FISCONOOM
ActiveSummary
FISCONOOM has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€3,879) and a net result of €1,627. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 26% of 45 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2026
Axes · tick = 2025
Profitability49▼-11
Solvency14▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.77 against 2.24 in 2025; short-term debt: 56.4% and cash: 0.2% of total assets), but equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-11.4%
Return on assets
4.8%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 14-08-2026, 170 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
170 d early
2025
183 d early
2024
191 d early
2023
169 d early
2022
174 d early
2021
181 d early
2020
179 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 178 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today30-06-2027 close31-01-2028 deadline
History
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Financials · fiscal year 2026, abbreviated schema
In the rankings
#4 oldest company in Jodoigne, Other services sector
Equity
-€3,879▲ 29.5%
2025 · -€5,506
Total assets
€33,949▼ 5.5%
2025 · €35,943
Net result
€1,627▼ 49.4%
2025 · €3,217
Working capital
€14,792▼ 25.6%
2025 · €19,881
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€9,771▲ 168%€3,034▼ 68.9%€10,606▲ 250%€4,573▼ 56.9%€3,647▼ 20.2%
Net result€9,090within the sector's middle half▲ 1,032%€2,672within the sector's middle half▼ 70.6%€8,777within the sector's middle half▲ 228%€3,217within the sector's middle half▼ 63.3%€1,627▼ 49.4%
Equity-€4,172within the sector's middle half▲ 68.5%-€1,500within the sector's middle half▲ 64.0%€7,277within the sector's middle half-€5,506below the sector's middle half-€3,879▲ 29.5%
Total assets€15,818below the sector's middle half▼ 16.2%€10,597below the sector's middle half▼ 33.0%€14,156below the sector's middle half▲ 33.6%€35,943within the sector's middle half▲ 154%€33,949▼ 5.5%
Debt€19,990▼ 37.8%€12,097▼ 39.5%€6,879▼ 43.1%€41,449▲ 503%€37,828▼ 8.7%
Working capital€2,144within the sector's middle half€3,030within the sector's middle half▲ 41.3%€7,277within the sector's middle half▲ 140%€19,881within the sector's middle half▲ 173%€14,792▼ 25.6%
Solvency-26.4%below the sector's middle half▲ 43.9pp-14.2%within the sector's middle half▲ 12.2pp51.4%within the sector's middle half▲ 65.6pp-15.3%below the sector's middle half▼ 66.7pp-11.4%▲ 3.9pp
Current ratio1.21within the sector's middle half▲ 0.601.40within the sector's middle half▲ 0.192.06within the sector's middle half▲ 0.662.24within the sector's middle half▲ 0.181.77▼ 0.47
Return on assets (ROA)57.5%above the sector's middle half▲ 53.2pp25.2%above the sector's middle half▼ 32.3pp62.0%above the sector's middle half▲ 36.8pp9.0%within the sector's middle half▼ 53.1pp4.8%▼ 4.2pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 20% below 2025.
Key figures and ratios
Debt to equity
-9.75▼
2025 · -7.53
Debt ≤ 1 year
€19,157▲
2025 · €16,062
Debt > 1 year
€18,576▼
2025 · €24,718
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,448 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.
- Micro
- 20 years or older
- negative equity
- a profit under 5% of the balance sheet
2.1%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,986 | €3,330 | €0 | - | - | - |
| Gross operating margin9900 | €15,757 | €6,364 | €10,606 | €4,573 | €3,647 | ▼ 20.2% |
| Operating profit (loss)9901 | €9,771 | €3,034 | €10,606 | €4,573 | €3,647 | ▼ 20.2% |
| Financial charges65/66B | €681 | €362 | €1,380 | €1,356 | €2,020 | ▲ 49.0% |
| Recurring financial charges65 | €681 | €362 | €1,380 | €1,356 | €2,020 | ▲ 49.0% |
| Profit (loss) for the period before taxes9903 | €9,090 | €2,672 | €9,226 | €3,217 | €1,627 | ▼ 49.4% |
| Income taxes67/77 | - | - | €449 | - | - | - |
| Profit (loss) for the period9904 | €9,090 | €2,672 | €8,777 | €3,217 | €1,627 | ▼ 49.4% |
| Transfer to tax-exempt reserves689 | - | - | €1,619 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €9,090 | €2,672 | €7,158 | €3,217 | €1,627 | ▼ 49.4% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15,818 | €10,597 | €14,156 | €35,943 | €33,949 | ▼ 5.5% |
