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Timo Invest

Active
Private limited companyfounded 2021active for 5 yearsHeidebosstraat 44, 9310 Aalst, BelgiumKBO/BCE: BE 0771.681.322

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Timo Invest has been active since 2021 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry. The 2025 annual accounts show negative equity (-€110,203) and a net result of €27,085. Equity has been shrinking by about 39% per year since 2022. Its solvency ranks better than 5% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

KBO
Status
Active since 23-07-2021 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.320.245.146 9310 Aalst, since 23-07-2021
Financial year end
31 December
Peppol
Reachable since 03-04-2026

Board and ownership

Board
  • Chalmet TimothyDirector · since 23-07-2021

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€40,996
Turnover
≈ €120,000
estimated
Profit
€27,085
Equity
-€110,203
▲ 19.7%
Total assets
€159,478
▲ 40.9%
Filed on 30-07-2026, 1 day before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€110,203Ex-officio strike-off in the KBOlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €159,478Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 30% of micro companies in head offices and management consultancy (NACE 70)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -69.1% of total assets
Liquidity 2-4
short-term debt 169.1% · cash 1.5%
Profitability 82+82
return on assets 17.0%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,516 companies, NACE 70, micro)
Last 24 months 11-2024: 4.1% 12-2024: 4.1%● unchanged vs 11-2024 01-2025: 4.1%● unchanged vs 12-2024 02-2025: 4.1%● unchanged vs 01-2025 03-2025: 4.0%▼ -0.1 percentage points vs 02-2025 04-2025: 3.4%▼ -0.6 percentage points vs 03-2025 05-2025: 3.4%● unchanged vs 04-2025 06-2025: 3.4%● unchanged vs 05-2025 07-2025: 3.5%▲ +0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +1.1 percentage points vs 07-2025 09-2025: 5.5%▲ +0.9 percentage points vs 08-2025highest value 10-2025: 3.2%▼ -2.3 percentage points vs 09-2025 11-2025: 3.2%● unchanged vs 10-2025 12-2025: 3.2%● unchanged vs 11-2025 01-2026: 3.2%● unchanged vs 12-2025 02-2026: 3.1%▼ -0.1 percentage points vs 01-2026 03-2026: 3.1%● unchanged vs 02-2026 04-2026: 3.1%● unchanged vs 03-2026 05-2026: 2.9%▼ -0.2 percentage points vs 04-2026 06-2026: 2.6%▼ -0.3 percentage points vs 05-2026 07-2026: 1.2%▼ -1.4 percentage points vs 06-2026 08-2026: 0.9%▼ -0.3 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.31 (0.35 in 2024), below 1. Short-term debt is 169.1% and cash 1.5% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 3% of them on solvency, 2% on liquidity, 50% on profitability and 66% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €159,478
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€110,203
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
1 day early
2024
61 days late
2023
18 days early
2022
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 5 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€110,203 View
  • Caution: Lower solvency than 95% of companies in head offices and management consultancysector median 55.6% · 39,242 companies -69.1% View
  • Positive: Back in profit in 2025after a loss of €41,170 in 2024 €27,085 View

Comparable companies

These companies have the same main activity as Timo Invest: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €147,000 and €185,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Timo Invest Aalst€159,478€40,996
Dries Schockaert Erpe-Mere€167,777€42,606
MST Projects Zele€147,432€40,980
Callipso Dendermonde€184,704€39,684
REZA Deinze€181,332€41,784
MATIVE Sint-Niklaas€164,377€34,634
SUPPLUS Dendermonde€161,433€37,223
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Timo Invest

What is the company number of Timo Invest?
The company number of Timo Invest is 0771.681.322. The VAT number is the same number with BE in front: BE 0771.681.322.
Where is Timo Invest based?
The registered office is at Heidebosstraat 44, 9310 Aalst.Company details
What does Timo Invest do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of Timo Invest?
The legal form of Timo Invest is Private limited company (BV).
When was Timo Invest founded?
Timo Invest was founded on 23-07-2021.
Is Timo Invest still active?
Yes, Timo Invest is an active enterprise in the KBO register.
What is the turnover of Timo Invest?
The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €40,996 and 144 comparable companies (NACE 70200). It probably lies between €69,000 and €160,000.Financials
Is Timo Invest profitable?
In financial year 2025, Timo Invest made a profit of €27,085.
Where can I find the annual accounts of Timo Invest?
Timo Invest filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Timo Invest due?
Timo Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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