REZA
ActiveREZA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €26k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 64% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency94▲+17
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 1.0 against 0.82 in 2024; short-term debt: 30.6% and cash: 1% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
4 d late
2024
38 d early
2023
28 d late
2022
14 d early
2021
64 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▲ 25.7%
2024 · €100k
2021: €29k
2022: €52k
2023: €74k
2024: €100k
2021 → 2025
Total assets
€181k▼ 5.8%
2024 · €192k
2021: €146k
2022: €153k
2023: €152k
2024: €192k
2021 → 2025
Net result
€26k▼ 0.1%
2024 · €26k
2021: €21k
2022: €22k
2023: €23k
2024: €26k
2021 → 2025
Working capital
€-36▲ 99.7%
2024 · €-14k
2021: €-19k
2022: €-19k
2023: €-25k
2024: €-14k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€52k▲ 75.9%€74k▲ 43.7%€100k▲ 34.5%€125k▲ 25.7%
Operating result€32k-€32k▲ 0.6%€38k▲ 18.9%€46k▲ 21.3%€39k▼ 16.4%
Net result€21k-€22k▲ 4.3%€23k▲ 1.2%€26k▲ 13.7%€26k▼ 0.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€126k▼ 1.9%
Current assets
€55k▼ 13.4%
Equity and liabilities €181k
Equity
€125k▲ 25.7%
Debt
€56k▼ 39.6%
The debt ratio falls from 48.1% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €49k
Cash flow
€28k▼
2024 · €28k
Solvency
69.2%▲
2024 · 51.9%
Current ratio
1.00▲
2024 · 0.82
Quick ratio
1.00▲
2024 · 0.82
Debt / equity
0.45▼
2024 · 0.93
ROE
20.4%▼
2024 · 25.7%
ROA
14.1%▲
2024 · 13.3%
Interest coverage
12.62▲
2024 · 12.46
Debt
€56k▼
2024 · €93k
Debt ≤ 1 year
€56k▼
2024 · €78k
Income taxes
€11k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€192k€181k▼
Fixed assets21/28€128k€126k▼
Tangible fixed assets22/27€8k€6k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€4k▼
Financial fixed assets28€120k€120k=
Current assets29/58€64k€55k▼
Amounts receivable within one year40/41€52k€54k▲
Trade receivables40€16k-
Other amounts receivable41€36k€54k▲
Cash at bank and in hand54/58€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€192k€181k▼
Equity10/15€100k€125k▲
Contributions10/11€8k€8k=
Reserves13€89k€115k▲
Distributable reserves133€89k€115k▲
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€93k€56k▼
Amounts payable after more than one year17€14k-
Financial debts170/4€14k-
Amounts payable within one year42/48€78k€56k▼
Current portion of amounts payable after more than one year42€27k€21k▼
Trade debts44€30k€7k▼
Suppliers440/4€30k€7k▼
Taxes, remuneration and social security45€22k€27k▲
Taxes450/3€22k€27k▲
Accrued charges and deferred income492/3€630€387▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€957€722▼
Gross operating margin9900€50k€42k▼
Operating profit (loss)9901€46k€39k▼
Financial income75/76B€1€1k▲
Recurring financial income75€1€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€42k€37k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€26k€26k▼
Profit (loss) for the period to be appropriated9905€26k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€28k▲
Profit (loss) brought forward from the previous period14P€2k€3k▲
Transfer to equity691/2€25k€26k▲
To other reserves6921€25k€26k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Equity above €100kEq €125k ▲25.7%
5 profitable years in a row build equity to €125k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €26k ▲13.7%
Operating result €46k, net result €26k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leernsesteenweg 2739800 DeinzeGround area
1,414 m²
Building footprint
365 m²
Volume, LiDAR
3,677 m³
Parcel 44065A0535/00C000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
REZA
since 20202.311.172.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44065A0535/00C000 | Flanders | 1,414 m² | 1 · 365 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BREWERY EQUIPMENT
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BE 0568.640.229
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"ALEPHAR"
BE 0794.848.484
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YOLIMATT
BE 0836.243.136
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NSE CONSULT
BE 1008.972.026
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,844 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.