| Fixed assets21/28 | €3,330 | €0 | - | - | - | - |
| Tangible fixed assets22/27 | €3,330 | €0 | - | - | - | - |
| Plant, machinery and equipment23 | €3,330 | €0 | - | - | - | - |
| Current assets29/58 | €12,488 | €10,597 | €14,156 | €35,943 | €33,949 | ▼ 5.5% |
| Amounts receivable within one year40/41 | €9,927 | €9,175 | €14,048 | €35,882 | €33,888 | ▼ 5.6% |
| Trade receivables40 | €7,599 | €6,846 | €7,273 | €33,375 | €31,559 | ▼ 5.4% |
| Other amounts receivable41 | €2,328 | €2,329 | €6,775 | €2,507 | €2,329 | ▼ 7.1% |
| Cash at bank and in hand54/58 | €61 | €1,422 | €61 | €61 | €61 | = |
| Deferred charges and accrued income490/1 | €2,500 | - | €47 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15,818 | €10,597 | €14,156 | €35,943 | €33,949 | ▼ 5.5% |
| Equity10/15 | -€4,172 | -€1,500 | €7,277 | -€5,506 | -€3,879 | ▲ 29.5% |
| Contributions10/11 | €75,000 | €75,000 | €75,000 | €59,000 | €59,000 | = |
| Capital10 | €75,000 | €75,000 | €75,000 | €59,000 | €59,000 | = |
| Issued capital100 | €75,000 | €75,000 | €75,000 | €59,000 | €59,000 | = |
| Revaluation surpluses12 | €16,601 | €16,601 | €16,601 | €16,601 | €16,601 | = |
| Reserves13 | - | - | €1,619 | €1,619 | €1,619 | = |
| Non-distributable reserves130/1 | - | - | - | €1,619 | €1,619 | = |
| Legal reserve130 | - | - | - | €1,619 | €1,619 | = |
| Tax-exempt reserves132 | - | - | €1,619 | - | - | - |
| Profit (loss) carried forward14 | -€95,773 | -€93,101 | -€85,943 | -€82,726 | -€81,099 | ▲ 2.0% |
| Amounts payable17/49 | €19,990 | €12,097 | €6,879 | €41,449 | €37,828 | ▼ 8.7% |
| Amounts payable after more than one year17 | €9,646 | €4,530 | - | €24,718 | €18,576 | ▼ 24.8% |
| Financial debts170/4 | €9,646 | €4,530 | - | €24,718 | €18,576 | ▼ 24.8% |
| Amounts payable within one year42/48 | €10,344 | €7,567 | €6,879 | €16,062 | €19,157 | ▲ 19.3% |
| Current portion of amounts payable after more than one year42 | €5,262 | €5,249 | €5,275 | €5,865 | €6,152 | ▲ 4.9% |
| Trade debts44 | €1,832 | €1,316 | - | €8,035 | €7,307 | ▼ 9.1% |
| Suppliers440/4 | €1,832 | €1,316 | - | €8,035 | €7,307 | ▼ 9.1% |
| Taxes, remuneration and social security45 | €475 | €1,002 | €417 | €782 | €981 | ▲ 25.4% |
| Taxes450/3 | €475 | €1,002 | €417 | €782 | €981 | ▲ 25.4% |
| Other amounts payable47/48 | €2,775 | - | €1,187 | €1,380 | €4,717 | ▲ 242% |
| Accrued charges and deferred income492/3 | - | - | - | €669 | €95 | ▼ 85.8% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9,090 | €2,672 | €8,777 | €3,217 | €1,627 | ▼ 49.4% |
| + Depreciation and write-downs630 | €5,986 | €3,330 | €0 | - | - | - |
| Operating cash flow (approximation) | €15,076 | €6,002 | €8,777 | €3,217 | €1,627 | ▼ 49.4% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €1,361 | -€1,361 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Weakest financial yearnet €803 ▼95.7%
Net result drops to €803, the lowest in the series; recovery starts the following year.
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €18,628 ▲34%
Operating result €14,795, net result €18,628, both a record.
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 2 establishment units since 1996
Ground area
1,511 m²
Building footprint
249 m²
Volume, LiDAR
2,105 m³
2 parcels, Flanders, Wallonia · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
FISCONOOM
since 19962.074.508.415
WASSALON POLLEPEL
since 19962.074.508.316
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25114C0114/00F000 | Wallonia | 1,387 m² | 1 · 125 m² | 11.7 m · 3 fl. |
| 24107B0077/00E004 | Flanders | 124 m² | 1 · 124 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteJodoigne2.074.508.415
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Of 998 companies in sector 96102 we hold annual accounts for 458. 252 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-1995
Fiscal year end30-06
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0456652838
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.