0.55 | ||
| 47.3% | 84.6% | ||
| 26.4% | 54.4% | ||
| 9.20 | 76.94 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | €3,496 | €4,812 |
| €1,505 | €1,394 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on TIPIT
The operating result for 2025 is 16% higher than in 2024.
Debt's share of the balance-sheet total falls from 35.7% to 6.9%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 15-03-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Est appelé à la fonction d’administrateur non statutaire pour une durée illimitée : Monsieur PETIT Timour, prénommé, ici présent et qui…”deed of 15-03-2024
Mandates through the years
1 name, the dashed line is todayPETIT Timour Aelian Simon
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- PETIT Timour Aelian Simon
- Director (not named in the articles), appointed by deed of 15-03-2024, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €371 in 2025
- Source
- deed of 15-03-2024
Articles of association
deed of 15-03-2024 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 15-03-2024 ↗
- PETIT Timour Aelian Simon 100 shares (100%) · €3,000
Network & group
No group
TIPIT has no parent and no holdings in its annual accounts. PETIT Timour Aelian Simon is the only director.
The LEI register names no parent.
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
TLJ
via PETIT Timour Aelian Simon · Director (not named in the articles) · deed of 11-04-2024
Founded in 2024 · total assets €10,081 (2025)
→
Timeline
Timeline
6 events since 2024Filings
Financial
Establishments
202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Liquidity more than 5 times current ratio 13.58 The current ratio rises from 2.49 to 13.58. Short-term debt falls from €10,824 to €4,603.
Annual accounts 2024 filed PDFmicro format · 66 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:1007088147
2024
IncorporationFounding capital of €3,000, 100 shares · Founder: PETIT Timour Aelian Simon (comparant) · Appointment: PETIT Timour Aelian Simon (director) · published on 15-03-20245 points ▸
- Founder, PETIT Timour Aelian Simon (comparant)
- Founding capital, €3,000, 100 shares
- 100 shares
- Registered office clause, Rue Médart, numéro 3 boîte B, 5380 Fernelmont (Section de Forville)
- Director appointment, PETIT Timour Aelian Simon (director (not named in the articles))
- The deed holds 6 more points.
First establishment Rue Médart, Forv. 3, Fernelmont
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 13 March 2024, TIPIT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 PETIT Timour Aelian Simon is director of the company, appointed by deed of 15-03-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 1007.088.147
- VAT number
- BE 1007.088.147
- Peppol ID
- 0208:1007088147
- Other Peppol ID
- 9925:BE1007088147
- LEI code
- 98450095CDA2FBBE6K87 live in the LEI register
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-03-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Saturday of June at 10:00deed of 15-03-2024 (in French)
- Peppol
- Reachable since 18-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- TIPIT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 15-03-2024 (in French)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “La gestion des réseaux sociaux pour des entreprises,en ce compris le conseil,l’audit des réseaux existants,la réalisation et la…”deed of 15-03-2024 (in French)
10 activities
- La gestion des réseaux sociaux pour des entreprises,en ce compris le conseil,l’audit des réseaux existants,la réalisation et la planification des publications et posts à valeur ajoutée,la promotion des publications,la réalisation des tableaux de bord pour analyser les résultats et identifier les opportunités d’optimisation
- La gestion de mail,emailing pour entreprises
- La consultance pour entreprises
- La création de contenu visuel pour entreprises ou particuliers,en ce compris la réalisation de vidéos et de photos,la création de script,l’analyse des plans à faire,la réalisation du tournage et du montage
- La création et la gestion de campagne de pub sur internet
- La gestion de site web,en ce compris l’amélioration et la rédaction de contenu et de visuel,l’amélioration du SEO
- L’organisation de formations et de cours,en ligne ou en présentiel,dans les domaines visés par l’objet
- Les services de communication tels que création et conception d’identité de marque,stratégie de communication,l’organisation de formations,la réalisation de site internet
- Les services informatiques tels que la programmation informatique,le conseil informatique,l’implémentation de logiciel de gestion et autres logiciels
- La rédaction d’articles sur les sujets visés par l’objet
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Médart, Forv. 3 registered office 5380 Fernelmont | 13-03-2024 | 2.360.804.212 |
Buildings and parcels at the address
- Ground area
- 385 m²
- Buildings
- 80 m²
- Volume, LiDAR
- 464 m³
- Tallest building
- 7.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 92047A0204/00C000 | 385 m² | 1 · 80 m² | 7.4 m · 2 |
Contact
E-mail
petit.timour@gmail.com
Phone
+32 491 12 56 20