Jigert
ActiveJigert has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44k and a net result of €180k. Equity is shrinking by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 12627 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
65
/ 100
Healthy▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency23▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 1.16 in 2024), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
77.1%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12627 sector peers (2025).
NBB · sector comparisonPosition among 12627 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
115 d early
2024
49 d early
2023
19 d early
2022
4 d early
2021
31 d early
2020
33 d early
2019
14 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€44k▼ 0.4%
2024 · €44k
2019: €43k
2020: €159k
2021: €307k
2022: €148k
2023: €65k
2024: €44k
2019 → 2025
Total assets
€233k▼ 10.6%
2024 · €261k
2019: €66k
2020: €202k
2021: €359k
2022: €466k
2023: €330k
2024: €261k
2019 → 2025
Net result
€180k▼ 2.8%
2024 · €185k
2019: €41k
2020: €116k
2021: €147k
2022: €141k
2023: €167k
2024: €185k
2019 → 2025
Working capital
€38▼ 99.9%
2024 · €35k
2019: €43k
2020: €159k
2021: €277k
2022: €126k
2023: €50k
2024: €35k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€307k-€148k▼ 51.9%€65k▼ 56.0%€44k▼ 32.3%€44k▼ 0.4%
Operating result€195k-€199k▲ 2.0%€220k▲ 10.7%€240k▲ 9.3%€237k▼ 1.5%
Net result€147k-€141k▼ 4.3%€167k▲ 18.7%€185k▲ 10.5%€180k▼ 2.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €233k
Fixed assets
€44k▲ 372%
Current assets
€190k▼ 24.7%
Equity and liabilities €233k
Equity
€44k▼ 0.4%
Debt
€190k▼ 12.7%
The debt ratio falls from 83.2% to 81.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€245k▼
2024 · €248k
Cash flow
€189k▼
2024 · €193k
Solvency
18.7%▲
2024 · 16.8%
Current ratio
1.00▼
2024 · 1.16
Quick ratio
1.00▼
2024 · 1.16
Debt / equity
4.33▼
2024 · 4.94
ROE
411.1%▼
2024 · 420.9%
ROA
77.1%▲
2024 · 70.9%
Interest coverage
288.58▼
2024 · 1253.36
Debt
€190k▼
2024 · €217k
Debt ≤ 1 year
€190k▼
2024 · €217k
Income taxes
€58k▼
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€261k€233k▼
Fixed assets21/28€9k€44k▲
Tangible fixed assets22/27€9k€44k▲
Land and buildings22-€38k
Furniture and vehicles24€9k€5k▼
Current assets29/58€252k€190k▼
Amounts receivable within one year40/41€4k€12k▲
Trade receivables40-€8k
Other amounts receivable41€4k€4k▼
Current investments50/53€225k€102k▼
Cash at bank and in hand54/58€21k€76k▲
Deferred charges and accrued income490/1€1k€144▼
Equity and liabilities
Total equity and liabilities10/49€261k€233k▼
Equity10/15€44k€44k▼
Contributions10/11€3k€3k=
Reserves13€41k€41k▼
Distributable reserves133€41k€41k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€217k€190k▼
Amounts payable within one year42/48€217k€190k▼
Current portion of amounts payable after more than one year42-€17k
Trade debts44€28€23k▲
Suppliers440/4€28€23k▲
Taxes, remuneration and social security45€42k€31k▼
Taxes450/3€42k€31k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€175k€119k▼
Income statement
Code20242025
Non-recurring operating income76A€10k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€897€949▲
Non-recurring operating charges66A€674-
Gross operating margin9900€249k€246k▼
Operating profit (loss)9901€240k€237k▼
Financial income75/76B€6k€2k▼
Recurring financial income75€6k€2k▼
Financial charges65/66B€198€850▲
Recurring financial charges65€198€850▲
Profit (loss) for the period before taxes9903€246k€237k▼
Income taxes67/77€61k€58k▼
Profit (loss) for the period9904€185k€180k▼
Profit (loss) for the period to be appropriated9905€185k€180k▼
Appropriation of the result
Profit (loss) to be appropriated9906€247k€180k▼
Profit (loss) brought forward from the previous period14P€62k-
Transfer from equity791/2-€41k
Transfer to equity691/2€41k€41k▼
To other reserves6921€41k€41k▼
Profit to be distributed694/7€206k€180k▼
Return on contributions (dividend)694€206k€180k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €185k ▲10.5%
Operating result €240k, net result €185k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €307k ▲92.5%
3 profitable years in a row build equity to €307k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €159k ▲270%
2 profitable years in a row build equity to €159k.
14-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotenbergestraat 589620 ZottegemGround area
2,735 m²
Building footprint
224 m²
Volume, LiDAR
1,819 m³
Parcel 41081A0636/00C002, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Jigert
since 20192.294.208.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0636/00C002 | Flanders | 2,735 m² | 1 · 224 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 7,100 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2019
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jfkeustermans@gmail.com