Credit risk
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
1 of 3 acts readfiscal year 2026 expected by 31-07-2027
2026
30-06-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
16-04-2025 State Gazette act Registered-office change
No further detail in the source.
2024
12-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
20-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-09-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-09-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-08-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Financials
Equity€103k+1.6%
2023: €105k
2024: €102k
Net result€57k-33.4%
2023: €204k
2024: €86k
Total assets€151k-28.5%
2023: €332k
2024: €212k
Solvency68.3%+20.2pp
2023: 31.7%
2024: 48.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schema€16k
-34.4%
23-25
€56k
-38.0%
23-25
€48k
-56.3%
23-25
€48k
-53.3%
23-25
€0
-100.0%
23-25
55.6%
-34.4%
23-25
37.9%
-6.9%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €57k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €16k |
| Dividends | €56k |
| Total assets | €151k |
| Equity | €103k |
| Debt | €48k |
| of which ≤ 1y | €48k |
| of which > 1y | €0 |
| Working capital | n/a |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 68.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 37.9% |
| ROE | 55.6% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €151k |
| Fixed assets | 21/28 | €28k |
| Tangible fixed assets | 22/27 | €27k |
| Financial fixed assets | 28 | €879 |
| Current assets | 29/58 | €123k |
| Amounts receivable within one year | 40/41 | €27k |
| Cash & bank | 54/58 | €93k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €151k |
| Equity | 10/15 | €103k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €85k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €48k |
| Amounts payable after one year | 17 | €0 |
| Amounts payable within one year | 42/48 | €48k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €84k |
| Operating result | 9901 | €68k |
| Financial income | 75 | €5k |
| Financial charges | 65 | €141 |
| Result before taxes | 9903 | €73k |
| Income taxes | 67/77 | €16k |
| Net result for the period | 9904 | €57k |
| Result to be appropriated | 9905 | €57k |
Signals
1 signal
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 7 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 30-06-2026 | 31 d early | 2026-00235364 |
| 31-12-2024 | 31-07-2025 | 07-07-2025 | 24 d early | 2025-00244972 |
| 31-12-2023 | 31-07-2024 | 12-08-2024 | 12 d late | 2024-00343311 |
| 31-12-2022 | 31-07-2023 | 20-08-2023 | 20 d late | 2023-00369537 |
| 31-12-2021 | 31-07-2022 | 16-09-2022 | 47 d late | 2022-20433494 |
| 31-12-2020 | 31-07-2021 | 29-09-2021 | 60 d late | 2021-69100360 |
| 31-12-2019 | 31-07-2020 | 29-08-2020 | 29 d late | 2020-48000405 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationTIMUZ
since 20192.285.594.469
Parcels1
Ground area329 m²
Buildings1
Building footprint137 m²
Volume (LiDAR)912 m³
Tallest building10.7 m · ±2 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016C0759/00E002 | Flanders | 329 m² | 1 · 137 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
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How this selection is made
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 240 of the 1,509 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Other activities auxiliary to financial services, excluding insurance and pension funding66199Other financial services64999