Tine Torfs
ActiveTine Torfs has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €34k. Its solvency ranks better than 39% of 12617 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency90▼-10
Growth78
Stability82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 3.34 in 2024), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
35%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
on the day
2024
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▲ 307%
2024 · €11k
2024: €11k
2024 → 2025
Total assets
€96k▲ 530%
2024 · €15k
2024: €15k
2024 → 2025
Net result
€34k▲ 254%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€28k▲ 162%
2024 · €11k
2024: €11k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€11k-€44k▲ 307%
Operating result€12k-€44k▲ 266%
Net result€10k-€34k▲ 254%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 266% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€52k
Current assets
€44k
Equity and liabilities €96k
Equity
€44k▲ 307%
Debt
€53k▲ 1,053%
The debt ratio rises from 29.9% to 54.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€51k
Cash flow
€41k
Solvency
45.3%▼
2024 · 70.1%
Current ratio
2.77▼
2024 · 3.34
Quick ratio
2.77▼
2024 · 3.34
Debt / equity
1.21▲
2024 · 0.43
ROE
77.4%▼
2024 · 89.1%
ROA
35.0%▼
2024 · 62.5%
Interest coverage
58.68
Debt
€53k▲
2024 · €5k
Debt ≤ 1 year
€16k▲
2024 · €5k
Debt > 1 year
€37k
Income taxes
€9k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€96k▲
Fixed assets21/28-€52k
Tangible fixed assets22/27-€52k
Furniture and vehicles24-€52k
Current assets29/58€15k€44k▲
Amounts receivable within one year40/41€16-
Other amounts receivable41€16-
Cash at bank and in hand54/58€15k€44k▲
Deferred charges and accrued income490/1-€323
Equity and liabilities
Total equity and liabilities10/49€15k€96k▲
Equity10/15€11k€44k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€9k€42k▲
Amounts payable17/49€5k€53k▲
Amounts payable after more than one year17-€37k
Financial debts170/4-€37k
Amounts payable within one year42/48€5k€16k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€154€154=
Suppliers440/4€154€154=
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€953€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€7k
Other operating charges640/8-€464
Gross operating margin9900€12k€52k▲
Operating profit (loss)9901€12k€44k▲
Financial income75/76B-€47
Recurring financial income75-€47
Financial charges65/66B-€873
Recurring financial charges65-€873
Profit (loss) for the period before taxes9903€12k€43k▲
Income taxes67/77€2k€9k▲
Profit (loss) for the period9904€10k€34k▲
Profit (loss) for the period to be appropriated9905€10k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€43k▲
Profit (loss) brought forward from the previous period14P-€9k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bovenpad 332280 GrobbendonkGround area
1,127 m²
Building footprint
131 m²
Volume, LiDAR
660 m³
Parcel 13010B0167/00K000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tine Torfs
since 20242.364.626.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13010B0167/00K000 | Flanders | 1,126 m² | 1 · 131 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,026. 7,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2024
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.