TIPIT
ActiveTIPIT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €18k. Its solvency ranks better than 46% of 17022 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency81▼-8
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 13.58 against 2.49 in 2024; short-term debt: 6.9% and cash: 50.7% of total assets), and 44.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.7%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 89.8%
2024 · €20k
2024: €20k
2024 → 2025
Total assets
€67k▲ 119%
2024 · €30k
2024: €30k
2024 → 2025
Net result
€18k▲ 6.1%
2024 · €17k
2024: €17k
2024 → 2025
Working capital
€58k▲ 259%
2024 · €16k
2024: €16k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€20k-€37k▲ 89.8%
Operating result€24k-€27k▲ 16.2%
Net result€17k-€18k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€4k▲ 17.8%
Current assets
€62k▲ 132%
Equity and liabilities €67k
Equity
€37k▲ 89.8%
Provisions
€25k
Debt
€5k▼ 57.5%
The debt ratio falls from 35.7% to 6.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €25k
Cash flow
€19k▲
2024 · €18k
Solvency
55.7%▼
2024 · 64.3%
Current ratio
13.58▲
2024 · 2.49
Quick ratio
13.58▲
2024 · 2.49
Debt / equity
0.12▼
2024 · 0.55
ROE
47.3%▼
2024 · 84.6%
ROA
26.4%▼
2024 · 54.4%
Interest coverage
9.20▼
2024 · 76.94
Debt
€5k▼
2024 · €11k
Debt ≤ 1 year
€5k▼
2024 · €11k
Income taxes
€12k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€67k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Furniture and vehicles24€3k€4k▲
Current assets29/58€27k€62k▲
Amounts receivable within one year40/41€10k€18k▲
Trade receivables40€10k€11k▲
Other amounts receivable41-€8k
Current investments50/53€5k€10k▲
Cash at bank and in hand54/58€11k€34k▲
Deferred charges and accrued income490/1€1k€492▼
Equity and liabilities
Total equity and liabilities10/49€30k€67k▲
Equity10/15€20k€37k▲
Contributions10/11€3k€3k=
Reserves13€17k€32k▲
Distributable reserves133€17k€32k▲
Profit (loss) carried forward14€22€2k▲
Provisions and deferred taxes16-€25k
Provisions for liabilities and charges160/5-€25k
Other liabilities and charges164/5-€25k
Amounts payable17/49€11k€5k▼
Amounts payable within one year42/48€11k€5k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€216-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€25k
Other operating charges640/8€50€151▲
Non-recurring operating charges66A-€558
Gross operating margin9900€25k€55k▲
Operating profit (loss)9901€24k€27k▲
Financial income75/76B-€5k
Recurring financial income75-€5k
Financial charges65/66B€325€3k▲
Recurring financial charges65€325€3k▲
Profit (loss) for the period before taxes9903€23k€29k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€17k€18k▲
Profit (loss) for the period to be appropriated9905€17k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€18k▲
Profit (loss) brought forward from the previous period14P-€22
Transfer to equity691/2€17k€16k▼
To other reserves6921€17k€16k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Liquidity times 5current ratio 13.58
Current ratio from 2.49 to 13.58; short-term debt falls from €11k to €5k.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fernelmont · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Médart, Forv. 35380 FernelmontGround area
385 m²
Building footprint
80 m²
Parcel 92047A0204/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TIPIT
since 20242.360.804.212
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92047A0204/00C000 | Wallonia | 385 m² | 1 · 80 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450095CDA2FBBE6K87
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 14,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:petit.timour@gmail.com
Phone:+32491125620