Tip Top Shop
ActiveTip Top Shop has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-2k. Equity is shrinking by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 4555 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.17 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-8.8%
Return on assets
-5.5%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
34 d early
2023
41 d early
2022
32 d early
2021
54 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k▼ 167%
2024 · €-1k
2018: €10k
2019: €5k
2020: €7k
2021: €4k
2022: €19k
2023: €-2k
2024: €-1k
2018 → 2025
Total assets
€40k▲ 12.2%
2024 · €36k
2018: €45k
2019: €36k
2020: €31k
2021: €26k
2022: €54k
2023: €44k
2024: €36k
2018 → 2025
Net result
€-2k
2024 · €614
2018: €-5k
2019: €-4k
2020: €1k
2021: €-3k
2022: €15k
2023: €-21k
2024: €614
2018 → 2025
Working capital
€-34k▼ 33.8%
2024 · €-25k
2018: €-21k
2019: €-23k
2020: €-20k
2021: €-18k
2022: €-19k
2023: €-26k
2024: €-25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€19k▲ 413%€-2k€-1k▲ 31.6%€-4k▼ 167%
Operating result€-3k-€16k€-20k€-368▲ 98.2%€-4k▼ 866%
Net result€-3k-€15k€-21k€614€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €368 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€33k▲ 9.2%
Current assets
€7k▲ 29.5%
Key figures and ratios
EBITDA
€-557▼
2024 · €3k
Cash flow
€776▼
2024 · €4k
Solvency
-8.8%▼
2024 · -3.7%
Current ratio
0.17▼
2024 · 0.17
Quick ratio
0.17▼
2024 · 0.17
Debt / equity
-12.31▲
2024 · -27.88
ROE
62.5%▲
2024 · -46.1%
ROA
-5.5%▼
2024 · 1.7%
Interest coverage
-1.15▼
2024 · 5.83
Debt
€44k▲
2024 · €37k
Debt ≤ 1 year
€41k▲
2024 · €31k
Debt > 1 year
€3k▼
2024 · €6k
Income taxes
€140▼
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€40k▲
Fixed assets21/28€30k€33k▲
Tangible fixed assets22/27€30k€33k▲
Land and buildings22€21k€21k=
Furniture and vehicles24€9k€12k▲
Current assets29/58€5k€7k▲
Cash at bank and in hand54/58€5k€7k▲
Equity and liabilities
Total equity and liabilities10/49€36k€40k▲
Equity10/15€-1k€-4k▼
Contributions10/11€19k€19k=
Reserves13€11k€11k=
Non-distributable reserves130/1€10k€10k=
Other1319€10k€10k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-31k€-33k▼
Amounts payable17/49€37k€44k▲
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€6k€3k▼
Amounts payable within one year42/48€31k€41k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€10€598▲
Taxes450/3€10€598▲
Other amounts payable47/48€22k€32k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€-368€-4k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€454€484▲
Recurring financial charges65€454€484▲
Profit (loss) for the period before taxes9903€778€-2k▼
Income taxes67/77€164€140▼
Profit (loss) for the period9904€614€-2k▼
Profit (loss) for the period to be appropriated9905€614€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-33k▼
Profit (loss) brought forward from the previous period14P€-31k€-31k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €614
Net result €614 after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-21k ▼237%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 588020 OostkampGround area
271 m²
Building footprint
103 m²
Volume, LiDAR
290 m³
Parcel 31022I0545/00K002, Flanders · tallest building 3.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TIP TOP SHOP
since 19822.020.190.987
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31022I0545/00K002 | Flanders | 271 m² | 1 · 103 m² | 3.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 994 companies in sector 96102 we hold annual accounts for 455. 323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-01-1982
Fiscal year end31-12
Activities, NACEBEL
93012
96102Launderettes and laundries for private customers
93011
96101Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.