Equity
€8,000 =
TINO B paid out €58,012 in dividends. That is 100% of the 2025 profit.
TINO B
Lifetime
6 annual accounts with figures on one time axispeak €462,996 (2025)
€462,996▲ 20.0%
lowest -€27,410 (2020)
€58,012▼ 28.4%
peak €8,000 (2024)
€8,000unchanged
€242,949▲ 7.4%
peak 4.3 FTE (2020)
-not published
Board2 names since 2019
1 directorBEXE
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €385,916 to €462,996Result from €81,061 to €58,0121 director appointed, 1 resignation 11-06Dividend €58,012Cash from €36,747 to €88,645
Key points
from the 2025 annual accountsTurnover
≈ €1.3m estimated
The micro format states no turnover.
Debts
€242,949 97% of the balance sheet
Suppliers 38%Taxes and wages 38%Other 24%
Staff
17.6 FTE from 302 in 2022
Between 2022 and 2025, 94% of the full-time equivalents disappeared.
Filings
6 annual accounts 3 late
The 2022 accounts came latest: 31 days after the end of the period.
Position in the sector
€58,012
Higher net result than 90% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
Checked score
51
Fair
Financially stronger than 48% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.0%highest value
01-2025: 4.8%▼ -0.2 percentage points vs 12-2024
02-2025: 4.8%● unchanged vs 01-2025
03-2025: 4.8%● unchanged vs 02-2025
04-2025: 4.9%▲ +0.1 percentage points vs 03-2025
05-2025: 4.7%▼ -0.2 percentage points vs 04-2025
06-2025: 4.8%▲ +0.1 percentage points vs 05-2025
07-2025: 5.0%▲ +0.2 percentage points vs 06-2025
08-2025: 4.1%▼ -0.9 percentage points vs 07-2025
09-2025: 4.1%● unchanged vs 08-2025
10-2025: 4.1%● unchanged vs 09-2025
11-2025: 4.1%● unchanged vs 10-2025
12-2025: 3.5%▼ -0.6 percentage points vs 11-2025
01-2026: 3.4%▼ -0.1 percentage points vs 12-2025
02-2026: 3.3%▼ -0.1 percentage points vs 01-2026
03-2026: 3.3%● unchanged vs 02-2026
04-2026: 3.4%▲ +0.1 percentage points vs 03-2026
05-2026: 3.4%● unchanged vs 04-2026
06-2026: 3.3%▼ -0.1 percentage points vs 05-2026
07-2026: 3.4%▲ +0.1 percentage points vs 06-2026
08-2026: 4.3%▲ +0.9 percentage points vs 07-2026
09-2026: 3.0%▼ -1.3 percentage points vs 08-2026lowest value
10-2026: 3.0%● unchanged vs 09-2026lowest value
11-2026: 3.0%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Founded in 2019
lowers risk
Liquidity: current ratio 0.88, cash €88,645
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 28% of them on solvency, 40% on liquidity, 85% on profitability and 41% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 875 companies had the same profile as TINO B has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TINO B itself is higher: 3.0% within 12 months. It rests on far more data about TINO B than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for TINO B. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €8,000
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 6 filingsDeviation from the deadline
2025
31 days late
2024
6 days early
2023
23 days late
2022
31 days late
2021
on the day
2020
2 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 13 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0734747086
1 director appointed, 1 resignation
Resignation: MEYRUMYAN Gor · Appointment: BEXE · Permanent representative: MEYRUMYAN Gor · General meeting of 05-05-2025 · Gazette deed
New establishment in Liège
Barev, Place du Marché 47
Registered office moved within Liège
New registered office: PLACE DU MARCHE 35 à 4000 LIEGE · Previous registered office: RUE DU MARCHE 2 4020 Liège · General meeting of 23-09-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TINO B Liège | €250,949 | €462,996 | 3.2% | - |
| SINISTRI Villers-le-Bouillet | €291,315 | €392,611 | 48.4% | - |
| C.E.O Asian Brussels | €253,413 | €472,067 | -121.3% | - |
| AU SUCR' ET SALE Namur | €231,107 | €492,051 | -176.6% | - |
| DI MARTINO Antwerp | €284,340 | €440,077 | 38.1% | - |
| BEAUFLEUR Koksijde | €249,349 | €377,620 | 3.0% | 1.7 |
| BEVERLO BSS Beringen | €220,929 | €429,735 | 14.7% | 12 |
These companies have the same main activity as TINO B: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €221,000 and €291,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 23-09-2019Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 1 other
- Establishment units
- 2.293.474.6314000 Liège, since 23-09-2019
- 2.330.991.5584000 Liège, since 16-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Annual accounts 2025
- €250,949▲ 7.1%
- Employeeson 31-12-2025
- 8▼ 20.0%
- Filing
- Filed on 31-08-2026
Insights on TINO B
TINO B files the micro format. That format states no turnover. The gross margin rose from €64,558 in 2020 to €462,996 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TINO B
- What is the company number of TINO B?
- The company number of TINO B is 0734.747.086. The VAT number is the same number with BE in front: BE 0734.747.086.
- Where is TINO B based?
- The registered office is at Place du Marché 35, 4000 Liège.Company details
- What does TINO B do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of TINO B?
- TINO B is a private limited company (BV).
- When was TINO B founded?
- TINO B was founded on 23-09-2019.
- Is TINO B still active?
- Yes, TINO B is an active enterprise in the KBO register.
- How many employees does TINO B have?
- TINO B had an average of 17.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of TINO B?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €462,996 and 37 comparable companies (NACE 56112). It probably lies between €1.1m and €1.5m.
- Is TINO B profitable?
- In financial year 2025, TINO B made a profit of €58,012.
- Where can I find the annual accounts of TINO B?
- TINO B filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TINO B due?
- TINO B must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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