JORIFLEUR
ActiveJORIFLEUR has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €65k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency96▲+5
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 4.74 in 2024), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
18%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-03-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
3 d late
2023
25 d early
2022
26 d early
2021
5 d early
2020
10 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▲ 36.2%
2024 · €135k
2018: €51k
2019: €70k
2020: €86k
2021: €98k
2022: €108k
2023: €113k
2024: €135k
2018 → 2025
Total assets
€361k▲ 23.7%
2024 · €292k
2018: €335k
2019: €340k
2020: €296k
2021: €292k
2022: €288k
2023: €275k
2024: €292k
2018 → 2025
Net result
€65k▲ 196%
2024 · €22k
2018: €13k
2019: €19k
2020: €16k
2021: €12k
2022: €11k
2023: €5k
2024: €22k
2018 → 2025
Working capital
€136k▲ 34.8%
2024 · €101k
2018: €-19k
2019: €-2k
2020: €11k
2021: €20k
2022: €28k
2023: €30k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€98k-€108k▲ 11.2%€113k▲ 4.5%€135k▲ 19.3%€184k▲ 36.2%
Operating result€21k-€20k▼ 5.4%€13k▼ 36.3%€38k▲ 195%€102k▲ 169%
Net result€12k-€11k▼ 7.3%€5k▼ 54.9%€22k▲ 345%€65k▲ 196%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 169% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€156k▼ 4.6%
Current assets
€205k▲ 59.9%
Equity and liabilities €361k
Equity
€184k▲ 36.2%
Debt
€177k▲ 12.9%
The debt ratio falls from 53.6% to 49.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€109k▲
2024 · €45k
Cash flow
€72k▲
2024 · €29k
Solvency
51.0%▲
2024 · 46.4%
Current ratio
2.99▼
2024 · 4.74
Quick ratio
1.82▼
2024 · 4.74
Debt / equity
0.96▼
2024 · 1.16
ROE
35.2%▲
2024 · 16.2%
ROA
18.0%▲
2024 · 7.5%
Interest coverage
24.71▲
2024 · 9.17
Debt
€177k▲
2024 · €157k
Debt ≤ 1 year
€69k▲
2024 · €27k
Debt > 1 year
€108k▼
2024 · €125k
Income taxes
€33k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€292k€361k▲
Fixed assets21/28€164k€156k▼
Tangible fixed assets22/27€164k€156k▼
Land and buildings22€164k€156k▼
Current assets29/58€128k€205k▲
Stocks and contracts in progress3-€80k
Stocks30/36-€80k
Amounts receivable within one year40/41€14k€8k▼
Trade receivables40€6k€2k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€114k€117k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€292k€361k▲
Equity10/15€135k€184k▲
Contributions10/11€6k€6k=
Reserves13€107k€151k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€107k€151k▲
Profit (loss) carried forward14€22k€27k▲
Amounts payable17/49€157k€177k▲
Amounts payable after more than one year17€125k€108k▼
Financial debts170/4€125k€108k▼
Amounts payable within one year42/48€27k€69k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Trade debts44€0€4k▲
Suppliers440/4€0€4k▲
Taxes, remuneration and social security45€11k€33k▲
Taxes450/3€11k€33k▲
Other amounts payable47/48-€15k
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Other operating charges640/8€1k€3k▲
Gross operating margin9900€46k€113k▲
Operating profit (loss)9901€38k€102k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€33k€97k▲
Income taxes67/77€11k€33k▲
Profit (loss) for the period9904€22k€65k▲
Profit (loss) for the period to be appropriated9905€22k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€84k€87k▲
Profit (loss) brought forward from the previous period14P€62k€22k▼
Transfer from equity791/2-€16k
Transfer to equity691/2€62k€60k▼
To other reserves6921€62k€60k▼
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €65k ▲196%
Operating result €102k, net result €65k, both a record.
30-09
Financial
Equity above €150kEq €184k ▲36.2%
8 profitable years in a row build equity to €184k.
03-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-09
Financial
Liquidity doublescurrent ratio 4.74
Current ratio from 2.30 to 4.74.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €5k ▼54.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Equity above €100kEq €108k ▲11.2%
5 profitable years in a row build equity to €108k.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krommestraat 69550 HerzeleGround area
942 m²
Building footprint
611 m²
Volume, LiDAR
1,830 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JORIFLEUR
since 20062.152.240.057
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41067A1235/00H000 | Flanders | 602 m² | 1 · 275 m² | - |
| 41062C0379/00G000 | Flanders | 340 m² | 1 · 336 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Grace
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CAPO
BE 0438.753.368
Lievegem · Eq €184k
TIMMO
BE 0537.774.532
Asse · Eq €184k
WIT20
BE 0744.666.426
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Ster MS
BE 1016.003.734
Duffel · Eq €185k
Of 9,134 companies in sector 68201 we hold annual accounts for 6,762. 4,747 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2006
Fiscal year end30-09
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.