TIMMO
ActiveTIMMO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €2k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 88% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability5▼-9
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 5.54 against 5.59 in 2024), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
0.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
28 d early
2023
on the day
2022
29 d late
2021
8 d late
2020
24 d late
2019
52 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▲ 1.0%
2024 · €182k
2018: €74k
2019: €75k
2020: €75k
2021: €72k
2022: €179k
2023: €177k
2024: €182k
2018 → 2025
Total assets
€216k▲ 1.3%
2024 · €213k
2018: €104k
2019: €106k
2020: €105k
2021: €102k
2022: €218k
2023: €216k
2024: €213k
2018 → 2025
Net result
€2k▼ 61.9%
2024 · €5k
2018: €2k
2019: €2k
2020: €-87
2021: €-3k
2022: €107k
2023: €-2k
2024: €5k
2018 → 2025
Working capital
€145k▲ 1.9%
2024 · €143k
2018: €-18k
2019: €-13k
2020: €-10k
2021: €-11k
2022: €137k
2023: €137k
2024: €143k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€179k▲ 148%€177k▼ 1.1%€182k▲ 2.8%€184k▲ 1.0%
Operating result€-3k-€145k€-2k€7k€3k▼ 56.8%
Net result€-3k-€107k€-2k€5k€2k▼ 61.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 57% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€39k▼ 2.0%
Current assets
€177k▲ 2.1%
Equity and liabilities €216k
Equity
€184k▲ 1.0%
Debt
€32k▲ 3.1%
The debt ratio rises from 14.6% to 14.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€4k▼
2024 · €8k
Cash flow
€3k▼
2024 · €6k
Solvency
85.2%▼
2024 · 85.4%
Current ratio
5.54▼
2024 · 5.59
Quick ratio
5.54▼
2024 · 5.59
Debt / equity
0.17▲
2024 · 0.17
ROE
1.0%▼
2024 · 2.7%
ROA
0.9%▼
2024 · 2.3%
Interest coverage
24.83▼
2024 · 46.78
Debt
€32k▲
2024 · €31k
Debt ≤ 1 year
€32k▲
2024 · €31k
Income taxes
€953▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€216k▲
Fixed assets21/28€40k€39k▼
Tangible fixed assets22/27€40k€39k▼
Land and buildings22€40k€39k▼
Current assets29/58€174k€177k▲
Amounts receivable within one year40/41€16k€16k=
Other amounts receivable41€16k€16k=
Cash at bank and in hand54/58€158k€161k▲
Equity and liabilities
Total equity and liabilities10/49€213k€216k▲
Equity10/15€182k€184k▲
Contributions10/11€94k€94k=
Reserves13€91k€92k▲
Distributable reserves133€91k€92k▲
Profit (loss) carried forward14€-2k€-2k=
Amounts payable17/49€31k€32k▲
Amounts payable within one year42/48€31k€32k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€29k€29k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€795€795=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€10k€6k▼
Operating profit (loss)9901€7k€3k▼
Financial charges65/66B€166€153▼
Recurring financial charges65€166€153▼
Profit (loss) for the period before taxes9903€7k€3k▼
Income taxes67/77€2k€953▼
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-69▼
Profit (loss) brought forward from the previous period14P€-2k€-2k=
Transfer to equity691/2€5k€2k▼
To other reserves6921€5k€2k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Back to profitnet €107k
Net result €107k after 2 loss-making years.
31-12
Financial
Liquidity times 7current ratio 4.50
Current ratio from 0.63 to 4.50.
31-12
Financial
Equity above €150kEq €179k ▲148%
Equity rises from €72k to €179k.
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1961730 AsseGround area
1,115 m²
Building footprint
135 m²
Volume, LiDAR
626 m³
Parcel 23322D0005/00D002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23322D0005/00D002 | Flanders | 1,115 m² | 1 · 135 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAPO
BE 0438.753.368
Lievegem · Eq €184k
Grace
BE 0831.110.648
Grimbergen · Eq €184k
JORIFLEUR
BE 0878.623.822
Herzele · Eq €184k
D'Hondt Consulting and Investments
BE 0719.662.893
Boechout · Eq €184k
SAMGIL
BE 0885.956.824
Brussel · Eq €184k
Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 4,721 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-08-2013
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.