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Tip Top Shop

Active
Private limited companyfounded 1982active for 44 yearsKapellestraat 58, 8020 Oostkamp, BelgiumKBO/BCE: BE 0422.457.962

From the official registers: KBO 43 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Tip Top Shop has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€3,548) and a net result of -€2,217. Equity has been shrinking by about 40% per year since 2018. Its solvency ranks better than 25% of 5,709 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 27-01-1982 Normal situation
Activity
Launderettes and laundries for private customers NACE 96102and 1 other
Establishment unit
2.020.190.987 8020 Oostkamp, since 27-01-1982
Financial year end
31 December
Peppol
Reachable since 23-11-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€7,480
▲ 70.2%
Turnover
≈ €45,000
estimated
Loss
€2,217
Equity
-€3,548
▼ 167%
Total assets
€40,138
▲ 12.2%
Filed on 12-06-2026, 49 days before the deadlinePDF
Score breakdownraises riskCapped at 59: negative equityNegative equity -€3,548Loss of €2,217 (financial year 2025)lowers riskSize: total assets €40,138Founded in 1982Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 17% of micro companies in personal services (NACE 96)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 16-5
equity -8.8% of total assets
Liquidity 22+1
short-term debt 102.1% · cash 17.3%
Profitability 12-57
return on assets -5.5%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,624 companies, NACE 96, micro)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.9%▲ +0.1 percentage points vs 05-2025highest value 07-2025: 0.2%▼ -0.7 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.2 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.17 (0.17 in 2024), below 1. Short-term debt is 102.1% and cash 17.3% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 26% of them on solvency, 17% on liquidity, 21% on profitability and 5% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €40,138
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€3,548
NBB · annual accounts
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €2,217 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€3,548
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
49 days early
2024
34 days early
2023
41 days early
2022
32 days early
2021
54 days early
2020
31 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days before the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€3,548 View
  • Positive: 2nd oldest company in Oostkamp, Other services sectorin the Checked rankings No. 2 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as Tip Top Shop: launderettes and laundries for private customers (NACE 96102). They are comparable in size and age: total assets between €20,400 and €47,600, founded between 1968 and 1995.

CompanyTotal assetsGross margin
Tip Top Shop Oostkamp€40,138€7,480
Sec-Shop Ottignies-Louvain-la-Neuve€38,700€7,598
KATE WASH Yvoir€29,985€5,008
Salon Lavoir Berckmans Sint-Gillis (bij-Brussel)€33,940€13,579
Karelsen - Weyts Ganshoren€20,434€7,482
Presto Clean Beringen€47,645€18,678
FISCONOOM Jodoigne€33,949€3,647
Full comparison

Documents

Annual accounts at the NBB

All 43 annual accounts

Articles and registers

Key facts about Tip Top Shop

What is the company number of Tip Top Shop?
The company number of Tip Top Shop is 0422.457.962. The VAT number is the same number with BE in front: BE 0422.457.962.
Where is Tip Top Shop based?
The registered office is at Kapellestraat 58, 8020 Oostkamp.Company details
What does Tip Top Shop do?
According to the KBO register, the main activity is launderettes and laundries for private customers (NACE 96102).
What is the legal form of Tip Top Shop?
The legal form of Tip Top Shop is Private limited company (BV).
When was Tip Top Shop founded?
Tip Top Shop was founded on 27-01-1982.
Is Tip Top Shop still active?
Yes, Tip Top Shop is an active enterprise in the KBO register.
What is the turnover of Tip Top Shop?
The turnover in financial year 2025 is ≈ €45,000. This figure is estimated from the gross margin of €7,480 and 175 comparable companies (NACE 96). It probably lies between €24,000 and €93,000. It is a rough estimate.Financials
Is Tip Top Shop profitable?
In financial year 2025, Tip Top Shop made a loss of €2,217.
Where can I find the annual accounts of Tip Top Shop?
Tip Top Shop filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Tip Top Shop due?
Tip Top Shop must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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